Banking and PSU Mutual Funds

Find here some best Banking and PSU fund to invest

Annual Returns 6.78%
Average Risk Low
Total Funds 32

What is Banking and PSU Mutual Fund?

Banking and PSU funds are a great opportunity for investors who are willing to make investment in such sectors. Under these schemes, a minimum of 80% of the total assets are invested in the debt instruments of banks, public financial institutions, and public sector undertakings. The risk involved in such schemes is usually moderate on the principal amount invested. Therefore, it is suggested that the investors incline their money in it only after understanding well, their portfolio requirements.

Top Performing Banking and PSU Funds in India for High Returns

Returns

SIP Returns

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NAV Details

Data in this table : Get historical returns. If 1Y column is 10% that means, fund has given 10% returns in last 1 year.

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Fund Name	AUM (Cr.)	Fund Age	1W	1M	3M	6M	YTD	1Y	2Y	3Y	5Y	10Y
Sundaram Banking and PSU Fund - Regular Plan - Growth	400.20	20 years	0.04%	0.76%	1.39%	3.03%	6.91%	8.07%	8.16%	7.65%	5.65%	6.66%	Invest
UTI Banking & PSU Fund- Regular Plan - Growth Option	816.02	11 years	0.08%	0.58%	1.4%	3.39%	6.92%	8.05%	8.06%	7.57%	6.99%	6.79%	Invest
Axis Banking & PSU Debt Fund - Regular Plan - Growth option	13055.74	13 years	0.07%	0.75%	1.31%	3.04%	6.82%	8.04%	7.85%	7.37%	5.81%	7.22%	Invest
SBI Banking & PSU Fund - Regular Paln - Growth	4073.05	16 years	0.05%	0.82%	1.39%	3.05%	6.95%	8.03%	7.96%	7.48%	5.55%	6.98%	Invest
HSBC Banking and PSU Debt Fund - Regular Growth	4425.66	13 years	0.07%	0.72%	1.37%	3.16%	6.84%	8.02%	7.77%	7.33%	5.3%	6.8%	Invest
ICICI Prudential Banking and PSU Debt Fund - Growth	9743.57	15 years	0.07%	0.73%	1.31%	2.99%	6.65%	8.01%	7.91%	7.64%	6.32%	7.4%	Invest
Franklin India Banking & PSU Debt Fund - Growth	499.27	11 years	0.01%	0.66%	1.44%	3.24%	6.79%	8.01%	7.91%	7.57%	5.85%	7.2%	Invest
Kotak Banking and PSU Debt - Growth	5800.08	26 years	0.05%	0.87%	1.29%	2.89%	6.77%	7.96%	8.13%	7.6%	6.04%	7.41%	Invest
HDFC Banking and PSU Debt Fund - Growth Option	5884.96	11 years	0.1%	0.86%	1.28%	2.89%	6.8%	7.96%	8.02%	7.56%	5.94%	7.29%	Invest
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth	9056.58	17 years	0.06%	0.85%	1.31%	2.9%	6.78%	7.96%	8.06%	7.58%	5.99%	7.46%	Invest
LIC MF Banking & PSU Debt Fund-Growth	1909.36	18 years	0.04%	0.76%	1.21%	2.85%	6.9%	7.95%	8.04%	7.45%	5.53%	6.73%	Invest
Nippon India Banking & PSU Fund - Growth Plan - Growth Option	5547.80	10 years	0.01%	0.8%	1.16%	2.75%	6.8%	7.95%	8.05%	7.58%	5.88%	7.31%	Invest
LIC MF Banking & PSU Fund-Regular Plan-Growth	1909.36	18 years	0.04%	0.76%	1.21%	2.85%	6.9%	7.95%	8.04%	7.45%	5.53%	6.73%	Invest
BAJAJ FINSERV BANKING AND PSU FUND REGULAR PLAN GROWTH	147.82	1 years	0.04%	0.83%	1.18%	2.87%	6.86%	7.95%	-	-	-	-	Invest
Baroda BNP Paribas Banking and PSU Bond Fund-Regular Plan -Growth Option	26.92	4 years	0.17%	0.94%	1.26%	3.18%	6.7%	7.8%	8.04%	7.4%	-	-	Invest
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option	286.35	12 years	0.01%	0.78%	1.14%	2.73%	6.81%	7.8%	8.22%	7.77%	5.85%	7.47%	Invest
Mirae Asset Banking and PSU Fund Regular Growth Plan	46.00	5 years	0.05%	0.76%	1.16%	2.48%	6.39%	7.72%	7.84%	7.27%	5.52%	-	Invest
INVESCO INDIA BANKING AND PSU FUND - Growth Option	182.44	12 years	0.06%	0.71%	1.18%	2.63%	6.56%	7.63%	8.17%	7.51%	5.15%	6.42%	Invest
Bandhan Banking & PSU Fund - Regular Growth	13081.90	12 years	0.06%	0.64%	1.19%	2.84%	6.4%	7.59%	7.67%	7.29%	5.77%	7.16%	Invest
ITI Banking and PSU Fund Regular - Growth	43.57	5 years	0.09%	0.61%	1.31%	2.89%	6.24%	7.46%	7.57%	7.13%	5.84%	-	Invest
DSP Banking & PSU Debt Fund - Regular Plan - Growth	4703.65	12 years	-0.03%	0.79%	1.16%	2.31%	6.33%	7.3%	8.21%	7.61%	5.82%	7.17%	Invest
Canara Robeco Banking and PSU Debt Fund- Regular Plan- Growth Option	199.90	3 years	0.08%	0.77%	1.35%	2.66%	6.11%	7.23%	7.56%	7.11%	-	-	Invest
Nippon India Fixed Maturity Plan XLIV Series 4 Regular Plan Growth	51.85	2 years	0.13%	0.51%	1.29%	3.02%	5.85%	7.09%	7.67%	-	-	-	Invest
BANDHAN FIXED TERM PLAN SERIES 199 REGULAR PLAN GROWTH	0.00	2 years	-	-	-	-	-	-	-	-	-	-	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN?SERIES 88 1192 DAYS PLAN R GROWTH	0.00	2 years	-	-	-	-	-	-	-	-	-	-	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 1199 DAYS PLAN Q GROWTH	0.00	2 years	-	-	-	-	-	-	-	-	-	-	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 1233 DAYS PLAN I GROWTH	0.00	2 years	-	-	-	-	-	-	-	-	-	-	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 182 DAYS PLAN J GROWTH	0.00	2 years	-	-	-	-	-	-	-	-	-	-	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 1233 DAYS PLAN I GROWTH	0.00	2 years	-	-	-	-	-	-	-	-	-	-	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 182 DAYS PLAN J GROWTH	0.00	2 years	-	-	-	-	-	-	-	-	-	-	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 93 DAYS PLAN P GROWTH		2 years	-	-	-	-	-	-	-	-	-	-	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 125 DAYS PLAN H GROWTH	0.00	2 years	-	-	-	-	-	-	-	-	-	-	Invest

Fund Name	AUM (Cr.)	Risk	1W	1M	3M	6M	YTD	1Y	2Y	3Y	5Y	10Y

Fund Name	Oct-2025	Oct-2025	Sep-2025	Aug-2025	Jul-2025	Jun-2025	May-2025	Apr-2025	Mar-2025	Feb-2025	Jan-2025	Dec-2024

Fund Name	2025-Q4	2025-Q3	2025-Q2	2025-Q1	2024-Q4	2024-Q3	2024-Q2	2024-Q1	2023-Q4	2023-Q3	2023-Q2	2023-Q1

Fund Name	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013

Fund Name	AUM (Cr.)	Risk	1W	1M	3M	6M	YTD	1Y	2Y	3Y	5Y	10Y

Fund Name	AUM (Cr.)	Initial NAV	Final NAV	NAV Change	Absolute Ret.	Annalized Ret.

Fund Name	AUM (Cr.)	Risk	6M	1Y	2Y	3Y	5Y	10Y	From Launch
Sundaram Banking and PSU Fund - Regular Plan - Growth	400.20	Moderate	1.47%	7.69%	8.08%	7.91%	6.87%	6.54%	7.24%	Invest
UTI Banking & PSU Fund- Regular Plan - Growth Option	816.02	Moderate	1.48%	7.81%	7.99%	7.76%	7.7%	6.78%	6.84%	Invest
Axis Banking & PSU Debt Fund - Regular Plan - Growth option	13055.74	Moderate	1.41%	7.52%	7.85%	7.63%	6.77%	6.93%	7.23%	Invest
SBI Banking & PSU Fund - Regular Paln - Growth	4073.05	Moderate	1.39%	7.58%	7.91%	7.7%	6.69%	6.72%	7.26%	Invest
HSBC Banking and PSU Debt Fund - Regular Growth	4425.66	Low to Moderate	1.44%	7.69%	7.81%	7.56%	6.41%	6.45%	5.88%	Invest
ICICI Prudential Banking and PSU Debt Fund - Growth	9743.57	Moderate	1.43%	7.4%	7.82%	7.78%	7.13%	7.08%	7.65%	Invest
Franklin India Banking & PSU Debt Fund - Growth	499.27	Moderate	1.6%	7.85%	7.99%	7.79%	6.88%	6.94%	7.04%	Invest
Kotak Banking and PSU Debt - Growth	5800.08	Moderate	1.38%	7.45%	7.93%	7.81%	7%	7.14%	7.19%	Invest
HDFC Banking and PSU Debt Fund - Growth Option	5884.96	Moderate	1.36%	7.43%	7.87%	7.75%	6.88%	6.97%	7.14%	Invest
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth	9056.58	Moderate	1.36%	7.4%	7.88%	7.76%	6.93%	7.06%	21.07%	Invest
LIC MF Banking & PSU Debt Fund-Growth	1909.36	Moderate	1.3%	7.48%	7.92%	7.73%	6.72%	6.57%	6.88%	Invest
Nippon India Banking & PSU Fund - Growth Plan - Growth Option	5547.80	Moderate	1.28%	7.35%	7.85%	7.73%	6.86%	7.03%	7.07%	Invest
LIC MF Banking & PSU Fund-Regular Plan-Growth	1909.36	Moderate	1.3%	7.48%	7.92%	7.73%	6.72%	6.57%	6.88%	Invest
BAJAJ FINSERV BANKING AND PSU FUND REGULAR PLAN GROWTH	147.82	Moderate	1.33%	7.51%	-	-	-	-	7.92%	Invest
Baroda BNP Paribas Banking and PSU Bond Fund-Regular Plan -Growth Option	26.92	Moderate	1.21%	7.22%	7.8%	7.61%	-	-	6.56%	Invest
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option	286.35	Low to Moderate	1.21%	7.24%	7.91%	7.76%	6.91%	7.34%	7.48%	Invest
Mirae Asset Banking and PSU Fund Regular Growth Plan	46.00	Moderate	1.21%	6.94%	7.58%	7.45%	6.54%	-	6.41%	Invest
INVESCO INDIA BANKING AND PSU FUND - Growth Option	182.44	Moderate	1.21%	7.07%	7.74%	7.68%	6.52%	6.38%	6.49%	Invest
Bandhan Banking & PSU Fund - Regular Growth	13081.90	Moderate	1.29%	7.02%	7.53%	7.43%	6.66%	6.97%	7.16%	Invest
ITI Banking and PSU Fund Regular - Growth	43.57	Low to Moderate	1.3%	6.9%	7.33%	7.28%	6.62%	-	6.59%	Invest
DSP Banking & PSU Debt Fund - Regular Plan - Growth	4703.65	Moderate	1.28%	6.93%	7.72%	7.74%	6.86%	6.91%	7.12%	Invest
Canara Robeco Banking and PSU Debt Fund- Regular Plan- Growth Option	199.90	Moderate	1.37%	6.8%	7.29%	7.2%	-	-	7.16%	Invest
Nippon India Fixed Maturity Plan XLIV Series 4 Regular Plan Growth	51.85	Average	1.35%	6.65%	7.19%	-	-	-	7.26%	Invest
BANDHAN FIXED TERM PLAN SERIES 199 REGULAR PLAN GROWTH	0.00	Moderate	-	-	-	-	-	-	-	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN?SERIES 88 1192 DAYS PLAN R GROWTH	0.00	Low to Moderate	-	-	-	-	-	-	-	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 1199 DAYS PLAN Q GROWTH	0.00	Low to Moderate	-	-	-	-	-	-	-	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 1233 DAYS PLAN I GROWTH	0.00	Moderate	-	-	-	-	-	-	-	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 182 DAYS PLAN J GROWTH	0.00	Moderate	-	-	-	-	-	-	-	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 1233 DAYS PLAN I GROWTH	0.00	Moderate	-	-	-	-	-	-	-	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 182 DAYS PLAN J GROWTH	0.00	Moderate	-	-	-	-	-	-	-	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 93 DAYS PLAN P GROWTH		Average	-	-	-	-	-	-	-	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 125 DAYS PLAN H GROWTH	0.00	Low to Moderate	-	-	-	-	-	-	-	Invest

Fund Name	Risk	Standard Deviation	Alpha	Beta	Sharpe Ratio
Sundaram Banking and PSU Fund - Regular Plan - Growth	Moderate	1.18%	3.99%	2.28%	-	Invest
UTI Banking & PSU Fund- Regular Plan - Growth Option	Moderate	1.06%	-	1.45%	0.67%	Invest
Axis Banking & PSU Debt Fund - Regular Plan - Growth option	Moderate	0.87%	2.92%	1.63%	-	Invest
SBI Banking & PSU Fund - Regular Paln - Growth	Moderate	1.16%	-	1.57%	0.48%	Invest
HSBC Banking and PSU Debt Fund - Regular Growth	Low to Moderate	1.08%	-	1.46%	0.41%	Invest
ICICI Prudential Banking and PSU Debt Fund - Growth	Moderate	0.87%	-	1.05%	0.87%	Invest
Franklin India Banking & PSU Debt Fund - Growth	Moderate	0.92%	-	1.26%	0.74%	Invest
Kotak Banking and PSU Debt - Growth	Moderate	1.17%	-	1.52%	0.57%	Invest
HDFC Banking and PSU Debt Fund - Growth Option	Moderate	1.14%	-	1.48%	0.54%	Invest
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth	Moderate	1.12%	-	1.45%	0.58%	Invest
LIC MF Banking & PSU Debt Fund-Growth	Moderate	1.02%	3.36%	2%	-	Invest
Nippon India Banking & PSU Fund - Growth Plan - Growth Option	Moderate	1.27%	-	1.69%	0.51%	Invest
LIC MF Banking & PSU Fund-Regular Plan-Growth	Moderate	1.02%	3.36%	2%	-	Invest
BAJAJ FINSERV BANKING AND PSU FUND REGULAR PLAN GROWTH	Moderate	-	-	-	-	Invest
Baroda BNP Paribas Banking and PSU Bond Fund-Regular Plan -Growth Option	Moderate	1.35%	-	1.73%	0.31%	Invest
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option	Low to Moderate	1.61%	-	2.11%	0.50%	Invest
Mirae Asset Banking and PSU Fund Regular Growth Plan	Moderate	1.18%	3.75%	2.2%	-	Invest
INVESCO INDIA BANKING AND PSU FUND - Growth Option	Moderate	1.32%	-	1.69%	0.47%	Invest
Bandhan Banking & PSU Fund - Regular Growth	Moderate	0.92%	-	1.21%	0.48%	Invest
ITI Banking and PSU Fund Regular - Growth	Low to Moderate	0.78%	-	0.89%	0.39%	Invest
DSP Banking & PSU Debt Fund - Regular Plan - Growth	Moderate	1.56%	-	1.84%	0.45%	Invest
Canara Robeco Banking and PSU Debt Fund- Regular Plan- Growth Option	Moderate	0.97%	-	1.29%	0.19%	Invest
Nippon India Fixed Maturity Plan XLIV Series 4 Regular Plan Growth	Average	-	-	-	-	Invest
BANDHAN FIXED TERM PLAN SERIES 199 REGULAR PLAN GROWTH	Moderate	-	-	-	-	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN?SERIES 88 1192 DAYS PLAN R GROWTH	Low to Moderate	-	-	-	-	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 1199 DAYS PLAN Q GROWTH	Low to Moderate	-	-	-	-	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 1233 DAYS PLAN I GROWTH	Moderate	-	-	-	-	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 182 DAYS PLAN J GROWTH	Moderate	-	-	-	-	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 1233 DAYS PLAN I GROWTH	Moderate	-	-	-	-	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 182 DAYS PLAN J GROWTH	Moderate	-	-	-	-	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 93 DAYS PLAN P GROWTH	Average	-	-	-	-	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 125 DAYS PLAN H GROWTH	Low to Moderate	-	-	-	-	Invest

Fund Name	Min SIP	Min Lumpsum	Expense Ratio	Fund Manager	Launch Date
Sundaram Banking and PSU Fund - Regular Plan - Growth	₹250	₹5000	0.41%	Dwijendra Srivastava	30-Dec 2004	Invest
UTI Banking & PSU Fund- Regular Plan - Growth Option	₹500	₹500	0.54%	Anurag Mittal	03-Feb 2014	Invest
Axis Banking & PSU Debt Fund - Regular Plan - Growth option	₹1000	₹5000	0.63%	Aditya Pagaria	08-Jun 2012	Invest
SBI Banking & PSU Fund - Regular Paln - Growth	₹500	₹5000	0.81%	Rajeev Radhakrishnan	09-Oct 2009	Invest
HSBC Banking and PSU Debt Fund - Regular Growth	₹1000	₹5000	0.61%	Mahesh A Chhabria	12-Sep 2012	Invest
ICICI Prudential Banking and PSU Debt Fund - Growth	₹100	₹500	0.74%	Rohan Maru	01-Jan 2010	Invest
Franklin India Banking & PSU Debt Fund - Growth	₹500	₹5000	0.53%	Anuj Tagra	25-Apr 2014	Invest
Kotak Banking and PSU Debt - Growth	₹100	₹100	0.75%	Deepak Agrawal	29-Dec 1998	Invest
HDFC Banking and PSU Debt Fund - Growth Option	₹100	₹100	0.79%	Anil Bamboli	26-Mar 2014	Invest
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth	₹1000	₹1000	0.73%	Kaustubh Gupta	02-May 2008	Invest
LIC MF Banking & PSU Debt Fund-Growth	₹1000	₹5000	0.78%	Marzban Irani	30-May 2007	Invest
Nippon India Banking & PSU Fund - Growth Plan - Growth Option	₹100	₹5000	0.76%	Vivek Sharma	15-May 2015	Invest
LIC MF Banking & PSU Fund-Regular Plan-Growth	₹1000	₹5000	0.78%	Marzban Irani	30-May 2007	Invest
BAJAJ FINSERV BANKING AND PSU FUND REGULAR PLAN GROWTH	₹1000	₹1000	0.89%	Nimesh Chandan	13-Nov 2023	Invest
Baroda BNP Paribas Banking and PSU Bond Fund-Regular Plan -Growth Option	₹500	₹5000	0.79%	Prashant R Pimple	17-Dec 2020	Invest
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option	₹100	₹100	0.7%	Dhawal Dalal	13-Sep 2013	Invest
Mirae Asset Banking and PSU Fund Regular Growth Plan	₹1000	₹5000	0.81%	Kruti Chheta	24-Jul 2020	Invest
INVESCO INDIA BANKING AND PSU FUND - Growth Option	₹1000	₹1000	0.63%	Krishna Venkat Cheemalapati	29-Dec 2012	Invest
Bandhan Banking & PSU Fund - Regular Growth	₹100	₹1000	0.63%	Suyash Choudhary	07-Mar 2013	Invest
ITI Banking and PSU Fund Regular - Growth	₹500	₹5000	0.7%	Vikrant Mehta	20-Oct 2020	Invest
DSP Banking & PSU Debt Fund - Regular Plan - Growth	₹100	₹100	0.72%	Karan Mundhra	14-Sep 2013	Invest
Canara Robeco Banking and PSU Debt Fund- Regular Plan- Growth Option	₹1000	₹5000	0.71%	Avnish Jain	22-Aug 2022	Invest
Nippon India Fixed Maturity Plan XLIV Series 4 Regular Plan Growth	₹0	₹5000	-		07-Dec 2022	Invest
BANDHAN FIXED TERM PLAN SERIES 199 REGULAR PLAN GROWTH	₹0	₹5000	-		08-Mar 2023	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN?SERIES 88 1192 DAYS PLAN R GROWTH	₹0	₹5000	-		24-Jan 2023	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 1199 DAYS PLAN Q GROWTH	₹0	₹5000	-		04-Jan 2023	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 1233 DAYS PLAN I GROWTH	₹0	₹5000	-		14-Dec 2022	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 182 DAYS PLAN J GROWTH	₹0	₹5000	-		13-Dec 2022	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 1233 DAYS PLAN I GROWTH	₹0	₹5000	-		14-Dec 2022	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 182 DAYS PLAN J GROWTH	₹0	₹5000	-		13-Dec 2022	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 93 DAYS PLAN P GROWTH	₹0	₹5000	%		27-Dec 2022	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 125 DAYS PLAN H GROWTH	₹0	₹5000	-		13-Dec 2022	Invest

Fund Name	Current NAV	Previous NAV	1D NAV Change	52- Week High NAV	52- Week Low NAV
Sundaram Banking and PSU Fund - Regular Plan - Growth	44.0203 (29-10-2025)	44.0135 (28-10-2025)	0.02%	44.0203	40.7861	Invest
UTI Banking & PSU Fund- Regular Plan - Growth Option	22.4325 (29-10-2025)	22.4309 (28-10-2025)	0.01%	22.4325	20.7733	Invest
Axis Banking & PSU Debt Fund - Regular Plan - Growth option	2693.1181 (29-10-2025)	2692.3133 (28-10-2025)	0.03%	2693.12	2496.29	Invest
SBI Banking & PSU Fund - Regular Paln - Growth	3187.0773 (29-10-2025)	3185.0792 (28-10-2025)	0.06%	3187.08	2952.9	Invest
HSBC Banking and PSU Debt Fund - Regular Growth	24.7972 (29-10-2025)	24.7932 (28-10-2025)	0.02%	24.7972	22.9772	Invest
ICICI Prudential Banking and PSU Debt Fund - Growth	33.4434 (29-10-2025)	33.4293 (28-10-2025)	0.04%	33.4434	31.0065	Invest
Franklin India Banking & PSU Debt Fund - Growth	22.9673 (29-10-2025)	22.9629 (28-10-2025)	0.02%	22.9792	21.2825	Invest
Kotak Banking and PSU Debt - Growth	66.8168 (29-10-2025)	66.8031 (28-10-2025)	0.02%	66.8168	61.9804	Invest
HDFC Banking and PSU Debt Fund - Growth Option	23.5113 (29-10-2025)	23.5026 (28-10-2025)	0.04%	23.5113	21.8053	Invest
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth	374.7202 (29-10-2025)	374.5427 (28-10-2025)	0.05%	374.72	347.561	Invest
LIC MF Banking & PSU Debt Fund-Growth	35.5514 (29-10-2025)	35.5506 (28-10-2025)	0%	35.5514	32.9659	Invest
Nippon India Banking & PSU Fund - Growth Plan - Growth Option	21.1925 (29-10-2025)	21.1876 (28-10-2025)	0.02%	21.1925	19.654	Invest
LIC MF Banking & PSU Fund-Regular Plan-Growth	35.5514 (29-10-2025)	35.5506 (28-10-2025)	0%	35.5514	32.9659	Invest
BAJAJ FINSERV BANKING AND PSU FUND REGULAR PLAN GROWTH	11.6520 (29-10-2025)	11.6522 (28-10-2025)	-0%	11.6522	10.8069	Invest
Baroda BNP Paribas Banking and PSU Bond Fund-Regular Plan -Growth Option	12.8884 (16-10-2025)	12.8831 (15-10-2025)	0.04%	12.8884	11.9748	Invest
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option	25.1439 (29-10-2025)	25.1434 (28-10-2025)	0%	25.1439	23.3441	Invest
Mirae Asset Banking and PSU Fund Regular Growth Plan	13.2124 (29-10-2025)	13.2093 (28-10-2025)	0.02%	13.2124	12.2814	Invest
INVESCO INDIA BANKING AND PSU FUND - Growth Option	2311.2087 (29-10-2025)	2310.7583 (28-10-2025)	0.02%	2311.21	2149.15	Invest
Bandhan Banking & PSU Fund - Regular Growth	25.1009 (29-10-2025)	25.0971 (28-10-2025)	0.02%	25.1009	23.3536	Invest
ITI Banking and PSU Fund Regular - Growth	13.2849 (29-10-2025)	13.2818 (28-10-2025)	0.02%	13.2849	12.3788	Invest
DSP Banking & PSU Debt Fund - Regular Plan - Growth	24.5459 (29-10-2025)	24.5381 (28-10-2025)	0.03%	24.5526	22.9066	Invest
Canara Robeco Banking and PSU Debt Fund- Regular Plan- Growth Option	12.3113 (29-10-2025)	12.3067 (28-10-2025)	0.04%	12.3113	11.4926	Invest
Nippon India Fixed Maturity Plan XLIV Series 4 Regular Plan Growth	12.1943 (29-10-2025)	12.1927 (28-10-2025)	0.01%	12.1943	11.3978	Invest
BANDHAN FIXED TERM PLAN SERIES 199 REGULAR PLAN GROWTH	10.0000 ()	10.0000 (2023-03-07)	0%	-	-	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN?SERIES 88 1192 DAYS PLAN R GROWTH	10.0000 ()	10.0000 (2023-01-22)	0%	-	-	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 1199 DAYS PLAN Q GROWTH	10.0000 ()	10.0000 (2023-01-09)	0%	-	-	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 1233 DAYS PLAN I GROWTH	10.0000 ()	10.0000 (2022-12-13)	0%	-	-	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 182 DAYS PLAN J GROWTH	10.0000 ()	10.0000 (2022-12-12)	0%	-	-	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 1233 DAYS PLAN I GROWTH	10.0000 ()	10.0000 (2022-12-13)	0%	-	-	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 182 DAYS PLAN J GROWTH	10.0000 ()	10.0000 (2022-12-12)	0%	-	-	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 93 DAYS PLAN P GROWTH	10.0000 ()	10.0000 (2022-12-25)	0%	-	-	Invest
ICICI PRUDENTIAL FIXED MATURITY PLAN SERIES 88 125 DAYS PLAN H GROWTH	10.0000 ()	10.0000 (2022-12-12)	0%	-	-	Invest

Banking and PSU Funds Return Calculator

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Invested Amount ₹43,855
Interest Earned ₹6,145

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UTI Banking & PSU Fund- Regular Plan - Growth Option 3Y Returns 7.57% VS

ICICI Prudential Banking and PSU Debt Fund - Growth 3Y Returns 7.64%

Tata Banking & PSU Debt Fund-Regular Plan-Growth 3Y Returns % VS

LIC MF Banking & PSU Fund-Regular Plan-Growth 3Y Returns 7.45%

Canara Robeco Banking and PSU Debt Fund- Regular Plan- Growth Option 3Y Returns 7.11% VS

LIC MF Banking & PSU Fund-Regular Plan-Growth 3Y Returns 7.45%

HSBC Banking and PSU Debt Fund - Regular Growth 3Y Returns 7.33% VS

LIC MF Banking & PSU Fund-Regular Plan-Growth 3Y Returns 7.45%

Frequently Asked Questions

Who should invest in Banking and PSU Mutual Funds?

Banking and PSU funds are suitable for the investors who can digest high risk in search for higher returns. Moreover, these funds are not suitable for the investors who are stepping in the finance market with a short term investment perspective as they might end up delivering negative returns.

What is the minimum investment required for investing in Banking and PSU funds?

The minimum investment depends from one scheme to another. In general, for lumpsum investment the minimum investment can range from Rs. 500 to Rs. 5000. Whereas, in case of SIP, the range may vary between Rs. 500 to Rs. 1000. For authentic information, never forget to check the scheme related documents.

What is the investment philosophy followed by Banking and PSU companies?

The fund manager of Banking and PSU fund targets the best small sized companies having the potential to generate excellent gains in the future. Such companies do not have much resources as the large cap or mid cap companies but have high potential to outperform many big companies.

Why to invest in Banking and PSU funds?

Banking and PSU funds have more tendency of providing exceptional returns than the other categories of funds. Moreover, they can also be a suitable option for providing diversification to your portfolio.

How risky are Banking and PSU funds?

Banking and PSU funds are one of the riskiest mutual funds. But at the same time rewards are also high. Therefore, an investor who is willing to expose his corpus towards risk for fetching higher returns should invest in Banking and PSU funds.

Are Banking and PSU Funds for long term investment?

Yes, Banking and PSU funds are a suitable choice for generating long term capital appreciation. Moreover, in short term these funds can cause double digit losses to the investors. Thus, always maintain a long term investment perspective while investing in Banking and PSU mutual funds.

What is the benchmark of Banking and PSU Fund?

Benchmark is a standard with which a mutual fund competes in terms of growth & performance. Different Banking and PSU funds have different benchmark. Thus, read the mutual fund document carefully to know the benchmark.

What are the taxes applied on Banking and PSU Mutual Funds?

Banking and PSU funds are eligible for two types of taxes- STCG (Short Term Capital Gain) and LTCG (Long Term Capital Gain). STCG is the capital gain generated on the units which are hold for up to 1 year. The STCG tax imposed by the Government of India is 15%. LTCG is the profit generated on the units which are hold for more than one years. The LTCG levied is 10% for the profit above Rs. 1 Lakh.