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Benefits of SIP

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Systematic Investment Plan (SIP) - Everything you Need to Know

In simple words, Systematic Investment Plan, popularly known as SIP, is a method of investment in mutual funds which allows you to invest a fixed amount at regular intervals. You can select the best investment plan and the periodicity of investment according to your convenience. SIPs help to achieve the long-term financial goals by putting a certain amount of money systematically in the best SIP plan which is selected by the investor. Through online SIP, you can invest, withdraw, and track mutual fund investment at your fingertips, which makes it the most user-friendly investment strategy.

If you choose the SIP investment method of investing, then a fixed amount is debited from the concerned bank at the selected date of every month through ECS or post-dated cheques provided by the investor. The amount is invested automatically in the selected SIP plan every month. A variety of SIP plans are available for retirement planning, child marriage, child education, and many other specific purposes. Systematic Investment Plan helps the investors in bridging the gap between savings and investments. As savings are not enough to suffice the financial goals of the clients and equity investments are way too risky for ordinary people. Thus, SIPs are the way through which a layperson can fulfill his dream by investing in equity, debt, or any other avenue and earn the equivalent returns. As a client invests small amount regularly, hence it becomes easier for them to spare a lesser amount as compared to the single-time investment. The investor can receive multiple benefits over different investment strategies by investing in a variety of best SIP plans in India.

Benefits of Investing Through SIP

Systematic investment plan has the upper hand over any other investment methods due to multiple benefits. Various advantages that can be grabbed by investing in SIPs are described below:

  1. Power of Compounding: Investing regularly for a long-term via SIP investment mode helps you to avail the benefits of compounding as the returns earned periodically are also invested along with the monthly SIP amount. This technique allows your money to grow exponentially in the long run. A small amount regularly invested in SIP plans of mutual funds provide much better returns than one-time investment.
  2. Rupee Cost Averaging: The amount invested allots you the mutual fund units at their current market price or NAV. So when you invest via SIPs, some units might be bought when the market is low, and some will be purchased when it is rising. Due to this, the overall investment will be the averaged, and no massive loss will be incurred. It benefits the long-term investment to a greater extent.
  3. Burden Free Investment: The SIP investments go lighter on your wallet because you have to invest a small amount on a monthly basis. Hence this investment will not impart a financial imbalance, unlike other investment methods. In online SIP, the amount can also be auto-debited which saves the effort to deposit every month.
  4. Irrelevant to Market Timing: SIP Investment in the mutual funds helps you to invest without worrying about the market volatility. In a fast-paced era like this, where time is the most valuable asset of every individual. The SIP route of parking money saves the time and effort to invest precisely in mutual funds.
  5. Makes you a Disciplined Investor: The SIP investment help you to manage your finances in a more disciplined way by making you invest every month. The option of automatic payments is also available to you so that you can invest hassle free. It will allow you to build up enormous wealth at a slow and steady pace.
  6. Opportunity For Everyone: SIP plans allow the investor to invest a minimum amount of as low as Rs 500. Due to which any category of investor can grab all the benefits of SIPs. It is the least amount that one needs to invest, compared to any other investment options.

All these advantages of SIP help you to attain your financial goals in the most beneficial manner. So, it is better to start investing at an early stage to achieve your financial goals on time.

Why Is SIP Better than Other Investment Methods?

Investment in mutual funds can be made either with SIP or lumpsum. The systematic investment plan is depositing a fixed amount periodically while lumpsum is more like a manual investment that can be done according to the convenience of the investor. For example, if you have to buy a car, there are two options to pay for it. Either by cash or EMI. Similarly, mutual funds also give two different options to invest, but in this case, systematic investment plan is considered more beneficial in many ways. If you are new to the mutual funds' industry or if you don’t have enough time to track the upcoming ups and downs of the market, SIPs are a blessing for you.

With the lump sum investment, the investor is unable to grab several benefits which are described above. Apart from the discipline in investment, features like rupee-cost averaging and power of compounding are also left out in lumpsum investment. The investor needs to do an in-depth analysis and time the investment precisely to generate healthy returns. You can save yourself from this hustle and bustle by choosing SIP investment.

SIPs are often compared with recurring deposits or RDs, in which, SIPs have always proved out to be a better option. Although both of them are a conventional saving mechanism, RDs turn out to be demotivating in terms of returns provided. As far as SIP investment plans are concerned, it is not a scheme in itself like RD, but a method to invest in any of the schemes. The returns from mutual fund SIP investment depend on the scheme in which you invest through it. For example, if you invest in equity-oriented schemes through online SIP plans, then you might get copious returns while a moderate return will be generated through a debt fund. In SIP, the returns are subjected to market risk but are considerably better than that of RDs. The returns generated in RD are fixed and stable but are not even close to the SIP returns. Thus, online SIP investment is quite beneficial in terms of returns as well as features when compared to RD.

SIP Working Procedure

Online SIP has now become a part of the financial schedule for many investors. But, many of them are unaware of the working procedure followed by SIPs. Before actually moving forward towards investing, you should know how your invested amount is materialised into beneficial returns for you. Investing in SIP is carried out through a systematic and continuous process. Every installment of SIPs, which are paid monthly, fetches you some units of the scheme which are worth the amount of your investment. The units are being distributed on the basis of NAV, which is the net asset value or the per-unit price of the scheme. The number of units received by every client or unitholder depends on the NAV. Hence, if NAV is high, then you get fewer units for your investment, while a lower NAV will give you more number of units for the same amount. Thus, one can say that SIPs make use of the bullish as well as bearish market conditions.

The Perfect Destination to Invest

After considering the advantages involved in SIP investment, you might need a perfect platform to invest in mutual funds, and if you are reading this, you are at the right place. There are multiple reasons to why you should choose MySIPonline above any other online SIP investment platform.

We have partnered with all the prestigious AMCs in India within the shortest span since inception. 19 prestigious AMCs have come forward to joining hands with us, who have rolled out thousands of mutual fund schemes and have helped us enrich our bouquet of plans. Because of the detailed research and up-to-date technical support, we have come up as the fastest growing platform to assist investors in the optimum enhancement of their wealth-systematically, as well as, securely. The clients can trust our platform undoubtedly for mutual fund investment as only the most reliable AMCs have been incorporated into our website. Along with providing various options to the clients, we reciprocate trust and reliability to them by providing bank-level security through safe and secure gateways.

The success of investors who have invested with us is the result of cohesive dedication and diligence of investment advisers, web developers, and the highly motivated staff. We are always focused on helping you invest in mutual funds in the easiest possible manner.

Major Favorable Features of Our Services Are:

SIPs Are What You Need Right Now

SIP is a method which will adjust with any of the schemes which you pick for parking your surplus money. It implies that the clients are free to choose any plan and can enjoy the freedom of having a systematic investment plan as their medium to invest in. The scheme can either be equity, debt, or liquid; the investment methodology remains the same. It is a mechanism which will not only inculcate the habit of regularised investment but will also contribute towards building a considerable corpus with smaller amount sacrificed at predefined intervals.

Online SIP allows you to fulfill various financial goals. Whether you aspire to amass wealth, enjoy your post-retirement life with ease, or plan for your child’s future while sitting in the comfort zone, maximise the profits out of your investments within a blink of an eye. SIPs have also made tax-saving more comfortable and convenient than ever before. The best online SIP plans have made it possible to invest and attain a growth perspective easily. The team of professionals at MySIPonline is always on their toes to guide you to invest in the best SIP online and boost up your earnings to provide excellent returns. Online sip not only facilitates you to finance but also eliminates the possible risks of fraud or treachery which are quite common in the offline mode. You should now wave off all your worries and take up the online SIP option.

Buying SIP online will save your time, effort, and money. All the funds available for online investments are visible in one place. Your dreams are our responsibility, and we are committed to not only delivering the services of a believable mutual fund distributor but also creating wealth by prescribing the best sip plans online that will meet your financial aims. Our tools are unique in the sense as they pick out the best online SIP investment plans and strategies for you, and build a customized portfolio to offer a convenient and time-efficient investment option. You only have to mention your details and our experts will analyse and advise you the most relevant options; the only thing that you need to do is to click on ‘Invest Now’ and begin your journey towards financially successful future.

  • Mr. Harsh Arora
    One of my friends had SIP investment in a well performing scheme and he was making handsome profits with that. I asked him how he is managing all his investments alone. He told me that it is the guidance from the experts of MySIPonline which has made it possible for him to earn appreciable returns. I wasted no time and approached the team for making investment. The support that they provided me is par excellence and commendable.
  • Mr. Dilip Singh
    SIP works quite well for potential investors like me who are in search of the best funds and want to invest a small amount of their money periodically. People at MySIPonline provide the best online services. They make all the information clear at one page itself, mentioning the scheme name and underneath the scheme’s specifications so that the investors can easily select the most beneficial scheme from the list. Thank you so much, guys!
  • Mr. Ravi Purwar
    I am investing online in two top SIP plans for 2018 for my daughter’s education and marriage from MySIPonline. They have provided me with some of the best schemes which will help me to reach my goal in the long run. They keep following up on my plans time to time. The team has also assisted me in increasing my investments without affecting my other financial requirements. Thank you, peeps, for making things so easy and accessible!
  • Mr. Abhinav Pillai
    It has been a year since I have invested in mutual funds through Systematic Investment Plan with the help of MySIPonline. I have seen appreciable growth in the principal amount that I had put to work. And the service that the team has provided me has impressed so much that I am going to make more investments. They guide you so well and provide each and every detail about the investments. The transparency and the dedication they work with are commendable.
  • Mr. Dinesh Tejwani
    I had been looking out to find the right platform that can help me in finalizing my investment decision. I had just started earning and was willing to invest through SIP. On searching, I came across MySIPonline which turned out to be the best thing that could have happened. Seeing schemes by all major AMCs that provide SIP investment option, my happiness knew no bounds. I have been investing in mutual funds since then and has suggested it to my family and friends too.
  • Ms. Priyanka Solanki
    I have just initiated my first SIP with Rs 1000 with my first salary. I didn’t know much about investment, and frankly speaking that it is indeed my first long-term commitment and disciplined investment. But, I am happy with the little profits I am making. The best part was that I got to associate with a team of people like yours. I even follow the blog section which provides me with news related to changes in market and even general information. Thanks people!
  • Ms. Megha Vyas
    I had to make SIP investments but was novice and had no idea about the market, funds, etc. I needed a professional recommendation, so I approached MySIPonline and asked the experts present there to suggest me a good fund for making monthly investments. They guided me how to register on the portal, complete the KYC process and start investment. The customer support team was very helpful and supportive. I am very much pleased with the service that was provided to me.
  • Ms. Shruti Dadhich
    When a friend described me about MySIPonline, I decided to check their website. I have previously invested through various platforms online but was unable to find a perfect one until I landed here. I never expected the investment in the mutual fund could be such a relaxed affair. The dashboard is very user-friendly, and the customer support staff is accommodating and supportive. Kudos to them!
  • 40
    Total AMCs
  • 55000
    Satisfied Customer
  • 10000
    Total Schemes

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