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Liquid Mutual Funds in India - The Best Way to Save Surplus

Investing in Liquid Funds is just like saving money in the bank savings account. Without compromising on the liquidity factors, the Liquid Mutual Funds allow you to invest in the very short-term debt instruments and money market securities and let you earn best liquid fund returns in a short span of time. We tend to offer you investments in the best liquid funds in India to give your savings new wings of growth. Know more about the best liquid mutual funds NAV, returns and performance.

Recommended Funds  
Scheme Name Category Nav Return(%) Rating Analysis Amount Action
ICICI Prudential Liquid Fund (G) Earlier known as ICICI Prudential Liquid Plan - Regular Plan (G)
Liquid 7.28

Sundaram Money Fund (G) Earlier known as Sundaram Money Fund - Regular Plan (G)
Liquid 7.24

Canara Robeco Liquid Fund (G) Earlier known as Canara Robeco Liquid (G)
Liquid 7.7

Reliance Liquid Fund (G) Earlier known as Reliance Liquid Fund - Treasury Plan (G)
Liquid 7.3

Tata Liquid Fund (G) Earlier known as Tata Money Market Fund (G)
Liquid 7.3

SBI Liquid Fund (G) Earlier known as SBI Premier Liquid Fund (G)
Liquid 7.21

Mahindra Liquid Fund (G) Earlier known as Mahindra Liquid Fund - Regular (G)
Liquid N/A

Liquid 7.22

Invesco India Liquid Fund (G) Earlier known as Invesco Liquid Fund (G)
Liquid 7.31

Aditya Birla Sun Life Liquid Fund (G) Earlier known as Aditya Birla Sun Life Cash Plus (Plan B)- Retail (G)
Liquid 7.31

Mirae Asset Cash Management Fund (G) Earlier known as Mirae Asset Cash Management Fund - Growth - Plan
Liquid 6.99

Liquid Funds in India - Best Solution for Short-Term Investments

Are you still using the old mobile phone which has a keypad, for instance Nokia-1600? Of course not! Then, why are you plotting your hard-earned money in savings bank account? Instead of parking your cash into savings bank account, why not invest it where it can reap higher returns? Liquid funds are such an option for investment through which you can earn healthy returns on your investments. They offer higher returns than that of what you earn from your savings account. Thus, it should be a daily dose to maintain your financial fitness.

What Are Liquid Mutual Funds?

Liquid Fund are a category of mutual funds that invest your surplus money or any irregular income in very short-term market instruments such as government securities, treasury bills, and call money that hold least amount of investment risk. Typically, best liquid funds come up with a maturity period of up to 91 days, but some of them are much lower than that. Liquid Mutual Fund come under the category of debt mutual funds which are already well known for their suitability with the conservative investors. Moreover, the risk factor is minimal in liquid funds in the entire category of mutual fund schemes, though risk is not completely absent.

Why to Invest in Liquid Funds India?

Liquid Mutual Funds are the most ideal parking ground for your surplus money that you have received due to any influx of cash, maturity of investments, or other inflows. Moreover, investment in liquid funds in India can also help you as an emergency fund in case of any uncertainty. Although it is true that top liquid Fund systematic investments provide higher returns than savings bank deposits, but they cannot be full-fledged substitute to bank deposits. However, historically they have provided 3-4% higher returns than that of the savings bank deposits.

How to Invest in best Liquid Mutual Funds in India?

Investing in mutual funds has now become simplified with the various online solutions. We provide the best services to the investors to start their online liquid funds investment in a hassle-free manner. One simply needs to submit the required documents online and complete the payment process for investing in the best liquid fund schemes.

Do Liquid Funds Provide Guaranteed Returns?

To be very true and fair, liquid mutual funds do not provide guaranteed returns on investment, unlike bank deposits. However, they do offer a steady approach to fetch higher returns on investment which is almost double than the return on bank deposits. Presently, best liquid funds are expected to provide an annualised return of almost 6-7% on your investment depending on the type of their holdings.

Best Liquid Funds in India Are Prefered for The Following Reasons:

There are numerous reasons for preferring the best liquid funds india when investing for a short period. They are:

  • Low-risk factor: Being a short-term investing option, Liquid mutual funds is quite popular because of its secure method of investment. Although, having a low liquid funds returns policy they are preferred most. There are very low or negligible fluctuations in the rate of liquid fund returns.
  • No entry and exit load: Unlike other investing options available in the indsustry, best liquid funds in india don’t have entry or exit load. This means you can enter the mutual fund at any time and exit at any time. Nor you have to pay an extra cost for purchasing the commercial papers and neither there is any deduction in your amount if you withdraw the investment before maturity. You start getting the benefits of the liquid mutual funds in mutual funds as soon as you commence your investment.
  • Easy redemption: Redeeming a liquid fund is the easiest task. No complications are involved in getting back your money. The withdrawal request of any liquid funds india is processed within 24 hours (including the time to release the cash). The only restriction that is involved here is the time limit, which says, you have to place a request for redemption bfefore 2 p.m. So, whenever you need your money, file an application to withdraw your fund before 2 p.m. on any business day and by the next day, you will receive your money. Isn’t it easy?
  • Different plans: In liquid mutual fund, you have a choice to put your money in various systematic investment plans according to your need. For example, daily plan, growth plan, monthly dividend plan, etc. It is simply based on the preference of the client to select any of the above options available in best liquid funds to invest in india.

Liquid Fund Calculator

Liquid Funds SIP calculator helps you to compute the returns on your investment, and thus plan your emergency fund requirements too. It is an excellent online tool which is no less than a miracle. It also displays the returns and the performance rankings of the fund with that of the other in the same category for different time frame.

Liquid Mutual Funds Vs. Fixed Deposits

  • The liquid mutual funds investment offer superior liquidity as compared to the fixed deposits in the bank. If you withdraw your money in FDs before maturity, there are penal provisions as well.
  • The liquid funds returns in the past few years have been far impressive ranging from 7 to 8 per cent on an annualised basis. Moreover, with the growing mutual fund industry it is expected that the rise in the returns would be impeccable.
  • The instruments in which the best liquid funds scheme invest have the maturity of maximum 91 days, and thus they are neither prone to the interest rate risk nor the market fluctuations. Accordingly, the fund provides a high degree of safety to the investor's money.

Our site brings to you a platter full of various companies offering variegated liquid fund schemes. A few top trending liquid mutual funds india are BOI AXA Liquid Funds - Institutional Plan (WD), ICICI Prudential Money Market Fund offered by ICICI Mutual Fund, Franklin India Cash Management Account (D), UTI Liquid Funds - Cash Plan (MD) offered by UTI Mutual Fund, etc. You can also choose from various other top performing mutual funds scheme and calculate the return for the same using sip calculator. Moreover with our site you can add best liquid funds in your portfolio in order to prepare yourself to attain your futuristic goals.

What our clients say...
  • I had saved INR. 70,000 for the down payment of my car but it was delayed due to some reason. I was investing in mutual funds through My SIP online for quite some time now and so on the expert’s advice I put the amount in best liquid funds in india. I withdrew that amount after three months and got a return of almost 6-7% on my invested amount.

    Mukul Dave Income Tax Officer
  • Liquid Mutual Funds investment are the best way to use the surplus money. I invested my money in the liquid fund recommended by MySIPonline and now earning excellent income. Thanks a lot, team, you guys are doing a great job and helping investors in using their money in the best way. The smart save option for liquid mutual funds investment is the best initiative, and it has made investing in the best liquid funds scheme easier.

    Kapil Joshi Grocery Store Owner
  • Liquid Funds proved to be the best mutual fund for me and have provided exceptional returns. I had a big question before starting my investment that what would I do if any sudden requirement of money arises in the near future. One of my friends, who is already investing in SIP through MySIPonline suggested me to invest in best liquid mutual funds in india which have special benefit of no lock-in period. Now I am completely satisfied and have earned good amount of money from my investment.

    Divya Singh botanist
  • I am investing in liquid mutual funds in India through the smart savings account of MySIPonline. It is providing an excellent way of exposing the idle money. It is simple and easy to access the account at any time to make certain checks on the current value of the investments. Moreover, it also allows instant redemption facility through which I can withdraw my money at any point of time. Thanks to MySIPonline for such great services.

    Devika Singh Conservator
  • My dad always parks his cash in the savings account, but then I told him to invest in best liquid funds in India. I explained him all the features of a liquid fund also advised him to invest through the MySIPonline portal. He got highly impressed with my idea and invested next day only. He now just loved the way team keeps following up with him on his investments. They also assist him that how he should invest his earnings for retirement plans.

    Abhijeet Tripathi Film Projectionist
  • Thanks for recommending me Liquid Mutual Funds. It served my true purpose of investing. I needed one to fund my education, and it has helped me fulfill my dream so easily. I am literally grateful to the team of MySIPonline. They have the best investment services available. The best part about them is that they are unbiased when it comes to making any suggestion. The support desk available here is also doing an awesome job!

    Shalesh Sinha Dental Technician
  • I had never actually thought of putting my money anywhere but in either savings account or fixed deposits. But after I paid a visit to MySIPonline, my perspective about investments changed completely when I learnt that Liquid Funds in India are the best way to park my savings. Apart from getting better returns than what those oldies used to fetch me, I am also able to monitor every movement of my funds through MySIPonline’s dashboard.

    Himanshu Verma Clerk