HDFC Mutual Fund

Investing Strategy

HDFC Mutual Funds aims for solid returns by focusing on operational excellence, customer satisfaction, product leadership, people, and sustainability. The objective is to achieve healthy profit growth within the company's risk limits. They prioritize excellence, customer happiness, innovation, employee value, and sustainability, aiming for consistent financial gains with smart risk management.

Head of Debt and Equity Fund

Mr. Roshi Jain (CIO equity)

Roshi Jain, Senior Fund Manager of  Equities, provides the new viewpoint at HDFC Bank Mutual Fund. Jain is optimistic about the medium- to long-term prospects for corporate India. Instead of attempting to time the markets, she suggests taking a methodical approach to investing.

Mr. Anil Bamboli (head of debt)

Mr. Anil Bambolia is not only an experienced expert at HDFC Asset Management Company but also a veteran of the finance industry. With exceptional skill and considerable experience, he is a mainstay in the investing industry, notably in the income and debt fund areas. Currently monitoring 24 schemes at HDFC Bank Mutual Fund, all of them are classified as income or debt funds.

List of All Fund Managers

Top 5 HDFC Mutual Funds 

History of HDFC Mutual Fund?

HDFC bank introduced HDFC mutual fund & HDFC insurance in 2000. The Asset Management Company (AMC) extended its registration with SEBI (Securities and Exchange Board of India) on December 21, 2009.  In 2002 the Insurance Regulatory and Development Authority of India (IRDA) registered HDFC Standard Life Insurance, marking it as the first private-sector life insurance company in the country. Zurich Insurance Company (ZIC), the sponsor of the Zurich India Mutual Fund, has opted to exit its Asset Management business in India as part of its overall strategy. The Asset Management Company (AMC) has signed a deal with ZIC to buy this firm, subject to regulatory approvals.

• It has 210 branches, 75,000 partners, and 200+ cities in India.
• The AMC stresses long-term wealth growth as a key principle.
• HDFC mutual fund believes in strong governance principles.
• This AMC has a wide range of varieties of Fund schemes
• All HDFC funds are top-performing in their respective category

How to Select the Best HDFC Mutual Fund?

Here are some easy steps to choose an HDFC Mutual Fund-

Defining Objectives: Set reasonable goals for your financial choices. Clearly identify them and design a plan to meet their needs.

Risk Tolerance Assessment: Assess your risk comfort level, knowing higher risk can lead to higher returns within your chosen limits.

Implementing Diversification: Spread your assets across other sectors to reduce risk and increase possible profits.

Self-education: Prioritize understanding funds through self-education. Analyze past performance and fund workings.

Regular Monitoring: Consistently monitor your investments and make changes as the market conditions change.

Seeking Advice: Because fluctuations in the market might have an impact on mutual funds, connect with professionals.

To set realistic goals in mutual funds you can also use the SIP Calculator to see annual returns and seek assistance for better financial decisions.

How to Invest in HDFC Mutual Fund with mysiponline?

You can invest in HDFC Mutual Funds in a variety of methods, and mysiponline stands out for its easy and simple means of investing.

• Visit mysiponline.com and choose mutual fund plans based on goals.
• Register for free, complete your profile, and add preferred funds.
• Complete your KYC procedure, for the further procedure 
• Select and add funds to your basket based on your risk tolerance.
• Make your payment, wait for confirmation of your investment.
• Keep track of your investments at mysiponline.com.

Investing in mutual funds through Online SIP is easy. It's a hassle-free process with quick KYC and user-friendly features.

Taxation of HDFC Mutual fund?

HDFC mutual schemes are taxed differently depending on whether they are categorized as equity or debt.

For Equity-oriented Mutual Funds

• Short-term Capital Gains (STCG): They are taxed at a flat 15% rate if sold within one year after purchase.
• Long-term Capital Gains (LTCG): Gains more than Rs. 1 lakh in a fiscal year are taxed at 10% without indexation if sold after one year.

For Debt-oriented Mutual funds

• Short-term Capital Gains (STCG): They are taxed at the investor's income tax rate if sold within three years after acquisition.
• Long-term Capital Gains (LTCG): Taxed at 20% with indexation if sold after three years.