ELSS Mutual Funds
Find here some best ELSS fund to invest
- Annual Returns 13.48%
- Average Risk High
- Total Funds 43
What is ELSS Mutual Fund?
Tax Saving Mutual Funds, known as ELSS Mutual Funds, are a type of Equity Mutual Fund that provides tax benefits under Section 80C of the Income Tax Act. By investing in an ELSS, you can avail of tax deductions up to Rs.1.5 lakh as part of the cumulative limit of Section 80C in a financial year.
- The average annualized returns of ELSS Mutual Funds over 5 years range at 20%.
- There is a 3-year ELSS Lock-in period, shortest among other tax-saving options.
- These funds have moderate risk and medium volatility.
Top 5 ELSS Funds for 2-3X Returns in 5 Yrs
Latest Recommendation By Team of ExpertsTop Performing ELSS Funds in India for High Returns
Returns
SIP Returns
Risk
Information
NAV Details
Data in this table : Get historical returns. If 1Y column is 10% that means, fund has given 10% returns in last 1 year.
Select date points :
Submit| Fund Name | AUM (Cr.) | Fund Age | 1W | 1M | 3M | 6M | YTD | 1Y | 2Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
NIFTY 500 |
-0.90% | 1.53% | 5.14% | 8.03% | 4.96% | 4.45% | 16.89% | 14.66% | 17.89% | 13.60% | |||
| 346.48 | 7 years | -1.4% | -1.5% | 3.03% | 10.73% | 9.49% | 10.72% | 30.92% | 22.25% | 23.16% | - | Invest | |
| 16644.54 | 29 years | -1.22% | 0.01% | 4.64% | 8.13% | 8.68% | 7.34% | 22.21% | 21.1% | 24.08% | 14.55% | Invest | |
| 25910.64 | 9 years | -0.97% | 1.34% | 6.2% | 11.55% | 7.9% | 7.25% | 19.1% | 17.46% | 19.18% | - | Invest | |
| 15174.87 | 17 years | -1.31% | 0.83% | 4.65% | 11.58% | 8.53% | 6.74% | 17.69% | 14.87% | 13.19% | 11.53% | Invest | |
| 87.59 | 2 years | -0.69% | 1.24% | 5.15% | 7.28% | 8.53% | 6.67% | 15.46% | - | - | - | Invest | |
| 102.15 | - | -0.23% | 3.58% | 3.89% | 6.15% | 8.68% | 6.46% | 16% | - | - | - | Invest | |
| 14425.23 | 26 years | -1.22% | 0.22% | 5.25% | 8.67% | 8.23% | 6.37% | 18.03% | 16.18% | 19.43% | 13.62% | Invest | |
| 414.27 | 3 years | -0.56% | 1.64% | 4.77% | 10.41% | 2.93% | 5.94% | 21.65% | 20.31% | - | - | Invest | |
| 1356.01 | 29 years | -1.2% | 0.81% | 3.14% | 8.16% | 5.09% | 5.9% | 16% | 14.79% | 18.45% | 14.32% | Invest | |
| 1356.01 | 29 years | -1.2% | 0.81% | 3.14% | 8.16% | 5.09% | 5.9% | 16% | 14.79% | 18.45% | 14.32% | Invest | |
| 38.38 | 7 years | -1.49% | -0.8% | 6.06% | 9.99% | 5.09% | 5.16% | 21.65% | 18.58% | 21.44% | - | Invest | |
| 942.34 | 9 years | -0.35% | 0.95% | 4.5% | 7.63% | 6.25% | 5.15% | 15.17% | 14.69% | 19.25% | - | Invest | |
| 1442.01 | 25 years | -1.26% | 1.04% | 2.41% | 7.21% | 4.02% | 5.09% | 13.84% | 12.85% | 17.23% | 12.06% | Invest | |
| 5638.79 | 6 years | -0.03% | -0.37% | 2.34% | 6.13% | 4.33% | 4.85% | 17.07% | 16.31% | 20.53% | - | Invest | |
| 757.48 | 9 years | -0.96% | 0.6% | 3.26% | 6.02% | 1.94% | 4.54% | 13.55% | 12.71% | 18.25% | - | Invest | |
| 34301.98 | 15 years | -0.75% | 0.86% | 3.98% | 7.73% | 4.82% | 4.54% | 16.1% | 13.96% | 13.63% | 12.74% | Invest | |
| 417.14 | 16 years | -0.63% | 1.92% | 6.41% | 10.87% | 4.11% | 4.43% | 18.2% | 16.17% | 18.05% | 12.45% | Invest | |
| 62.81 | 7 years | -0.61% | 1.16% | 6.25% | 16.46% | 2.31% | 4.42% | 17.54% | 17.66% | 21.14% | - | Invest | |
| 896.05 | 19 years | -0.17% | 2.43% | 5.63% | 10.82% | 2.8% | 4.37% | 20.5% | 18.72% | 17.26% | 13.25% | Invest | |
| 15059.64 | 20 years | -1.13% | 1.24% | 3.92% | 9.49% | 6.15% | 4.12% | 18.63% | 17.59% | 21.37% | 11.54% | Invest |
| Fund Name | AUM (Cr.) | Risk | 1W | 1M | 3M | 6M | YTD | 1Y | 2Y | 3Y | 5Y | 10Y |
|---|
| Fund Name | Nov-2025 | Oct-2025 | Sep-2025 | Aug-2025 | Jul-2025 | Jun-2025 | May-2025 | Apr-2025 | Mar-2025 | Feb-2025 | Jan-2025 | Dec-2024 |
|---|
| Fund Name | 2025-Q4 | 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q4 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q4 | 2023-Q3 | 2023-Q2 | 2023-Q1 |
|---|
| Fund Name | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|
| Fund Name | AUM (Cr.) | Risk | 1W | 1M | 3M | 6M | YTD | 1Y | 2Y | 3Y | 5Y | 10Y |
|---|
| Fund Name | AUM (Cr.) | Initial NAV | Final NAV | NAV Change | Absolute Ret. | Annalized Ret. |
|---|
| Fund Name | AUM (Cr.) | Risk | 6M | 1Y | 2Y | 3Y | 5Y | 10Y | From Launch | |
|---|---|---|---|---|---|---|---|---|---|---|
| 346.48 | Very High |
0.66%
|
16.47%
|
21.46%
|
24.66%
|
21.22%
|
-
|
20.76%
|
Invest | |
| 16644.54 | Very High |
2.16%
|
13.51%
|
12.05%
|
18.58%
|
20.01%
|
16.81%
|
18.46%
|
Invest | |
| 25910.64 | Very High |
3.31%
|
16.68%
|
11.77%
|
15.92%
|
15.38%
|
-
|
17.3%
|
Invest | |
| 15174.87 | Very High |
2.3%
|
15.5%
|
10.77%
|
14.48%
|
12.49%
|
11.45%
|
12.98%
|
Invest | |
| 87.59 | Very High |
2.38%
|
12.54%
|
9.03%
|
-
|
-
|
-
|
12.09%
|
Invest | |
| 102.15 | Very High |
0.41%
|
8.1%
|
6.52%
|
-
|
-
|
-
|
9.43%
|
Invest | |
| 14425.23 | Very High |
2.38%
|
13.43%
|
10.57%
|
15.05%
|
14.92%
|
14.95%
|
18.04%
|
Invest | |
| 414.27 | Very High |
2.28%
|
12.7%
|
12.78%
|
18.82%
|
-
|
-
|
18.88%
|
Invest | |
| 1356.01 | Very High |
1.75%
|
11.55%
|
9.02%
|
13.36%
|
14.1%
|
14.65%
|
15.11%
|
Invest | |
| 1356.01 | Very High |
1.75%
|
11.55%
|
9.02%
|
13.36%
|
14.1%
|
14.65%
|
15.11%
|
Invest | |
| 38.38 | Very High |
2.94%
|
14.85%
|
11.69%
|
17.55%
|
18.33%
|
-
|
18.37%
|
Invest | |
| 942.34 | Very High |
1.34%
|
10.81%
|
7.66%
|
12.13%
|
13.43%
|
-
|
14.12%
|
Invest | |
| 1442.01 | Average |
1.22%
|
9.85%
|
7.54%
|
11.29%
|
12.41%
|
12.57%
|
13.58%
|
Invest | |
| 5638.79 | Very High |
-0.38%
|
6.59%
|
8.64%
|
14.09%
|
15.9%
|
-
|
18.66%
|
Invest | |
| 757.48 | Very High |
0.84%
|
8.03%
|
7.76%
|
10.92%
|
12.28%
|
-
|
14.07%
|
Invest | |
| 34301.98 | Very High |
1.4%
|
10.04%
|
8.53%
|
13.1%
|
11.07%
|
12.63%
|
14.71%
|
Invest | |
| 417.14 | Very High |
3.22%
|
14.15%
|
10.05%
|
14.78%
|
14.66%
|
14.04%
|
13.6%
|
Invest | |
| 62.81 | Very High |
2.27%
|
17.32%
|
8.75%
|
15.44%
|
15.72%
|
-
|
18.38%
|
Invest | |
| 896.05 | Very High |
3.45%
|
13.51%
|
10.77%
|
16.77%
|
15.62%
|
14.71%
|
13.49%
|
Invest | |
| 15059.64 | Very High |
2.19%
|
13.36%
|
9.28%
|
15.23%
|
16.21%
|
13.67%
|
13.61%
|
Invest |
| Fund Name | Risk | Standard Deviation | Alpha | Beta | Sharpe Ratio | |
|---|---|---|---|---|---|---|
| Very High |
13.61%
|
6.26%
|
0.91%
|
1.09%
|
Invest | |
| Very High |
11.22%
|
5.77%
|
0.83%
|
1.21%
|
Invest | |
| Very High |
12.79%
|
1.64%
|
0.96%
|
0.83%
|
Invest | |
| Very High |
11.52%
|
-
|
0.93%
|
0.73%
|
Invest | |
| Very High |
-
|
-
|
-
|
-
|
Invest | |
| Very High |
-
|
-
|
-
|
-
|
Invest | |
| Very High |
11.92%
|
0.73%
|
0.86%
|
0.84%
|
Invest | |
| Very High |
12.71%
|
3.98%
|
0.92%
|
0.99%
|
Invest | |
| Very High |
11.66%
|
-
|
0.84%
|
0.77%
|
Invest | |
| Very High |
11.66%
|
-
|
0.84%
|
0.77%
|
Invest | |
| Very High |
12.26%
|
3.60%
|
0.86%
|
0.96%
|
Invest | |
| Very High |
11.89%
|
-
|
0.88%
|
0.67%
|
Invest | |
| Average |
11.71%
|
-
|
0.84%
|
0.62%
|
Invest | |
| Very High |
9.37%
|
3.02%
|
0.66%
|
0.98%
|
Invest | |
| Very High |
11.77%
|
-
|
0.84%
|
0.52%
|
Invest | |
| Very High |
15.43%
|
-
|
0.88%
|
0.62%
|
Invest | |
| Very High |
13.18%
|
0.14%
|
0.98%
|
0.71%
|
Invest | |
| Very High |
16.53%
|
0.22%
|
1.15%
|
0.67%
|
Invest | |
| Very High |
13.25%
|
2.30%
|
0.95%
|
0.85%
|
Invest | |
| Very High |
12.81%
|
1.03%
|
0.99%
|
0.87%
|
Invest |
| Fund Name | Min SIP | Min Lumpsum | Expense Ratio | Fund Manager | Launch Date | |
|---|---|---|---|---|---|---|
|
₹0
|
₹5000
|
-
|
R. Srinivasan since Dec 2017
|
27-Mar 2018
|
Invest | |
|
₹500
|
₹500
|
1.7%
|
Roshi Jain
|
02-Apr 1996
|
Invest | |
|
₹100
|
₹500
|
1.56%
|
Neelesh Surana
|
28-Dec 2015
|
Invest | |
|
₹1000
|
₹500
|
1.7%
|
Atul Penkar
|
07-Mar 2008
|
Invest | |
|
₹500
|
₹500
|
0.52%
|
Parijat Garg
|
28-Dec 2022
|
Invest | |
|
₹0
|
₹500
|
1%
|
Aditya Mulki
|
20-Mar 2023
|
Invest | |
|
₹500
|
₹500
|
1.72%
|
Mittul Kalawadia
|
19-Aug 1999
|
Invest | |
|
₹500
|
₹500
|
2.34%
|
Piyush Baranwal
|
14-Oct 2022
|
Invest | |
|
₹500
|
₹500
|
2.23%
|
Sudhir Kedia
|
31-Mar 1996
|
Invest | |
|
₹500
|
₹500
|
2.23%
|
Sudhir Kedia
|
31-Mar 1996
|
Invest | |
|
₹500
|
₹5000
|
1.39%
|
Rajat Chandak
|
22-Mar 2018
|
Invest | |
|
₹500
|
₹500
|
2.18%
|
Fatema Pacha
|
18-Oct 2016
|
Invest | |
|
₹250
|
₹100
|
2.2%
|
Sudhir Kedia
|
22-Nov 1999
|
Invest | |
|
₹1000
|
₹500
|
1.73%
|
Rajeev Thakkar
|
24-Jul 2019
|
Invest | |
|
₹500
|
₹500
|
2.25%
|
Bhupesh Kalyani
|
11-Dec 2015
|
Invest | |
|
₹500
|
₹500
|
1.53%
|
Shreyash Devalkar
|
29-Dec 2009
|
Invest | |
|
₹500
|
₹500
|
2.35%
|
Ashwani Kumar Agarwalla
|
30-Dec 2008
|
Invest | |
|
₹1000
|
₹500
|
-
|
Dhruv Bhatia
|
19-Feb 2018
|
Invest | |
|
₹500
|
₹500
|
2.2%
|
Sanjay Chawla
|
05-Jan 2006
|
Invest | |
|
₹500
|
₹500
|
1.69%
|
Rupesh Patel
|
21-Sep 2005
|
Invest |
| Fund Name | Current NAV | Previous NAV | 1D NAV Change | 52- Week High NAV | 52- Week Low NAV | |
|---|---|---|---|---|---|---|
|
31.2842
(10-11-2025)
|
31.3152
(07-11-2025)
|
-0.1%
|
32.0439
|
24.6345
|
Invest | |
|
1442.98
(10-11-2025)
|
1440.876
(07-11-2025)
|
0.15%
|
1474.5
|
1223.97
|
Invest | |
|
50.506
(10-11-2025)
|
50.346
(07-11-2025)
|
0.32%
|
51.288
|
41.512
|
Invest | |
|
61.94
(10-11-2025)
|
61.81
(07-11-2025)
|
0.21%
|
63.27
|
51.31
|
Invest | |
|
14.3345
(10-11-2025)
|
14.2868
(07-11-2025)
|
0.33%
|
14.5957
|
12.3079
|
Invest | |
|
()
|
()
|
0%
|
15.3381
|
12.967
|
Invest | |
|
954.32
(10-11-2025)
|
951.71
(07-11-2025)
|
0.27%
|
972.89
|
803.79
|
Invest | |
|
17.829
(10-11-2025)
|
17.764
(07-11-2025)
|
0.37%
|
17.935
|
14.873
|
Invest | |
|
518.7217
(10-11-2025)
|
517.6936
(07-11-2025)
|
0.2%
|
528.201
|
442.605
|
Invest | |
|
518.7217
(10-11-2025)
|
517.6936
(07-11-2025)
|
0.2%
|
528.201
|
442.605
|
Invest | |
|
29.73
(10-11-2025)
|
29.71
(07-11-2025)
|
0.07%
|
30.54
|
24.82
|
Invest | |
|
28.9981
(10-11-2025)
|
28.8377
(07-11-2025)
|
0.56%
|
29.3042
|
24.6164
|
Invest | |
|
223.1076
(10-11-2025)
|
222.6390
(07-11-2025)
|
0.21%
|
227.283
|
192.489
|
Invest | |
|
31.8765
(10-11-2025)
|
31.6812
(07-11-2025)
|
0.62%
|
32.6751
|
28.3861
|
Invest | |
|
35.21
(10-11-2025)
|
35.09
(07-11-2025)
|
0.34%
|
35.75
|
30.55
|
Invest | |
|
98.0425
(10-11-2025)
|
97.5761
(07-11-2025)
|
0.48%
|
99.3287
|
84.312
|
Invest | |
|
113.61
(10-11-2025)
|
113.26
(07-11-2025)
|
0.31%
|
114.53
|
94.52
|
Invest | |
|
()
|
()
|
0%
|
28.05
|
21.65
|
Invest | |
|
98.1587
(10-11-2025)
|
97.8769
(07-11-2025)
|
0.29%
|
98.6659
|
81.6353
|
Invest | |
|
130.8125
(10-11-2025)
|
130.6797
(07-11-2025)
|
0.1%
|
133.02
|
108.591
|
Invest |
ELSS Funds Return Calculator
Historical Returns
Future Value
Invested Amt.
+Net Profit
=Total Wealth
- Invested Amount
- Estimated Returns
- Invested Amount ₹43,855
- Interest Earned ₹6,145
Explore Other Popular Calculators
Join 50,000+ Investors Who Tested Their Suitability
Are ELSS Funds Suitable for You?
Check Suitability of ELSS Funds for your Portfolio
Comparison of Top ELSS Funds
360 ONE ELSS Nifty 50 Tax Saver Index Fund Regular - Growth
3Y Returns 0%
VS
Motilal Oswal ELSS Tax Saver Fund (MOFLTE) - Regular Plan - Growth Option
3Y Returns 24.35%
Quant ELSS Tax Saver Fund Regular Plan-Growth
3Y Returns 14.25%
VS
SBI ELSS Tax Saver Fund - Regular Plan- Growth
3Y Returns 23.17%
PGIM India ELSS Tax Saver Fund - Regular Plan - Growth Option
3Y Returns 12.71%
VS
Motilal Oswal ELSS Tax Saver Fund (MOFLTE) - Regular Plan - Growth Option
3Y Returns 24.35%
ITI ELSS Tax Saver Fund Regular - Growth
3Y Returns 19.99%
VS
Edelweiss ELSS Tax saver Fund - Regular Plan - Growth Option
3Y Returns 16.17%
Benefits of Investing in an ELSS Mutual Funds?
There are several ELSS tax benefits offered to investors from this category such as:
-
Tax Advantages
By investing in ELSS funds, you can save up to RS.1.5 lakh per financial year. These savings come from the long-term capital gains (LTCG) on ELSS funds. The tax deductions available under Section 80C of the Income Tax Act, 1961, help reduce your taxable income.
-
Lowest Lock-in Period
These investments have a lock-in term of three years, which is the shortest of all tax-saving alternatives. During this period, the investments cannot be redeemed. Once the ELSS lock-in period ends, investors have the flexibility to either redeem the funds as a Lumpsum or opt for a Systematic Withdrawal Plan (SWP) according to their financial needs.
-
Higher Return Potential
ELSS funds primarily allocate investments to equities, which have historically offered better returns compared to traditional tax-saving instruments like Public Provident Funds (PPFs) or Fixed Deposits (FDs). The potential for long-term growth in ELSS funds is significant, particularly when investments are maintained over an extended period.
-
Systematic Investment Plan (SIP)
Investing in ELSS funds via SIP allows you to invest a fixed amount regularly, which helps in averaging the investment cost and managing market fluctuations.
List of 3 Best ELSS Mutual Funds For SIP 2025
Let us look closely at the 3 Best ELSS Mutual Funds in India to invest in:
-
Bandhan ELSS Tax Saver Fund
The Bandhan ELSS Tax Saver Fund, launched on December 26, 2008, has an AUM of Rs.6,857.69 crore. It has delivered strong average annualized returns of 18.49% over 3 years and 17.21% over 5 years, outperforming benchmarks. The fund targets long-term growth by investing in profitable growing companies, using thorough research and leader engagement. Its diversification and value-buying strategies help manage risk and reduce volatility, ensuring consistent, strong returns.
-
Quant ELSS Tax Saver Fund
The Quant ELSS Tax Saver Fund, launched on April 1, 2000, has Rs.10,490.93 crore in AUM. It delivers strong returns, averaging 25.59% over 3 years and 22.26% over 5 years. The fund actively manages investments, focusing on high-growth sectors and stocks. It uses predictive analysis to find promising stocks early and strategically time’s buys and sells to maximize returns. This approach has consistently yielded strong performance over the past 4 years.
-
Mirae Asset ELSS Tax Saver Fund
The Mirae Asset ELSS Tax Saver Fund, launched in December 2015, manages Rs.24,347.21 crore in assets. It has delivered strong returns averaging 20.22% over 3 years and 19.8% over 5 years. The fund uses a bottom-up approach, focusing on growth-oriented businesses across large-cap, mid-cap, and small-cap stocks to balance risk and growth. With a history of successful active management, it offers flexibility across market sizes and styles to deliver value to investors.
You can use the ELSS SIP Calculator to get estimated returns on your investments.
How to Invest SIP in ELSS Mutual Funds via MySIPonline?
The steps given below will be your useful step-by-step approach to investing in ELSS Mutual Funds.
Step 1: Log in to MySIPonline
Step 2: Verify your KYC status and complete Video KYC if necessary.
Step 3: Fill details of PAN card, Aadhaar number, bank details, nominee and signature.
Step 4: Browse top funds from the respective AMC or consult an expert.
Step 5: Choose your preferred ELSS Mutual fund.
Step 6: Add funds to your cart and decide between SIP and lumpsum investment.
Step 7: Make a payment using UPI or net banking.
Step 8: Monitor investment daily on the dashboard and use our analysis tools to manage it.
These steps are a simple way to get started, allowing you to invest via SIP for increased portfolio flexibility.
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