SBI Mutual Fund

This fund house employs an investment strategy that centres on outperforming benchmarks through research in both equity and debt markets. They excel in providing insightful analyses across various sectors, identifying stocks with promising future returns.  Emphasizing active portfolio and risk management, SBI MF has a proven track record of delivering impressive returns over medium to long durations.

Mr R Srinivasan (CIO equity)

R. Srinivasan has 30 years of experience in financial services and has served as CIO – Equity at SBI Mutual Fund AMC since 2009. A postgraduate in Commerce with an MFM from the University of Mumbai, he previously held the position of Head of Equity and currently directly manages multiple funds.

Mr Rajeev Radhakrishnan (CIO debt)

Rajeev Radhakrishnan has 22 years of experience in the Asset Management industry and possesses nearly two decades of expertise in fixed-income funds management and dealing. He joined SBI Mutual Fund in 2008 as a Fixed Income Fund manager and subsequently ascended to the position of Head – Fixed Income.

SBI Mutual Fund is India's largest bank-sponsored fund, formed through a partnership between the State Bank of India and a French company, Société Générale Asset Management. Over its two-decade journey, it has consistently provided strong returns to investors. SBI Mutual Funds was the first bank-sponsored Fund to launch an offshore fund called the Resurgent India Opportunities Fund.

• The State Bank Of India has a wide range of fund schemes.
• SBI MF believes in following strong work ethics.
• SBI’s all funds are top-performing in their respective categories.

It is the first step that you take to begin your investment journey. Thus, it is essential to make the right call to make an informed decision. Here are some aspects on which you can do it correctly:

• Choosing Goals: Set achievable goals for your investment. Identify them and plan accordingly.
• Risk Tolerance: The higher the risk, the better the result, but before that, ask yourself how much risk you are willing to take. Set boundaries and adjust accordingly.
• Diversifying Assets:It allows you to separate your assets into several sectors. Furthermore, the distribution minimizes risk while maximizing earnings.
• Educate Yourself: Learn and study properly before investing in a particular SBI Mutual Fund. Observe its past performance and understand its pattern and working style.
• Monitor: Regularly monitor your investments and make adjustments as needed. Proper monitoring is important to make sure your assets are safe, and it also reduces your chances of failure.
• Take Guidance: It’s better to get the help of a professional because mutual funds are connected to market changes. You can also use SIP Calculator to take approx. idea about your investments.

To sum it up, these above factors will guide you to understand the process of selecting the right fund. Make sure you conduct a proper analysis before starting your investment journey.

You can invest in SBI Mutual Fund Plans in various ways where mysiponline.com stands out for its easy and simple way of investing-

• Visit mysiponline.com, then select from the top-performing funds that match your investment goal.
• Sign up for a free account, complete your profile details, and proceed to add your funds.
• Complete Your Profile and sign up into your free account. You can choose to invest via Online SIP through our website.
• Know Your Customer (KYC) process.
• The KYC formalities, which are entirely online and paperless and take a few minutes, must be completed to invest.
• The major documents required to complete your profile are PAN, Aadhar card, Signature, and Bank proof.
• Explore and add desired Top SBI Mutual Funds to your cart.
• Complete your Payment and wait for the confirmation of your investment.
• Monitor your investments through your mysiponline.com account.

In conclusion, our platform provides a simplified and quick way to start your investments today. It is like a package deal where we provide all the services in one place.

The taxation of SBI Mutual Fund Returns depends on which category they fall under equity or debt.

Equity-Oriented Mutual Funds

• Short-term Capital Gains (STCG): Taxed at a flat rate of 15% if units are sold within one year of purchase.
• Long-term Capital Gains (LTCG): Gains exceeding Rs. 1 lakh in a financial year are taxed at 10% without indexation if units are sold after one year.

Debt-Oriented Mutual Funds:

• Short-term Capital Gains (STCG): Taxed according to the investor's income tax slab rate if units are sold within three years of purchase.
• Long-term Capital Gains (LTCG): Taxed at a rate of 20% with the benefit of indexation if units are sold after three years.