UTI Mutual Fund

Check list of all schemes, latest NAV, Returns and other important information

About UTI Mutual Fund

Unit Trust of India (UTI) is the oldest asset management company (AMC) in India. UTI existed since 1980 under the banner of the Unit Trust of India, it currently ranks 7th among all mutual fund companies in India. Mr. Vetri Subramaniam serves as the key fund manager and Chief Investment Officer (Equity). UTI Mutual Fund manages a total of 91 schemes, including 33 equity schemes, 34 debt schemes, and 10 hybrid schemes. UTI master share fund is the oldest running fund started in 1986.

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UTI Mutual Fund List

Equity Mutual Funds

Debt Mutual Funds

Hybrid Mutual Funds

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Investing Strategy

It focuses on selecting high-quality firms that are likely to grow rapidly in the future and are cheaply priced. It analyzes each company separately, starting from the ground up. The goal is to invest in firms that are not just financially sound but also capable of self-sustaining and growing.


Fund Management Team

Mr. Vetri Subramaniam (CIO of equity)

Vetri Subramaniam currently serves as the Chief Investment Officer at UTI Asset Management Company Ltd. He initially joined UTI AMC as the Head of Equity in January 2017 and later took on the role of Chief Investment Officer in August 2021. With a career spanning over 30 years, Vetri brings extensive experience to his leadership position in the asset management industry.


List of All Fund Managers

 List of All Fund Managers UTI Mutual Fund


Top 5 UTI Mutual Funds 

 Top 5 UTI Mutual Funds


History of UTI Mutual Fund

On December 9, 2002, UTI fund house was chosen to be the company responsible for managing the investments of this Fund house. This decision was outlined in the Investment Management Agreement between UTI Trustee Co. Ltd. and this AMC. UTI Mutual Fund, a Trust under the Indian Trust Act, 1882 registered with SEBI on January 14, 2003. This fund house is a leader in the local market. In 1971, it made history by introducing the first Unit Linked Insurance Plan (ULIP), providing life and accident cover. Another significant achievement came in 1986 when this Mutual Fund house launched the 'India Fund,' It was India's first fund invested in foreign markets.


How to Select the Best UTI Mutual Fund?

Choose the best UTI mutual fund schemes while following these steps:

In summary, set specific goals and plans, and utilize an SIP calculator for estimating future profits from your investment.


How to Invest in UTI Mutual Funds with mysiponline?

Investing in Top UTI Mutual Funds is made convenient through mysiponline, offering a hassle-free approach:

In summary, Online SIP provides hassle-free mutual fund investing with a user-friendly interface and simple administration choices.


Taxation of UTI Mutual fund?

The taxation of UTI Mutual Fund depends on which category they fall under equity or debt:

Equity-Oriented Mutual Funds

Short-term Capital Gains (STCG): Taxed at a flat rate of 15% if units are sold within one year of purchase.

Long-term Capital Gains (LTCG): Gains exceeding Rs. 1 lakh in a financial year are taxed at 10% without indexation if units are sold after one year.

Debt-Oriented Mutual Funds

Short-term Capital Gains (STCG): Taxed according to the investor's income tax slab rate if units are sold within three years of purchase.

Long-term Capital Gains (LTCG): Taxed at a rate of 20% with the benefit of indexation if units are sold after three years.

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Frequently Asked Questions

How to invest in UTI Mutual Funds ?
Investment in any scheme of UTI Mutual Fund can be started after completing the profile at MySIPonline by entering the basic details of the investor. New investors also need to complete the KYC to start investing.
Is there a lock-in period on investment in UTI Mutual Fund?
Apart from the tax saving UTI scheme and solution-oriented scheme, there is no lock-in period on the investments. However, the AMC charges different exit load for different schemes for withdrawals done within 1 year of investment.
What are the available dates for UTI MF SIP Investment Online?
The available dates for SIP in UTI Mutual Funds are 1st, 7th, 15th, and 25th day of every month.
How To increase or decrease the SIP amount in UTI Mutual Fund Schemes?
The SIP amount can be increased whenever the investor wants by filling the ‘increase SIP’ form. The SIP amount cannot be decreased directly, to decrease the amount, investors can stop the SIP and start a new one with a lesser amount.
Can I add more than one account holder to a particular folio?
No. Mutual funds in India do not allow more than one account holders of a single account. However, a nominee can be appointed for any folio.
What happens to the units in case of death of the investor?
If the investor dies during the investment period of the mutual fund, the units are transferred to the nominee after certain documentation.
How often is NAV declared?
NAV of a mutual fund is declared on every working day, at or before 9 PM.

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