Which Is Better Online SIP Or Lumpsum?

SIP helps you invest a fixed amount regularly, while lumpsum is investing a large sum at once. The final call depends on the investor's goals and needs.

Why Do You Need PAN & Bank Account Number To Start SIP Investment?

As per SEBI, every MF investor is required to quote a PAN number to start investing and complete the KYC (Know Your Customer).

Can I Put SIP Plan Request At Any Time In The Day?

Yes, you can request any time to purchase the units of a mutual fund scheme.

How To Start SIP Investment?

You can easily start an online SIP via MySIPonline for a reliable investment experience through our website or mobile app.

What Are The Charges For Investing In Best SIP plans Through MySIPonline?

You will be pleased to know that we don't charge anything for services available at this portal.

Can Anyone Invest In Mutual Funds Through SIP Online In India?

Yes, anyone in India can invest in a mutual fund scheme via online SIP.

Can I Increase The SIP Amount Online?

Yes, with a salary hike or any other conditions, you can increase the SIP amount with a step-up SIP facility provided by mutual funds.

Can We Withdraw SIP Anytime?

Yes, you can withdraw SIP any time of the day. The SWP or systematic withdrawal plan allows you to redeem your SIP amount.

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Future Planning

Financial Goals

Plan, invest, secure your Future Goals

SIF

Discover Top SIF's

Specialised Investment Funds

SIP

Start Your SIP

Invest A Fixed Amount Every Month

FREEDOM SIP

Freedom SIP

Power of Compounding and Monthly Withdrawals, Combined.

LOAN

Loan Against MF

Get a loan starting at 10.58% p.a. against your MFs

GOLD

Digital Gold

Invest in Digital Gold

Project Your Wealth

Monthly Inv. Amount

₹

Duration

Years

Expected Returns (p.a.)

Annual Step-Up

₹

Total Invested

₹6,00,000

Wealth Gained

+₹2,24,863

₹8,24,863

Projected Corpus

Wealth Curve

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GUIDED INVESTING

Skip The Guesswork. Get A Portfolio Built for You.

From fund selection & ongoing rebalancing to overlap detection & regular reviews, our team of experts manage the details so you don't have to.

First Time Investors

Build Your First Portfolio

₹1,000 Free

/ Unlocked via Debt Fund investment

One-time ₹1,000 Investment in a Liquid/Debt Fund.

Includes

Profiling & Goal Assessment

SIP & fund selection

Portfolio Tailored to Your Goals

Complete Investment Support

Not suitable for portfolios above ₹10 Lakhs

New Investors

Mutual Fund Suggestions

₹1,500 Free

/ via Investment in Debt Fund

One-time ₹1,500 Investment in a Liquid/Debt Fund.

Includes

Category Wise Fund Shortlist

Risk Match Analysis

Why this Fund

On boarding Assistance

Ideal if you want fund ideas without full portfolio

Existing Investors

Portfolio Review

₹2,000 Free

/ via Investment in Debt Fund

One-time ₹2,000 Investment in a Liquid/Debt Fund.

Includes

CAS-based portfolio analysis

Overlap & risk diagnostics

Rebalancing & Switch Plan

Review & Follow-Up

Not Suitable for First Time Investors

For ₹10L+ Investments

HNI-Level MF Guidance

₹5,000 Free

/ via Investment in Debt Fund

One-time ₹5,000 Investment in a Liquid/Debt Fund.

Includes

Private Investment Advisory

Core–Satellite portfolio strategy

Wealth Planning Support

Priority & Execution Support

Limited HNI Clients Slots

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Top Mutual Fund Picks

ICICI Prudential Large Cap Fund - Growth

Equity•NAV ₹105

9.3%

3Y Rt.

Bandhan Small Cap Fund Regular Growth

Equity•NAV ₹51

23.1%

3Y Rt.

Nippon India Multi Cap Fund-Regular Plan-Growth Option

Equity•NAV ₹298

12.0%

3Y Rt.

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Investor Testimonials

Trusted by Investors Across India

4.5 / 5

"After three years of investing, my portfolio lacked real diversification. MySIPonline's Portfolio Analysis flagged the overlap instantly, and their rebalancing plan fixed it within days. It finally works for my goals, not against them."

Deepak

28 M

"I'm analytical, so too many fund options left me stuck. A colleague recommended MySIPonline, whose research-backed process helped me build a diversified portfolio matched to my risk profile. I invest with clarity now, not guesswork."

Amit

32 M

"I started my first SIP with MySIPonline after struggling to shortlist funds alone. Their Risk Profile Test matched me with the right categories, and onboarding was quick and paperwork free. Investing finally feels manageable."

Deepesh

33 M

"Switching funds always felt risky until MySIPonline's Overlap Detection tool showed where my holdings duplicated. Their team suggested a cleaner allocation, and the switch was handled smoothly. My portfolio finally feels intentional, not accidental."

Anupriya

31 W

"As a first-time investor, SIP versus lump sum confused me until MySIPonline's advisors explained both based on my goals and timeline. Their calculator made the projections easy to follow, and I started my SIP that same week."

Gaurav

24 M

Why Mysiponline?

Why 50k + Investors trust us

India's 1st Online SIP Platform

Helping Indians invest in mutual funds online since 2015.

3-Minute Digital KYC

Complete your KYC quickly with a simple paperless process.

AI-Powered Fund Research

Smart research tools to help you choose better funds.

Full Platform on Mobile

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Smart Overlap Detection

Check if your mutual funds have similar stock holdings.

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Yes, SIPs are a powerful and safe option compared to others. It is the best way to gradually build a huge corpus with a systematic investment approach.