Kotak Mutual Fund

Check list of all schemes, latest NAV, Returns and other important information

About Kotak Mutual Fund

Kotak Mutual Fund is a leading mutual fund company owned by Kotak Mahindra Bank Limited. It was established in June 1998 and currently offers over 72 investment schemes, including 17 Equity, 6 Hybrid, and 12 Debt funds. This AMC is ranked as the 5th largest asset management company in the market.

The Kotak Mahindra Group, founded in 1985, is a well-known financial corporation in India. In February 2003, the Reserve Bank of India (RBI) gave Kotak Mahindra Finance Ltd, the group's primary company, a banking license. This approval was a historic moment in banking history, as Kotak Mahindra Finance became an independent bank. The Kotak Bluechip Fund, the flagship scheme, has exhibited an impressive average annualized return of 15.34% since its inception.

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Kotak Mutual Fund List

Equity Mutual Funds

Debt Mutual Funds

Hybrid Mutual Funds

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Investment Strategy

The long-term investing strategy of Kotak Mutual Fund is long-term investing to achieve better performance and has a strong historical track record. They use the BMV model, in which B refers to scalable and growing business, M stands for corporate governance management, and V stands for appropriate valuation. This approach has helped AMC become one of the top asset management companies (AMCs). This strategy is the secret success strategy of this mutual fund house.


CIO and Fund management team

Mr. Harsha Upadhyaya-  (CIO - Equity and Debt)

Mr. Harsha Upadhyaya is the Chief Investment Officer (CIO) for both Equity and Debt at Kotak Mahindra AMC. He has 26 years of rich experience in Equity Research and Fund Management. Previously, he worked at renowned firms including DSP BlackRock, UTI Asset Management, Reliance Group, and SG Asia Securities.


List of all fund manager 

 List of all fund manager  Kotak Mutual Fund


Top 5 Kotak Mutual Funds

 Top 5 Kotak Mutual Funds


History of Kotak Mutual Fund?

Kotak Mahindra Mutual Fund is a trust that operates under the Indian Trusts Act of 1882. The Asset Management Company, also known as Kotak Mahindra Asset Management Company Limited, is incorporated under the Companies Act of 1956. It has authorization from SEBI to serve as the Investment Manager for the Schemes of this assets management company


How to select the best Kotak Mutual Fund?

To choose the best Kotak mutual funds, take the following actions

Setting achievable financial goals using the SIP Calculator allows you to identify the future analysis of returns.


How to invest in Kotak Mutual Fund with mysiponline?

Making an investment in Kotak mutual funds is simple and convenient through mysiponline

Investing in Kotak Mahindra mutual funds through Online SIP is easy, from picking funds to tracking investments, making it convenient for investors.


Taxation of Kotak Mutual Fund?

The taxation of these Kotak mutual funds depends on which category they fall under equity or debt.

Equity-Oriented Mutual Funds

Short-term Capital Gains (STCG): Taxed at a flat rate of 15% if units are sold within one year of purchase.

Long-term Capital Gains (LTCG): Gains exceeding Rs. 1 lakh in a financial year are taxed at 10% without indexation if units are sold after one year.

Debt-Oriented Mutual Funds

Short-term Capital Gains (STCG): Taxed according to the investor's income tax slab rate if units are sold within three years of purchase.

Long-term Capital Gains (LTCG): Taxed at a rate of 20% with the benefit of indexation if units are sold after three years.

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Frequently Asked Questions

When did Kotak Mutual Fund started its operation?

The AMC was established on 23rd July 1998 with an aim to deliver investment expertise in an effective way to accomplish the investment needs of investors. The current AUM of Rs 139426.71 crore (as on 31st Dec 2018) suggests that the company has made its remark in investors' mind and they trust the fund house to deliver consistent returns.

What are the parameters to choose the best Kotak Funds?

To analyse any mutual fund scheme of Kotak MF, you should check performance, risk & return ratio, expense ratio, fund manager’s experience, and asset allocation in the portfolio.

Can I invest for a very short-term duration in Kotak MF?

Yes, when you invest in liquid funds, you can utilise the advantage to get comparatively higher returns than bank savings deposit and redeem any time as the emergency arrives. Kotak Liquid Regular Plan is available at MySIPonline to fulfil your very short-term investment needs or plan for emergency requirements.

What are the different Kotak mutual funds available?

Determined to serve investors with the best investment solutions, this AMC provides a range of investment products to match with their investment objective. Based on your risk-appetite and other prominent factors, you can choose different schemes provided under equity, debt, and hybrid category funds. The segregation under the category to subcategory to schemes makes investors confident to get what they are searching for.

What is the advantage of investing in Kotak Funds?

The AMC ensures safety, transparency, low cost, and higher return potential. By investing in any scheme offered by the fund house over a time horizon as mentioned in the investment objective, the investors will surely get adequate returns by investing. So, it depends on your investment decision as well to choose the scheme wisely.

How do investors earn by investing in Kotak Mahindra Mutual Fund?

Kotak Mutual Fund offers various schemes which invest in equity and debt instruments depending on the investment objective. Each mutual fund scheme is managed by a competent fund manager who takes investment decision on a particular sector or stocks. As the business, company, and value of credit paper matures, the scheme gets a share of the profit and this profit is divided among investors based on mutual fund units they are holding. As investors keep on investing, the returns generated on a particular scheme is added on a continuous basis. Overall, compounding help the schemes to generate suitable returns to the investors over a time horizon.

Are all SIPs in Kotak Funds online tax-free?

No, all SIPs in Kotak MF are not tax-free. To get tax-saving benefits, you have to choose the ELSS scheme. Taxation in funds of this AMC is done as per the rules set by the Government.
Is there anything like minimum lock-in period for mutual fund investment units?
Apart from the ELSS scheme, i.e., Kotak Tax Saver Fund, which is for investors to get tax saving benefits and capital appreciation, there is no scheme with a lock-in period. The ELSS scheme has a lock-in of 3-years as mentioned in SEBI mandates.

How to analyse the performance of Kotak Mutual Funds?

To analyze the performance of any scheme provided by this AMC, you are required to check the returns of the particular scheme at MySIPonline at all durations. You can also check the performance of the SIPs by simply putting in the value in the relevant bracket and get the graph.

Why do I need a financial adviser?

It is not necessary that you should take the help of a financial adviser if you understand the important parameters of investing. But, for new investors, it is important to take consultation from the experts as they will help in sorting out the relevant schemes. Further, if you are confused among schemes or unable to review your portfolio, you are in a need of adviser.

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