SBI Savings Fund - Regular Plan - Growth

Money Market NAV 37.0160 0 01 December, 2023

Fund Details

Category Money Market
Fund Type Open Ended
Investment Plan Growth
Launch Date 01 July, 2004
Benchmark CRISIL Money Market Fund BI Index
Asset Size(Cr) 19387.5016
ISIN No. INF200K01636
Turn over 28%
Min Investment ₹ 500
Min SIP Investment ₹ 500
Min Addl Investment ₹ 500
Exit Load Exit load of 0.10% if redeemed within 3 days
Expense Ratio 0.76
Fund Manager R Arun, Mohit Jain
Fund House SBI Mutual Fund

Investment Returns (As on 01 Dec, 2023)

Duration Returns Benchmark Category
1 W 0.1% 0.13% 0.11%
1 M 0.51% 0.52% 0.65%
3 M 1.53% 1.56% 1.84%
6 M 3.27% 3.16% 3.52%
1 Y 6.91% 5.81% 5.67%
2 Y 4.45% 4.59% 4.61%
3 Y 4.62% 4.1% 4.68%
5 Y 5.63% 4.72% 5.73%

Risk Mesasures (As on 01 Dec, 2023)

Std Dev Sharpe Beta Alpha YTM AVG Maturity
Fund 0.59 0.93 2.43 1.31 7.58 0.69
Benchmark 0 0 0 0 0 0
Returns Compare with Others
  • 1Y
  • 3Y
  • 5Y

Portfolio (As on 30 Oct, 2023)

Assets Allocation

Sector Holdings
Others 2.91%

Return Calculator

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Disclaimer: Above returns are calculated on the basis of historical NAV movement for the selected period. However, historical performance does not guarantee future returns. Investors must take investment decisions based on his/her own requirements.

Peer Comparison

Fund Name 1 Yr Rtn. 3 Yr Rtn. 5 Yr Rtn.
SBI Savings Fund - Regular Plan - Growth 6.91% 4.62% 5.63%
Aditya Birla Sun Life Money Manager Fund - Growth 7.46% 5.15% 6.22%
ICICI Prudential Money Market Fund Option - Growth 7.35% 5.02% 6.02%

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SBI Savings Fund: Providing Opportunity to Grow Wealth

The mutual fund industry has gifted several savings option to the investors among which SBI Savings Fund is one of the most preferred schemes. Launched on July 19, 2004, this investment plan has gained a remarkable position in the market by providing commendable returns until now. Being a growth-oriented scheme, sbi savings fund growth offers the opportunities to create wealth in the future along with offering regular profits. We, at MySIPonline, recommend thes sbi mutual funds scheme to the investors who can bear moderate to low risk and wish to earn better yields to fulfil their financial goals.

SBI Savings Direct Growth Fund falls in the ultra short-term debt fund’s category and provides the growth option for attaining a high degree of capital appreciation. Being an open-ended scheme, sbi savings fund provides liquidity to the investors according to which one can easily redeem one’s funds as and when required. One can invest in this scheme either via SIP(Systematic Investment Plan) or by making a lump sum payment of at least Rs.5,000. If you want to invest in sbi savings scheme, then you must get complete knowledge about the same in order to take an informed decision. Here we have provided the synopsis of sbi savings fund growth plan which would help you get an overview about the same.

SBI Savings Fund: Investment Details

The primary objective of the sbi savings fund scheme is to mitigate interest-rate risk and generate regular income along with opportunities for capital appreciation by investing the funds in floating-rate debt instruments, fixed-rate securities, derivative and money market instruments. It is meant to fulfil the instant cash requirements of the investors and helps them in accomplishing the short-term financial goals. The investment in sbi savings schemes must be made for six months to one year horizon, which is an ideal period for investing in the same.

SBI Savings Fund NAV amounted to Rs.24.852 as on December 09, 2016, which depicts its per unit market prices which are used by the investors to evaluate the worth of their investment values. If you desire to make a promising plan of investing in this fund, then you must use the SIP planner to compute the exact value of your invested capital after a certain period. Further, we have provided you with the track records of the past performance of sbi savings fund scheme to let you take an insight about the same.

SBI Savings Growth Fund: Performance Analysis

The track record maintained by the mutual fund programme helps to determine the capability of the scheme to generate the desired returns. This plan has yielded appreciable returns since its inception which are around 9.33% on an average. It is ranked fifth in the debt funds category by CRISIL for the first quarter of the year 2016. The absolute annual returns in the past five years have been higher than or almost equal to 8.5 to 9%. The annualised returns for three and five year investment period are 8.6 to 9.0 percent respectively.

As per the returns generated by the scheme, we can conclude that investing in this programme to achieve short-term investment goals would be a worthwhile decision. You too must opt for the same for your portfolio and earn tremendous returns with a high degree of liquidity.

SBI Savings Fund: Portfolio Review

With an asset size of Rs. 3,680 crore as on November 30, 2016, the allotment of the funds by sbi savings fund g programme has been made in divergent instruments in order to mitigate the risk factors and attain higher returns. The holdings of this plan majorly include the top-rated debt instruments as per CRISIL ratings. Accordingly, the returns are assured irrespective of the market fluctuations and volatility. The asset allocation has been made 63.49% in the debts, 35.68% in the money market instruments and the remaining has been invested in some other diversified sectors. Hence, the returns are confirmed from different organisations and instruments.

As per the above description, it would have become easier for you to evaluate SBI Savings Fund and you must have concluded whether or not you should park your money in the same. Still, if you need assistance for taking an informed decision of investing your hard-earned money, then you must avail the services of our fund analysts anytime. They would assist you in making a better comparison and designing a sound portfolio.

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