Low Duration Mutual Funds

Find here some best Low Duration fund to invest

Annual Returns 12.88%
Average Risk Low
Total Funds 106

What is Low Duration Mutual Fund?

Low-Duration Mutual Funds are those that invest in the debt and money market instruments such that the macaulay duration of the fund lies between 6 to 12 months. These funds are those, which, as the name suggests invest for short term, therefore these are apt for such investors who are ready to invest for small duration. The risk involved in low-duration funds are generally moderate on the principal amount invested.

Top Performing Low Duration Funds in India for High Returns

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Data in this table : Get historical returns. If 1Y column is 10% that means, fund has given 10% returns in last 1 year.

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Fund Name	AUM (Cr.)	Fund Age	1W	1M	3M	6M	YTD	1Y	2Y	3Y	5Y	10Y
BANDHAN FIXED MATURITY PLAN SERIES 209 93 DAYS REGULAR PLAN GROWTH	0.00	1 years	0.63%	14.12%	6.25%	1.57%	1.64%	9.91%	-	-	-	-	Invest
HSBC Low Duration Fund - Regular Growth	980.88	15 years	0.01%	0.75%	1.64%	2.75%	1.78%	7.43%	7.62%	7.51%	6.22%	6.58%	Invest
Aditya Birla SL CRISIL-IBX AAA NBFC-HFC Index-Dec 2025 Fund-Reg (G)	276.54	1 years	0.09%	0.41%	1.39%	2.96%	-	7.19%	-	-	-	-	Invest
Nippon India CRISIL-IBX AAA Financial Services-Dec 2026 Index Fund-Reg (G)	82.95	1 years	0.04%	0.92%	1.91%	3.01%	1.97%	6.75%	-	-	-	-	Invest
Nippon India CRISIL-IBX AAA Financial Services-Dec 2026 Index Fund-Reg (G)	82.95	1 years	0.04%	0.92%	1.91%	3.01%	1.97%	6.75%	-	-	-	-	Invest
ICICI PRUDENTIAL CRISIL IBX FINANCIAL SERVICES 3 6 MONTHS DEBT INDEX FUND REGULAR PLAN GROWTH	450.44	1 years	0.06%	0.89%	1.94%	3.3%	2.17%	6.71%	-	-	-	-	Invest
Edelweiss CRISIL-IBX AAA Bond NBFC-HFC-Jun 2027 Index Fund-Reg (G)	84.37	1 years	-	0.77%	1.58%	2.78%	1.73%	6.69%	-	-	-	-	Invest
Aditya Birla SL CRISIL-IBX Financial Services 3to6 Months Debt IF-Reg (G)	3398.65	1 years	0.05%	0.89%	1.85%	3.18%	2.07%	6.58%	-	-	-	-	Invest
ICICI Prudential Savings Fund - Growth	26664.53	23 years	0.02%	0.7%	1.55%	2.9%	1.73%	6.54%	7.35%	7.51%	6.5%	7.1%	Invest
TATA CRISIL-IBX GILT INDEX - APRIL 2026 INDEX FUND - REGULAR PLAN - GROWTH	793.34	3 years	0.1%	0.43%	1.33%	2.65%	0.62%	6.49%	6.83%	7%	-	-	Invest
Axis CRISIL - IBX AAA Bond NBFC - Jun 2027 Index Fund-Reg (G)	1589.64	1 years	-0.01%	0.75%	1.56%	2.66%	1.67%	6.47%	-	-	-	-	Invest
Franklin India Low Duration Fund - Regular (G)	447.00	1 years	0.07%	0.71%	1.64%	2.94%	1.88%	6.45%	-	-	-	-	Invest
Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund-Regular Plan- Growth	6825.46	4 years	0.06%	0.54%	1.6%	2.95%	1.92%	6.44%	7.75%	7.3%	-	-	Invest
AXIS CRISIL-IBX AAA Bond Financial Services-Sep 2027 Index Fund-Reg (G)	20.28	1 years	0.04%	0.85%	1.56%	2.56%	1.57%	6.44%	-	-	-	-	Invest
Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund-Reg (G)	524.43	1 years	0.04%	0.86%	1.55%	2.56%	1.55%	6.39%	-	-	-	-	Invest
Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund-Reg (G)	102.44	1 years	0.01%	0.86%	1.47%	2.52%	1.49%	6.39%	-	-	-	-	Invest
Nippon India Nifty AAA CPSE Bond Plus SDL - Apr 2027 Maturity 60:40 Index Fund - Regular Plan - Growth Option	2983.46	4 years	0.03%	0.72%	1.65%	2.81%	1.83%	6.37%	7.51%	7.14%	-	-	Invest
UTI Low Duration Fund- Discontinued Growth Option	2246.22	26 years	0.02%	0.73%	1.56%	2.77%	1.7%	6.36%	7.12%	6.96%	6.93%	5.6%	Invest
UTI Low Duration Fund - Regular Plan - Growth Option	2246.22	19 years	0.02%	0.73%	1.56%	2.76%	1.7%	6.36%	7.24%	7.2%	7.26%	6.02%	Invest
SBI CPSE Bond Plus SDL Sep 2026 50:50 Index Fund - Regular Plan - Growth	8444.11	4 years	0.08%	0.64%	1.57%	2.86%	1.85%	6.35%	7.32%	7.02%	-	-	Invest

Fund Name	AUM (Cr.)	Risk	1W	1M	3M	6M	YTD	1Y	2Y	3Y	5Y	10Y

Fund Name	Apr-2026	Mar-2026	Mar-2026	Feb-2026	Jan-2026	Dec-2025	Nov-2025	Oct-2025	Sep-2025	Aug-2025	Jul-2025	Jun-2025

Fund Name	2026-Q2	2026-Q1	2025-Q4	2025-Q3	2025-Q2	2025-Q1	2024-Q4	2024-Q3	2024-Q2	2024-Q1	2023-Q4	2023-Q3

Fund Name	2026	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014

Fund Name	AUM (Cr.)	Risk	1W	1M	3M	6M	YTD	1Y	2Y	3Y	5Y	10Y

Fund Name	AUM (Cr.)	Initial NAV	Final NAV	NAV Change	Absolute Ret.	Annalized Ret.

Fund Name	AUM (Cr.)	Risk	6M	1Y	2Y	3Y	5Y	10Y	From Launch
BANDHAN FIXED MATURITY PLAN SERIES 209 93 DAYS REGULAR PLAN GROWTH	0.00	Low to Moderate	3.59%	6.28%	-	-	-	-	7.16%	Invest
HSBC Low Duration Fund - Regular Growth	980.88	Average	1.47%	5.74%	7.24%	7.44%	7.07%	6.36%	6.89%	Invest
Aditya Birla SL CRISIL-IBX AAA NBFC-HFC Index-Dec 2025 Fund-Reg (G)	276.54	Moderate	0.22%	2.78%	-	-	-	-	4.33%	Invest
Nippon India CRISIL-IBX AAA Financial Services-Dec 2026 Index Fund-Reg (G)	82.95	Moderate	1.72%	6.43%	-	-	-	-	6.98%	Invest
Nippon India CRISIL-IBX AAA Financial Services-Dec 2026 Index Fund-Reg (G)	82.95	Moderate	1.72%	6.43%	-	-	-	-	6.98%	Invest
ICICI PRUDENTIAL CRISIL IBX FINANCIAL SERVICES 3 6 MONTHS DEBT INDEX FUND REGULAR PLAN GROWTH	450.44	Average	1.82%	6.79%	-	-	-	-	6.8%	Invest
Edelweiss CRISIL-IBX AAA Bond NBFC-HFC-Jun 2027 Index Fund-Reg (G)	84.37	Moderate	1.4%	5.96%	-	-	-	-	6.48%	Invest
Aditya Birla SL CRISIL-IBX Financial Services 3to6 Months Debt IF-Reg (G)	3398.65	Low to Moderate	1.75%	6.56%	-	-	-	-	6.72%	Invest
ICICI Prudential Savings Fund - Growth	26664.53	Moderate	1.44%	6.01%	6.92%	7.23%	7.12%	6.89%	19.03%	Invest
TATA CRISIL-IBX GILT INDEX - APRIL 2026 INDEX FUND - REGULAR PLAN - GROWTH	793.34	Low to Moderate	0.53%	3.43%	5.13%	5.82%	-	-	6.03%	Invest
Axis CRISIL - IBX AAA Bond NBFC - Jun 2027 Index Fund-Reg (G)	1589.64	Moderate	1.35%	5.73%	-	-	-	-	6.66%	Invest
Franklin India Low Duration Fund - Regular (G)	447.00	Moderate	1.51%	6.07%	-	-	-	-	6.26%	Invest
Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund-Regular Plan- Growth	6825.46	Low to Moderate	1.48%	5.93%	6.94%	7.31%	-	-	7.27%	Invest
AXIS CRISIL-IBX AAA Bond Financial Services-Sep 2027 Index Fund-Reg (G)	20.28	Moderate	1.32%	5.54%	-	-	-	-	6.47%	Invest
Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund-Reg (G)	524.43	Moderate	1.31%	5.57%	-	-	-	-	6.73%	Invest
Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund-Reg (G)	102.44	Moderate	1.25%	5.51%	-	-	-	-	6.48%	Invest
Nippon India Nifty AAA CPSE Bond Plus SDL - Apr 2027 Maturity 60:40 Index Fund - Regular Plan - Growth Option	2983.46	Low to Moderate	1.51%	5.88%	6.88%	7.18%	-	-	7.17%	Invest
UTI Low Duration Fund- Discontinued Growth Option	2246.22	Moderate	1.42%	5.84%	6.75%	6.93%	6.8%	5.92%	26.8%	Invest
UTI Low Duration Fund - Regular Plan - Growth Option	2246.22	Moderate	1.42%	5.84%	6.78%	7.05%	7.04%	6.28%	6.81%	Invest
SBI CPSE Bond Plus SDL Sep 2026 50:50 Index Fund - Regular Plan - Growth	8444.11	Low to Moderate	1.49%	5.89%	6.74%	7.02%	-	-	6.92%	Invest

Fund Name	Risk	Standard Deviation	Alpha	Beta	Sharpe Ratio
BANDHAN FIXED MATURITY PLAN SERIES 209 93 DAYS REGULAR PLAN GROWTH	Low to Moderate	-	-	-	-	Invest
HSBC Low Duration Fund - Regular Growth	Average	0.99%	-	2.25%	0.90%	Invest
Aditya Birla SL CRISIL-IBX AAA NBFC-HFC Index-Dec 2025 Fund-Reg (G)	Moderate	-	-	-	-	Invest
Nippon India CRISIL-IBX AAA Financial Services-Dec 2026 Index Fund-Reg (G)	Moderate	-	-	-	-	Invest
Nippon India CRISIL-IBX AAA Financial Services-Dec 2026 Index Fund-Reg (G)	Moderate	-	-	-	-	Invest
ICICI PRUDENTIAL CRISIL IBX FINANCIAL SERVICES 3 6 MONTHS DEBT INDEX FUND REGULAR PLAN GROWTH	Average	-	-	-	-	Invest
Edelweiss CRISIL-IBX AAA Bond NBFC-HFC-Jun 2027 Index Fund-Reg (G)	Moderate	-	-	-	-	Invest
Aditya Birla SL CRISIL-IBX Financial Services 3to6 Months Debt IF-Reg (G)	Low to Moderate	-	-	-	-	Invest
ICICI Prudential Savings Fund - Growth	Moderate	0.47%	0.04%	1.12%	1.99%	Invest
TATA CRISIL-IBX GILT INDEX - APRIL 2026 INDEX FUND - REGULAR PLAN - GROWTH	Low to Moderate	3.42%	-	-	-	Invest
Axis CRISIL - IBX AAA Bond NBFC - Jun 2027 Index Fund-Reg (G)	Moderate	-	-	-	-	Invest
Franklin India Low Duration Fund - Regular (G)	Moderate	-	-	-	-	Invest
Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund-Regular Plan- Growth	Low to Moderate	0.84%	-	-	0.98%	Invest
AXIS CRISIL-IBX AAA Bond Financial Services-Sep 2027 Index Fund-Reg (G)	Moderate	-	-	-	-	Invest
Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund-Reg (G)	Moderate	-	-	-	-	Invest
Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund-Reg (G)	Moderate	-	-	-	-	Invest
Nippon India Nifty AAA CPSE Bond Plus SDL - Apr 2027 Maturity 60:40 Index Fund - Regular Plan - Growth Option	Low to Moderate	0.73%	-	-	0.90%	Invest
UTI Low Duration Fund- Discontinued Growth Option	Moderate	0.48%	-	1.23%	0.81%	Invest
UTI Low Duration Fund - Regular Plan - Growth Option	Moderate	0.49%	-	1.22%	1.34%	Invest
SBI CPSE Bond Plus SDL Sep 2026 50:50 Index Fund - Regular Plan - Growth	Low to Moderate	0.61%	-	-	0.90%	Invest

Fund Name	Min SIP	Min Lumpsum	Expense Ratio	Fund Manager	Launch Date
BANDHAN FIXED MATURITY PLAN SERIES 209 93 DAYS REGULAR PLAN GROWTH	₹5000	₹5000	0.16%		17-Feb 2025	Invest
HSBC Low Duration Fund - Regular Growth	₹1000	₹5000	0.89%	Shriram Ramanathan	04-Dec 2010	Invest
Aditya Birla SL CRISIL-IBX AAA NBFC-HFC Index-Dec 2025 Fund-Reg (G)	₹1000	₹1000	0.4%	Harshil Suvarnkar	16-Oct 2024	Invest
Nippon India CRISIL-IBX AAA Financial Services-Dec 2026 Index Fund-Reg (G)	₹100	₹1000	0.35%	Vivek Sharma	30-Oct 2024	Invest
Nippon India CRISIL-IBX AAA Financial Services-Dec 2026 Index Fund-Reg (G)	₹100	₹1000	0.35%	Vivek Sharma	30-Oct 2024	Invest
ICICI PRUDENTIAL CRISIL IBX FINANCIAL SERVICES 3 6 MONTHS DEBT INDEX FUND REGULAR PLAN GROWTH	₹1000	₹1000	0.16%		25-Mar 2025	Invest
Edelweiss CRISIL-IBX AAA Bond NBFC-HFC-Jun 2027 Index Fund-Reg (G)	₹100	₹100	0.34%	Dhawal Dalal	25-Feb 2025	Invest
Aditya Birla SL CRISIL-IBX Financial Services 3to6 Months Debt IF-Reg (G)	₹1000	₹1000	0.36%	Harshil Suvarnkar	17-Dec 2024	Invest
ICICI Prudential Savings Fund - Growth	₹100	₹100	0.59%	Rohan Maru	27-Sep 2002	Invest
TATA CRISIL-IBX GILT INDEX - APRIL 2026 INDEX FUND - REGULAR PLAN - GROWTH	₹500	₹5000	0.36%	Amit Somani	30-Sep 2022	Invest
Axis CRISIL - IBX AAA Bond NBFC - Jun 2027 Index Fund-Reg (G)	₹1000	₹5000	0.48%	Aditya Pagaria	26-Sep 2024	Invest
Franklin India Low Duration Fund - Regular (G)	₹500	₹5000	0.74%	Chandni Gupta	07-Mar 2025	Invest
Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund-Regular Plan- Growth	₹100	₹100	0.35%	Abhishek Bisen	11-Feb 2022	Invest
AXIS CRISIL-IBX AAA Bond Financial Services-Sep 2027 Index Fund-Reg (G)	₹1000	₹5000	0.25%	Aditya Pagaria	26-Nov 2024	Invest
Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund-Reg (G)	₹100	₹100	0.4%	Abhishek Bisen	13-Sep 2024	Invest
Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund-Reg (G)	₹100	₹100	0.37%	Dhawal Dalal	03-Dec 2024	Invest
Nippon India Nifty AAA CPSE Bond Plus SDL - Apr 2027 Maturity 60:40 Index Fund - Regular Plan - Growth Option	₹100	₹1000	0.32%	Siddharth Deb	29-Mar 2022	Invest
UTI Low Duration Fund- Discontinued Growth Option	₹500	₹500	0.4%	Anurag Mittal	12-Jul 1999	Invest
UTI Low Duration Fund - Regular Plan - Growth Option	₹500	₹500	0.4%	Anurag Mittal	23-Apr 2007	Invest
SBI CPSE Bond Plus SDL Sep 2026 50:50 Index Fund - Regular Plan - Growth	₹500	₹5000	0.34%	Ranjana Gupta	24-Jan 2022	Invest

Fund Name	Current NAV	Previous NAV	1D NAV Change	52- Week High NAV	52- Week Low NAV
BANDHAN FIXED MATURITY PLAN SERIES 209 93 DAYS REGULAR PLAN GROWTH	10.18828586 (15-05-2025)	10.1867 (14-05-2025)	0.02%	12.4538	10.5322	Invest
HSBC Low Duration Fund - Regular Growth	30.0845 (27-04-2026)	30.0703 (24-04-2026)	0.05%	30.0845	28.3714	Invest
Aditya Birla SL CRISIL-IBX AAA NBFC-HFC Index-Dec 2025 Fund-Reg (G)	10.8727 (31-12-2025)	10.8713 (30-12-2025)	0.01%	10.8727	10.4238	Invest
Nippon India CRISIL-IBX AAA Financial Services-Dec 2026 Index Fund-Reg (G)	11.1481 (27-04-2026)	11.1455 (24-04-2026)	0.02%	11.1481	10.452	Invest
Nippon India CRISIL-IBX AAA Financial Services-Dec 2026 Index Fund-Reg (G)	11.1481 (27-04-2026)	11.1455 (24-04-2026)	0.02%	11.1481	10.452	Invest
ICICI PRUDENTIAL CRISIL IBX FINANCIAL SERVICES 3 6 MONTHS DEBT INDEX FUND REGULAR PLAN GROWTH	10.7797 (27-04-2026)	10.7764 (24-04-2026)	0.03%	10.7797	10.1098	Invest
Edelweiss CRISIL-IBX AAA Bond NBFC-HFC-Jun 2027 Index Fund-Reg (G)	10.9185 (27-04-2026)	10.9127 (24-04-2026)	0.05%	10.9185	10.2349	Invest
Aditya Birla SL CRISIL-IBX Financial Services 3to6 Months Debt IF-Reg (G)	10.967 (27-04-2026)	10.9628 (24-04-2026)	0.04%	10.967	10.2987	Invest
ICICI Prudential Savings Fund - Growth	572.2468 (27-04-2026)	572.0907 (24-04-2026)	0.03%	572.258	537.473	Invest
TATA CRISIL-IBX GILT INDEX - APRIL 2026 INDEX FUND - REGULAR PLAN - GROWTH	12.5644 (13-02-2026)	12.5634 (12-02-2026)	0.01%	12.5644	12.0195	Invest
Axis CRISIL - IBX AAA Bond NBFC - Jun 2027 Index Fund-Reg (G)	11.2203 (27-04-2026)	11.2126 (24-04-2026)	0.07%	11.2213	10.5396	Invest
Franklin India Low Duration Fund - Regular (G)	10.8195 (27-04-2026)	10.8180 (24-04-2026)	0.01%	10.8195	10.1694	Invest
Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund-Regular Plan- Growth	12.8996 (27-04-2026)	12.8931 (24-04-2026)	0.05%	12.8996	12.1368	Invest
AXIS CRISIL-IBX AAA Bond Financial Services-Sep 2027 Index Fund-Reg (G)	11.0927 (27-04-2026)	11.0852 (24-04-2026)	0.07%	11.0941	10.4274	Invest
Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund-Reg (G)	11.2769 (27-04-2026)	11.2697 (24-04-2026)	0.06%	11.2785	10.601	Invest
Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund-Reg (G)	11.083 (27-04-2026)	11.078 (24-04-2026)	0.05%	11.087	10.419	Invest
Nippon India Nifty AAA CPSE Bond Plus SDL - Apr 2027 Maturity 60:40 Index Fund - Regular Plan - Growth Option	12.7727 (27-04-2026)	12.7690 (24-04-2026)	0.03%	12.7727	12.0237	Invest
UTI Low Duration Fund- Discontinued Growth Option	6593.9667 (27-04-2026)	6591.8174 (24-04-2026)	0.03%	6594.13	6205.53	Invest
UTI Low Duration Fund - Regular Plan - Growth Option	3728.2446 (27-04-2026)	3727.0294 (24-04-2026)	0.03%	3728.34	3508.62	Invest
SBI CPSE Bond Plus SDL Sep 2026 50:50 Index Fund - Regular Plan - Growth	12.8544 (27-04-2026)	12.8492 (24-04-2026)	0.04%	12.8544	12.1009	Invest

Low Duration Funds Return Calculator

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Interest Earned ₹6,145

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ICICI Prudential Savings Fund - Growth 3Y Returns 7.51% VS

UTI Low Duration Fund - Regular Plan - Growth Option 3Y Returns 7.2%

Kotak Low Duration Fund- Regular Plan-Growth Option 3Y Returns 6.76% VS

Canara Robeco Savings Fund - Regular Plan - Growth Option 3Y Returns 6.98%

DSP Low Duration Fund - Regular Plan - Growth 3Y Returns 6.88% VS

Canara Robeco Savings Fund - Regular Plan - Growth Option 3Y Returns 6.98%

UTI Low Duration Fund- Discontinued Growth Option 3Y Returns 6.96% VS

UTI Low Duration Fund - Regular Plan - Growth Option 3Y Returns 7.2%

Frequently Asked Questions

Who should invest in Low Duration Mutual Funds?

Low Duration funds are suitable for the investors who can digest high risk in search for higher returns. Moreover, these funds are not suitable for the investors who are stepping in the finance market with a short term investment perspective as they might end up delivering negative returns.

What is the minimum investment required for investing in Low Duration funds?

The minimum investment depends from one scheme to another. In general, for lumpsum investment the minimum investment can range from Rs. 500 to Rs. 5000. Whereas, in case of SIP, the range may vary between Rs. 500 to Rs. 1000. For authentic information, never forget to check the scheme related documents.

What is the investment philosophy followed by Low Duration companies?

The fund manager of Low Duration fund targets the best small sized companies having the potential to generate excellent gains in the future. Such companies do not have much resources as the large cap or mid cap companies but have high potential to outperform many big companies.

Why to invest in Low Duration funds?

Low Duration funds have more tendency of providing exceptional returns than the other categories of funds. Moreover, they can also be a suitable option for providing diversification to your portfolio.

How risky are Low Duration funds?

Low Duration funds are one of the riskiest mutual funds. But at the same time rewards are also high. Therefore, an investor who is willing to expose his corpus towards risk for fetching higher returns should invest in Low Duration funds.

Are Low Duration Funds for long term investment?

Yes, Low Duration funds are a suitable choice for generating long term capital appreciation. Moreover, in short term these funds can cause double digit losses to the investors. Thus, always maintain a long term investment perspective while investing in Low Duration mutual funds.

What is the benchmark of Low Duration Fund?

Benchmark is a standard with which a mutual fund competes in terms of growth & performance. Different Low Duration funds have different benchmark. Thus, read the mutual fund document carefully to know the benchmark.

What are the taxes applied on Low Duration Mutual Funds?

Low Duration funds are eligible for two types of taxes- STCG (Short Term Capital Gain) and LTCG (Long Term Capital Gain). STCG is the capital gain generated on the units which are hold for up to 1 year. The STCG tax imposed by the Government of India is 15%. LTCG is the profit generated on the units which are hold for more than one years. The LTCG levied is 10% for the profit above Rs. 1 Lakh.