|Fund Type||Open Ended|
|Asset Size(Cr)||6030.61 (As on Jan 31, 2019)|
|Fund Manager||R Arun|
|Min SIP Investment||500|
|Min Addl Investment||500|
|Exit Load||0.1 % For 3 Days|
- Returns for less than one year are Absolute, and those for more than one year are Annualised (CAGR).
|Sector||Value(In Cr)||Allocation (%)|
|Fund Name||Ratings||1 Yr Rtn.||3 Yr Rtn.||5 Yr Rtn.|
|L&T Money Market Fund (G)||7.49%||8.01%||8.2%|
|Reliance Money Market Fund (G)||8.17%||7.39%||7.88%|
|ICICI Prudential Money Market Fund (G)||7.89%||7.34%||7.85%|
|ICICI Prudential Money Market Fund (MD)||7.89%||7.34%||7.85%|
|Kotak Money Market Scheme (G)||6.89%||7.34%||8.07%|
|No. of Investment||Amount Invested||Investment Value As on date||Units Purchased||CAGR|
| No. of Investment
|| Amount Invested
|| Investment Value As on date
|| Units Purchased || CAGR
The graph depicts the wealth generated or the historical returns offered by the SIP investments made in the selected time horizon.
|Total Amount Invested||Investment Value As on Date||Total Units Purchased||Abs. Return|
| Total Amount Invested
|| Investment Value As on Date
|| Total Units Purchased || Abs. Return
The graph depicts the wealth generated or the historical returns offered by the lump sum investments made in the selected time horizon.
|Sector||Value(In Cr)||Allocation (%)|
|Holdings||Instrument||Industry||Rating||Market Value||% to NAV|
|IndiabullsCommercialCreditLtd||Bond - Corporate Bond||-||CRISIL AAA||2498.245||6.0329|
|TataPowerCompanyLtd||Bond - Corporate Bond||-||[ICRA]AA-||2252.761||5.4401|
|STCIFinanceLtd||Bond - Corporate Bond||-||CRISIL A1+||2197.247||5.306|
|WritersandPublishersPrivateLtd||Bond - Corporate Bond||-||BWR AA- (SO)||1946.107||4.6996|
|EsselCorporateResourcesPvtLtd||Bond - Corporate Bond||-||BWR AA- (SO)||1542.377||3.7246|
|DalmiaCementBharatLtd||Bond - Corporate Bond||-||[ICRA]AA||1479.74||3.5734|
|HDFCBankLtd||Bond - Corporate Bond||-||IND A1+||1450.269||3.5022|
|HousingDevelopmentFinanceCorporationLtd||Bond - Corporate Bond||-||CRISIL AAA||1400.262||3.3814|
|HousingDevelopmentFinanceCorporationLtd||Bond - Corporate Bond||-||CRISIL AAA||1356.141||3.2749|
|BhaskarIndustriesPvtLtd||Bond - Corporate Bond||-||BWR AA- (SO)||1048.661||2.5324|
|MahindraMahindraFinancialServicesLtd||Bond - Corporate Bond||-||IND AAA||1008.061||2.4343|
|DAYT-BILL||Bond - Gov't/Treasury||-||sov||983.145||2.3742|
|NirchemCementLtd||Bond - Corporate Bond||-||CRISIL AA||961.36||2.3215|
|TataCapitalHousingFinanceLtd||Bond - Corporate Bond||-||CRISIL AA+||804.77||1.9434|
|StateGovernmentofRajasthan||Bond - Gov't Agency Debt||-||sov||772.036||1.8644|
|PowerFinanceCorporationLtd||Bond - Gov't Agency Debt||-||CRISIL AAA||763.508||1.8438|
|LICHousingFinanceLtd||Bond - Corporate Bond||-||CRISIL AAA||754.8||1.8227|
|APLApolloTubesLtd||Bond - Corporate Bond||-||CRISIL AA-||748.805||1.8083|
|SteelAuthorityofIndiaLtd||Bond - Gov't Agency Debt||-||IND AA-||747.501||1.8051|
|ShardaSolventLtd||Bond - Corporate Bond||-||BWR AA- (SO)||620.315||1.498|
|FordCreditIndiaPvtLtd||Bond - Corporate Bond||-||CRISIL A1+||617.538||1.4913|
|SpritTextilesPrivateLtd||Bond - Corporate Bond||-||BWR AA-||616.88||1.4897|
|TataCapitalHousingFinanceLtd||Bond - Corporate Bond||-||CRISIL AA+||600.741||1.4507|
|ManappuramFinanceLtd||Bond - Corporate Bond||-||CARE AA||507.881||1.2265|
|IndianRailwayFinanceCorporationLtd||Bond - Gov't Agency Debt||-||CRISIL AAA||504.715||1.2188|
|PowerFinanceCorporationLtd||Bond - Gov't Agency Debt||-||CRISIL AAA||503.777||1.2166|
|NationalBankforAgricultureandRuralDevelopment||Bond - Gov't Agency Debt||-||CRISIL AAA||503.481||1.2158|
|IndostarCapitalFinanceLtd||Bond - Corporate Bond||-||CARE AA-||503.081||1.2149|
|TataCapitalFinancialServicesLtd||Bond - Corporate Bond||-||[ICRA]AA+||501.782||1.2117|
|TataCapitalFinancialServicesLtd||Bond - Corporate Bond||-||[ICRA]AA+||501.646||1.2114|
|ShriramTransportFinanceCompanyLtd||Bond - Corporate Bond||-||IND AA+||500.526||1.2087|
|HousingDevelopmentFinanceCorporationLtd||Bond - Corporate Bond||-||CRISIL AAA||500.056||1.2076|
|BirlaTMTHoldingsPvtLtd||Bond - Corporate Bond||-||CRISIL A1+||481.1||1.1618|
|PowerGridCorporationofIndiaLtd||Bond - Gov't Agency Debt||-||CRISIL AAA||465.699||1.1246|
|NirchemCementLtd||Bond - Corporate Bond||-||CRISIL AA||453.182||1.0944|
|LICHousingFinanceLtd||Bond - Corporate Bond||-||CRISIL AAA||401.862||0.9704|
|HousingDevelopmentFinanceCorporationLtd||Bond - Corporate Bond||-||CRISIL AAA||351.989||0.85|
|Export-ImportBankofIndia||Bond - Gov't Agency Debt||-||CRISIL AAA||307.858||0.7434|
|TATACapitalLtd||Bond - Corporate Bond||-||[ICRA]AA+||257.904||0.6228|
|IndostarCapitalFinanceLtd||Bond - Corporate Bond||-||IND AA-||251.874||0.6082|
|NationalBankforAgricultureandRuralDevelopment||Bond - Gov't Agency Debt||-||CRISIL AAA||251.762||0.608|
|NationalBankforAgricultureandRuralDevelopment||Bond - Gov't Agency Debt||-||CRISIL AAA||248.43||0.5999|
|RuralElectrificationCorporationLtd||Bond - Gov't Agency Debt||-||CRISIL AAA||247.567||0.5978|
|RelianceIndustriesLtd||Bond - Corporate Bond||-||CRISIL AAA||247.316||0.5972|
|PowerFinanceCorporationLtd||Bond - Gov't Agency Debt||-||CRISIL AAA||201.647||0.487|
|Export-ImportBankofIndia||Bond - Gov't Agency Debt||-||CRISIL AAA||149.614||0.3613|
|RuralElectrificationCorporationLtd||Bond - Gov't Agency Debt||-||CRISIL AAA||102.673||0.2479|
|HousingDevelopmentFinanceCorporationLtd||Bond - Corporate Bond||-||CRISIL AAA||100.438||0.2425|
|RuralElectrificationCorporationLtd||Bond - Gov't Agency Debt||-||CRISIL AAA||51.582||0.1246|
|RuralElectrificationCorporationLtd||Bond - Gov't Agency Debt||-||CRISIL AAA||30.574||0.0738|
|SmallIndustriesDevelopmentBankofIndia||Bond - Corporate Bond||-||CARE AAA||25.196||0.0608|
|Export-ImportBankofIndia||Bond - Gov't Agency Debt||-||CRISIL AAA||20.042||0.0484|
|StateGovernmentofRajasthan||Bond - Gov't Agency Debt||-||sov||10.239||0.0247|
|JanalakshmiFinancialServicesLtd||Bond - Corporate Bond||-||[ICRA]A||4.995||0.0121|
|SDCorporationPvtLtd||Cash - Commercial Paper||[ICRA]A1+||959.008||2.3159|
|SDCorporationPvtLtd||Cash - Commercial Paper||[ICRA]A1+||957.606||2.3125|
|SDCorporationPvtLtd||Cash - Commercial Paper||[ICRA]A1+||480.912||1.1613|
|SDCorporationPvtLtd||Cash - Commercial Paper||[ICRA]A1+||480.207||1.1596|
|TurquoiseInvestmentsandFinancePrivateLtd||Cash - Commercial Paper||CRISIL A1+||240.647||0.5811|
|NationalBankforAgricultureandRuralDevelopment||Cash - CD/Time Deposit||CRISIL A1+||29.591||0.0715|
The mutual fund industry has gifted several savings option to the investors among which SBI Savings Fund is one of the most preferred schemes. Launched on July 19, 2004, this investment plan has gained a remarkable position in the market by providing commendable returns until now. Being a growth-oriented scheme, sbi savings fund growth offers the opportunities to create wealth in the future along with offering regular profits. We, at MySIPonline, recommend thes sbi mutual funds scheme to the investors who can bear moderate to low risk and wish to earn better yields to fulfil their financial goals.
SBI Savings Direct Growth Fund falls in the ultra short-term debt fund’s category and provides the growth option for attaining a high degree of capital appreciation. Being an open-ended scheme, sbi savings fund provides liquidity to the investors according to which one can easily redeem one’s funds as and when required. One can invest in this scheme either via SIP(Systematic Investment Plan) or by making a lump sum payment of at least Rs.5,000. If you want to invest in sbi savings scheme, then you must get complete knowledge about the same in order to take an informed decision. Here we have provided the synopsis of sbi savings fund growth plan which would help you get an overview about the same.
The primary objective of the sbi savings fund scheme is to mitigate interest-rate risk and generate regular income along with opportunities for capital appreciation by investing the funds in floating-rate debt instruments, fixed-rate securities, derivative and money market instruments. It is meant to fulfil the instant cash requirements of the investors and helps them in accomplishing the short-term financial goals. The investment in sbi savings schemes must be made for six months to one year horizon, which is an ideal period for investing in the same.
SBI Savings Fund NAV amounted to Rs.24.852 as on December 09, 2016, which depicts its per unit market prices which are used by the investors to evaluate the worth of their investment values. If you desire to make a promising plan of investing in this fund, then you must use the SIP planner to compute the exact value of your invested capital after a certain period. Further, we have provided you with the track records of the past performance of sbi savings fund scheme to let you take an insight about the same.
The track record maintained by the mutual fund programme helps to determine the capability of the scheme to generate the desired returns. This plan has yielded appreciable returns since its inception which are around 9.33% on an average. It is ranked fifth in the debt funds category by CRISIL for the first quarter of the year 2016. The absolute annual returns in the past five years have been higher than or almost equal to 8.5 to 9%. The annualised returns for three and five year investment period are 8.6 to 9.0 percent respectively.
As per the returns generated by the scheme, we can conclude that investing in this programme to achieve short-term investment goals would be a worthwhile decision. You too must opt for the same for your portfolio and earn tremendous returns with a high degree of liquidity.
With an asset size of Rs. 3,680 crore as on November 30, 2016, the allotment of the funds by sbi savings fund g programme has been made in divergent instruments in order to mitigate the risk factors and attain higher returns. The holdings of this plan majorly include the top-rated debt instruments as per CRISIL ratings. Accordingly, the returns are assured irrespective of the market fluctuations and volatility. The asset allocation has been made 63.49% in the debts, 35.68% in the money market instruments and the remaining has been invested in some other diversified sectors. Hence, the returns are confirmed from different organisations and instruments.
As per the above description, it would have become easier for you to evaluate SBI Savings Fund and you must have concluded whether or not you should park your money in the same. Still, if you need assistance for taking an informed decision of investing your hard-earned money, then you must avail the services of our fund analysts anytime. They would assist you in making a better comparison and designing a sound portfolio.
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