Low Duration Mutual Funds

Find here some best Low Duration fund to invest

Annual Returns 5.94%
Average Risk Low
Total Funds 103

What is Low Duration Mutual Fund?

Low-Duration Mutual Funds are those that invest in the debt and money market instruments such that the macaulay duration of the fund lies between 6 to 12 months. These funds are those, which, as the name suggests invest for short term, therefore these are apt for such investors who are ready to invest for small duration. The risk involved in low-duration funds are generally moderate on the principal amount invested.

Top Performing Low Duration Funds in India for High Returns

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Data in this table : Get historical returns. If 1Y column is 10% that means, fund has given 10% returns in last 1 year.

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Fund Name	AUM (Cr.)	Fund Age	1W	1M	3M	6M	YTD	1Y	2Y	3Y	5Y	10Y
HDFC Nifty G-Sec Apr 2029 Index Fund - Growth Option	169.33	2 years	-0.04%	0.61%	1.83%	2.82%	8.45%	8.52%	8.88%	-	-	-	Invest
HSBC Low Duration Fund - Regular Growth	1269.89	15 years	-0.03%	0.36%	1.43%	2.84%	8.13%	8.49%	8.01%	7.68%	6.04%	6.7%	Invest
Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund-Regular Plan-Growth Option	133.87	2 years	0.03%	0.49%	1.78%	2.88%	8.25%	8.43%	8.57%	-	-	-	Invest
SBI CRISIL IBX Gilt Index - April 2029 Fund - Regular Plan - Growth	2088.17	3 years	-0.07%	0.6%	1.81%	2.78%	8.34%	8.41%	8.79%	8.16%	-	-	Invest
Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund-Reg (G)	113.47	1 years	-0.13%	0.29%	1.56%	3.22%	8.1%	8.36%	-	-	-	-	Invest
Nippon India CRISIL-IBX AAA Financial Services-Jan 2028 Index Fund-Reg (G)	74.00	1 years	-0.13%	0.27%	1.55%	3.13%	8.01%	8.32%	-	-	-	-	Invest
Nippon India CRISIL-IBX AAA Financial Services-Jan 2028 Index Fund-Reg (G)	74.00	1 years	-0.13%	0.27%	1.55%	3.13%	8.01%	8.32%	-	-	-	-	Invest
Tata Nifty G-Sec Dec 2029 Index Fund - Regular Plan - Growth	165.16	2 years	-0.12%	0.45%	1.76%	2.57%	8.18%	8.27%	8.72%	-	-	-	Invest
AXIS CRISIL-IBX AAA Bond Financial Services-Sep 2027 Index Fund-Reg (G)	23.30	1 years	-0.13%	0.26%	1.53%	3.04%	8%	8.24%	-	-	-	-	Invest
Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund-Reg (G)	437.84	1 years	-0.12%	0.28%	1.54%	3.14%	7.87%	8.14%	-	-	-	-	Invest
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund - Regular - Growth	2054.24	3 years	0.05%	0.48%	1.77%	2.76%	7.92%	8.06%	8.43%	7.88%	-	-	Invest
BANDHAN CRISIL IBX Gilt April 2028 Index Fund Regular Plan-Growth	4244.71	4 years	0.1%	0.46%	1.67%	2.83%	7.73%	7.99%	8.21%	7.67%	-	-	Invest
Axis CRISIL IBX 50:50 Gilt Plus SDL June 2028 Index Fund - Regular Plan - Growth	67.23	2 years	0.04%	0.52%	1.88%	2.58%	7.9%	7.94%	8.46%	-	-	-	Invest
Axis CRISIL IBX 50:50 Gilt Plus SDL June 2028 Index Fund - Regular Plan - Growth	67.23	2 years	0.04%	0.52%	1.88%	2.58%	7.9%	7.94%	8.46%	-	-	-	Invest
PGIM India CRISIL IBX Gilt Index - Apr 2028 Fund - Regular Plan, Growth Option	26.46	2 years	0.11%	0.44%	1.65%	2.8%	7.67%	7.94%	8.16%	-	-	-	Invest
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund - Regular - Growth	1859.72	3 years	0.04%	0.48%	1.83%	2.63%	7.85%	7.89%	8.37%	7.78%	-	-	Invest
Axis CRISIL - IBX AAA Bond NBFC - Jun 2027 Index Fund-Reg (G)	1524.10	1 years	-0.1%	0.28%	1.47%	3.16%	7.61%	7.89%	-	-	-	-	Invest
Nippon India CRISIL-IBX AAA Financial Services-Dec 2026 Index Fund-Reg (G)	98.55	1 years	-	0.39%	1.53%	3.15%	7.49%	7.86%	-	-	-	-	Invest
Nippon India CRISIL-IBX AAA Financial Services-Dec 2026 Index Fund-Reg (G)	98.55	1 years	-	0.39%	1.53%	3.15%	7.49%	7.86%	-	-	-	-	Invest
Nippon India Nifty SDL Plus G-Sec - Jun 2028 Maturity 70:30 Index Fund-Regular Plan-Growth Option	336.39	3 years	0.04%	0.52%	1.89%	2.58%	7.84%	7.85%	8.47%	7.84%	-	-	Invest

Fund Name	AUM (Cr.)	Risk	1W	1M	3M	6M	YTD	1Y	2Y	3Y	5Y	10Y

Fund Name	Dec-2025	Nov-2025	Oct-2025	Sep-2025	Aug-2025	Jul-2025	Jun-2025	May-2025	Apr-2025	Mar-2025	Feb-2025	Jan-2025

Fund Name	2025-Q4	2025-Q3	2025-Q2	2025-Q1	2024-Q4	2024-Q3	2024-Q2	2024-Q1	2023-Q4	2023-Q3	2023-Q2	2023-Q1

Fund Name	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013

Fund Name	AUM (Cr.)	Risk	1W	1M	3M	6M	YTD	1Y	2Y	3Y	5Y	10Y

Fund Name	AUM (Cr.)	Initial NAV	Final NAV	NAV Change	Absolute Ret.	Annalized Ret.

Fund Name	AUM (Cr.)	Risk	6M	1Y	2Y	3Y	5Y	10Y	From Launch
HDFC Nifty G-Sec Apr 2029 Index Fund - Growth Option	169.33	Moderate	1.61%	7.6%	8.36%	-	-	-	8.37%	Invest
HSBC Low Duration Fund - Regular Growth	1269.89	Average	1.33%	7.45%	7.96%	7.87%	7.1%	6.42%	6.94%	Invest
Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund-Regular Plan-Growth Option	133.87	Moderate	1.54%	7.44%	8.14%	-	-	-	8.11%	Invest
SBI CRISIL IBX Gilt Index - April 2029 Fund - Regular Plan - Growth	2088.17	Moderate	1.58%	7.47%	8.26%	8.27%	-	-	8.26%	Invest
Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund-Reg (G)	113.47	Moderate	1.45%	7.58%	-	-	-	-	7.7%	Invest
Nippon India CRISIL-IBX AAA Financial Services-Jan 2028 Index Fund-Reg (G)	74.00	Moderate	1.41%	7.46%	-	-	-	-	7.69%	Invest
Nippon India CRISIL-IBX AAA Financial Services-Jan 2028 Index Fund-Reg (G)	74.00	Moderate	1.41%	7.46%	-	-	-	-	7.69%	Invest
Tata Nifty G-Sec Dec 2029 Index Fund - Regular Plan - Growth	165.16	Moderate	1.44%	7.12%	8.11%	-	-	-	8.18%	Invest
AXIS CRISIL-IBX AAA Bond Financial Services-Sep 2027 Index Fund-Reg (G)	23.30	Moderate	1.38%	7.37%	-	-	-	-	7.52%	Invest
Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund-Reg (G)	437.84	Moderate	1.43%	7.39%	-	-	-	-	7.66%	Invest
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund - Regular - Growth	2054.24	Moderate	1.48%	7.14%	7.91%	7.96%	-	-	7.87%	Invest
BANDHAN CRISIL IBX Gilt April 2028 Index Fund Regular Plan-Growth	4244.71	Low to Moderate	1.44%	7.03%	7.73%	7.77%	-	-	7.08%	Invest
Axis CRISIL IBX 50:50 Gilt Plus SDL June 2028 Index Fund - Regular Plan - Growth	67.23	Low to Moderate	1.48%	7.03%	7.87%	-	-	-	7.94%	Invest
Axis CRISIL IBX 50:50 Gilt Plus SDL June 2028 Index Fund - Regular Plan - Growth	67.23	Low to Moderate	1.48%	7.03%	7.87%	-	-	-	7.94%	Invest
PGIM India CRISIL IBX Gilt Index - Apr 2028 Fund - Regular Plan, Growth Option	26.46	Low to Moderate	1.41%	6.95%	7.68%	-	-	-	7.71%	Invest
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund - Regular - Growth	1859.72	Moderate	1.46%	7.02%	7.83%	7.88%	-	-	7.78%	Invest
Axis CRISIL - IBX AAA Bond NBFC - Jun 2027 Index Fund-Reg (G)	1524.10	Moderate	1.41%	7.23%	-	-	-	-	7.47%	Invest
Nippon India CRISIL-IBX AAA Financial Services-Dec 2026 Index Fund-Reg (G)	98.55	Moderate	1.43%	7.17%	-	-	-	-	7.34%	Invest
Nippon India CRISIL-IBX AAA Financial Services-Dec 2026 Index Fund-Reg (G)	98.55	Moderate	1.43%	7.17%	-	-	-	-	7.34%	Invest
Nippon India Nifty SDL Plus G-Sec - Jun 2028 Maturity 70:30 Index Fund-Regular Plan-Growth Option	336.39	Low to Moderate	1.48%	7.01%	7.86%	7.93%	-	-	7.92%	Invest

Fund Name	Risk	Standard Deviation	Alpha	Beta	Sharpe Ratio
HDFC Nifty G-Sec Apr 2029 Index Fund - Growth Option	Moderate	-	-	-	-	Invest
HSBC Low Duration Fund - Regular Growth	Average	0.96%	-	2.76%	0.99%	Invest
Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund-Regular Plan-Growth Option	Moderate	-	-	-	-	Invest
SBI CRISIL IBX Gilt Index - April 2029 Fund - Regular Plan - Growth	Moderate	1.75%	-	-	0.83%	Invest
Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund-Reg (G)	Moderate	-	-	-	-	Invest
Nippon India CRISIL-IBX AAA Financial Services-Jan 2028 Index Fund-Reg (G)	Moderate	-	-	-	-	Invest
Nippon India CRISIL-IBX AAA Financial Services-Jan 2028 Index Fund-Reg (G)	Moderate	-	-	-	-	Invest
Tata Nifty G-Sec Dec 2029 Index Fund - Regular Plan - Growth	Moderate	-	-	-	-	Invest
AXIS CRISIL-IBX AAA Bond Financial Services-Sep 2027 Index Fund-Reg (G)	Moderate	-	-	-	-	Invest
Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund-Reg (G)	Moderate	-	-	-	-	Invest
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund - Regular - Growth	Moderate	1.35%	-	-	0.82%	Invest
BANDHAN CRISIL IBX Gilt April 2028 Index Fund Regular Plan-Growth	Low to Moderate	1.31%	-	-	0.71%	Invest
Axis CRISIL IBX 50:50 Gilt Plus SDL June 2028 Index Fund - Regular Plan - Growth	Low to Moderate	-	-	-	-	Invest
Axis CRISIL IBX 50:50 Gilt Plus SDL June 2028 Index Fund - Regular Plan - Growth	Low to Moderate	-	-	-	-	Invest
PGIM India CRISIL IBX Gilt Index - Apr 2028 Fund - Regular Plan, Growth Option	Low to Moderate	-	-	-	-	Invest
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund - Regular - Growth	Moderate	1.40%	-	-	0.73%	Invest
Axis CRISIL - IBX AAA Bond NBFC - Jun 2027 Index Fund-Reg (G)	Moderate	-	-	-	-	Invest
Nippon India CRISIL-IBX AAA Financial Services-Dec 2026 Index Fund-Reg (G)	Moderate	-	-	-	-	Invest
Nippon India CRISIL-IBX AAA Financial Services-Dec 2026 Index Fund-Reg (G)	Moderate	-	-	-	-	Invest
Nippon India Nifty SDL Plus G-Sec - Jun 2028 Maturity 70:30 Index Fund-Regular Plan-Growth Option	Low to Moderate	1.41%	-	-	0.75%	Invest

Fund Name	Min SIP	Min Lumpsum	Expense Ratio	Fund Manager	Launch Date
HDFC Nifty G-Sec Apr 2029 Index Fund - Growth Option	₹100	₹100	0.37%	Vikash Agarwal	10-Mar 2023	Invest
HSBC Low Duration Fund - Regular Growth	₹1000	₹5000	1.09%	Shriram Ramanathan	04-Dec 2010	Invest
Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund-Regular Plan-Growth Option	₹100	₹1000	0.36%	Siddharth Deb	06-Mar 2023	Invest
SBI CRISIL IBX Gilt Index - April 2029 Fund - Regular Plan - Growth	₹500	₹5000	0.45%	Ranjana Gupta	04-Oct 2022	Invest
Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund-Reg (G)	₹100	₹100	0.35%	Dhawal Dalal	03-Dec 2024	Invest
Nippon India CRISIL-IBX AAA Financial Services-Jan 2028 Index Fund-Reg (G)	₹100	₹1000	0.35%	Vivek Sharma	30-Oct 2024	Invest
Nippon India CRISIL-IBX AAA Financial Services-Jan 2028 Index Fund-Reg (G)	₹100	₹1000	0.35%	Vivek Sharma	30-Oct 2024	Invest
Tata Nifty G-Sec Dec 2029 Index Fund - Regular Plan - Growth	₹500	₹5000	0.46%	Amit Somani	18-Jan 2023	Invest
AXIS CRISIL-IBX AAA Bond Financial Services-Sep 2027 Index Fund-Reg (G)	₹1000	₹5000	0.25%	Aditya Pagaria	26-Nov 2024	Invest
Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund-Reg (G)	₹100	₹100	0.4%	Abhishek Bisen	13-Sep 2024	Invest
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund - Regular - Growth	₹100	₹100	0.32%	Laukik Bagwe	21-Mar 2022	Invest
BANDHAN CRISIL IBX Gilt April 2028 Index Fund Regular Plan-Growth	₹100	₹1000	0.44%	Gautam Kaul	23-Mar 2021	Invest
Axis CRISIL IBX 50:50 Gilt Plus SDL June 2028 Index Fund - Regular Plan - Growth	₹1000	₹5000	0.42%	Hardik Shah	24-Jan 2023	Invest
Axis CRISIL IBX 50:50 Gilt Plus SDL June 2028 Index Fund - Regular Plan - Growth	₹1000	₹5000	0.42%	Hardik Shah	24-Jan 2023	Invest
PGIM India CRISIL IBX Gilt Index - Apr 2028 Fund - Regular Plan, Growth Option	₹1000	₹5000	0.41%	Puneet Pal	22-Feb 2023	Invest
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund - Regular - Growth	₹1000	₹5000	0.43%	Mahesh A Chhabria	31-Mar 2022	Invest
Axis CRISIL - IBX AAA Bond NBFC - Jun 2027 Index Fund-Reg (G)	₹1000	₹5000	0.52%	Aditya Pagaria	26-Sep 2024	Invest
Nippon India CRISIL-IBX AAA Financial Services-Dec 2026 Index Fund-Reg (G)	₹100	₹1000	0.32%	Vivek Sharma	30-Oct 2024	Invest
Nippon India CRISIL-IBX AAA Financial Services-Dec 2026 Index Fund-Reg (G)	₹100	₹1000	0.32%	Vivek Sharma	30-Oct 2024	Invest
Nippon India Nifty SDL Plus G-Sec - Jun 2028 Maturity 70:30 Index Fund-Regular Plan-Growth Option	₹100	₹1000	0.4%	Siddharth Deb	24-Nov 2022	Invest

Fund Name	Current NAV	Previous NAV	1D NAV Change	52- Week High NAV	52- Week Low NAV
HDFC Nifty G-Sec Apr 2029 Index Fund - Growth Option	12.5682 (12-12-2025)	12.5697 (11-12-2025)	-0.01%	12.5879	11.5677	Invest
HSBC Low Duration Fund - Regular Growth	29.4613 (12-12-2025)	29.4585 (11-12-2025)	0.01%	29.4769	27.1724	Invest
Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund-Regular Plan-Growth Option	12.4966 (12-12-2025)	12.4924 (11-12-2025)	0.03%	12.5005	11.5178	Invest
SBI CRISIL IBX Gilt Index - April 2029 Fund - Regular Plan - Growth	12.8802 (12-12-2025)	12.8824 (11-12-2025)	-0.02%	12.9055	11.8657	Invest
Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund-Reg (G)	10.879 (12-12-2025)	10.88 (11-12-2025)	-0.01%	10.895	10.04	Invest
Nippon India CRISIL-IBX AAA Financial Services-Jan 2028 Index Fund-Reg (G)	10.9475 (12-12-2025)	10.9472 (11-12-2025)	0%	10.9633	10.1099	Invest
Nippon India CRISIL-IBX AAA Financial Services-Jan 2028 Index Fund-Reg (G)	10.9475 (12-12-2025)	10.9472 (11-12-2025)	0%	10.9633	10.1099	Invest
Tata Nifty G-Sec Dec 2029 Index Fund - Regular Plan - Growth	12.5478 (12-12-2025)	12.5504 (11-12-2025)	-0.02%	12.5702	11.5758	Invest
AXIS CRISIL-IBX AAA Bond Financial Services-Sep 2027 Index Fund-Reg (G)	10.8787 (12-12-2025)	10.8790 (11-12-2025)	-0%	10.8969	10.0456	Invest
Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund-Reg (G)	11.062 (12-12-2025)	11.0637 (11-12-2025)	-0.02%	11.0791	10.2278	Invest
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund - Regular - Growth	12.8092 (12-12-2025)	12.8059 (11-12-2025)	0.03%	12.8092	11.8523	Invest
BANDHAN CRISIL IBX Gilt April 2028 Index Fund Regular Plan-Growth	13.3279 (12-12-2025)	13.3238 (11-12-2025)	0.03%	13.3279	12.3413	Invest
Axis CRISIL IBX 50:50 Gilt Plus SDL June 2028 Index Fund - Regular Plan - Growth	12.4252 (12-12-2025)	12.4211 (11-12-2025)	0.03%	12.4252	11.5063	Invest
Axis CRISIL IBX 50:50 Gilt Plus SDL June 2028 Index Fund - Regular Plan - Growth	12.4252 (12-12-2025)	12.4211 (11-12-2025)	0.03%	12.4252	11.5063	Invest
PGIM India CRISIL IBX Gilt Index - Apr 2028 Fund - Regular Plan, Growth Option	12.3951 (12-12-2025)	12.3897 (11-12-2025)	0.04%	12.3951	11.4831	Invest
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund - Regular - Growth	12.7833 (12-12-2025)	12.779 (11-12-2025)	0.03%	12.7833	11.8428	Invest
Axis CRISIL - IBX AAA Bond NBFC - Jun 2027 Index Fund-Reg (G)	10.9929 (12-12-2025)	10.9934 (11-12-2025)	-0%	11.0105	10.1898	Invest
Nippon India CRISIL-IBX AAA Financial Services-Dec 2026 Index Fund-Reg (G)	10.8963 (12-12-2025)	10.8965 (11-12-2025)	-0%	10.9006	10.1089	Invest
Nippon India CRISIL-IBX AAA Financial Services-Dec 2026 Index Fund-Reg (G)	10.8963 (12-12-2025)	10.8965 (11-12-2025)	-0%	10.9006	10.1089	Invest
Nippon India Nifty SDL Plus G-Sec - Jun 2028 Maturity 70:30 Index Fund-Regular Plan-Growth Option	12.5943 (12-12-2025)	12.5907 (11-12-2025)	0.03%	12.5944	11.6709	Invest

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BANDHAN Low Duration Fund - Regular Plan - Growth 3Y Returns 7.16% VS

Canara Robeco Savings Fund - Regular Plan - Growth Option 3Y Returns 7.19%

Nippon India Low Duration Fund- Growth Plan - Growth Option 3Y Returns 7.12% VS

Canara Robeco Savings Fund - Regular Plan - Growth Option 3Y Returns 7.19%

Axis Treasury Advantage Fund - Retail Plan - Growth Option 3Y Returns 7.4% VS

UTI Low Duration Fund - Regular Plan - Growth Option 3Y Returns 7.45%

Mahindra Manulife Low Duration Fund - Regular Plan - Growth 3Y Returns 6.91% VS

Canara Robeco Savings Fund - Regular Plan - Growth Option 3Y Returns 7.19%

Frequently Asked Questions

Who should invest in Low Duration Mutual Funds?

Low Duration funds are suitable for the investors who can digest high risk in search for higher returns. Moreover, these funds are not suitable for the investors who are stepping in the finance market with a short term investment perspective as they might end up delivering negative returns.

What is the minimum investment required for investing in Low Duration funds?

The minimum investment depends from one scheme to another. In general, for lumpsum investment the minimum investment can range from Rs. 500 to Rs. 5000. Whereas, in case of SIP, the range may vary between Rs. 500 to Rs. 1000. For authentic information, never forget to check the scheme related documents.

What is the investment philosophy followed by Low Duration companies?

The fund manager of Low Duration fund targets the best small sized companies having the potential to generate excellent gains in the future. Such companies do not have much resources as the large cap or mid cap companies but have high potential to outperform many big companies.

Why to invest in Low Duration funds?

Low Duration funds have more tendency of providing exceptional returns than the other categories of funds. Moreover, they can also be a suitable option for providing diversification to your portfolio.

How risky are Low Duration funds?

Low Duration funds are one of the riskiest mutual funds. But at the same time rewards are also high. Therefore, an investor who is willing to expose his corpus towards risk for fetching higher returns should invest in Low Duration funds.

Are Low Duration Funds for long term investment?

Yes, Low Duration funds are a suitable choice for generating long term capital appreciation. Moreover, in short term these funds can cause double digit losses to the investors. Thus, always maintain a long term investment perspective while investing in Low Duration mutual funds.

What is the benchmark of Low Duration Fund?

Benchmark is a standard with which a mutual fund competes in terms of growth & performance. Different Low Duration funds have different benchmark. Thus, read the mutual fund document carefully to know the benchmark.

What are the taxes applied on Low Duration Mutual Funds?

Low Duration funds are eligible for two types of taxes- STCG (Short Term Capital Gain) and LTCG (Long Term Capital Gain). STCG is the capital gain generated on the units which are hold for up to 1 year. The STCG tax imposed by the Government of India is 15%. LTCG is the profit generated on the units which are hold for more than one years. The LTCG levied is 10% for the profit above Rs. 1 Lakh.