Credit Opportunities Funds

Creating Wealth is Now Simplified with the Credit Funds
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Recommended Funds  
Scheme Name Category Nav Return(%) Rating Analysis Amount Action
Fund Recommended for Investment by Experts
Category Credit Opportunities Nav 20.09 Return(%)3 Yr. 8.87
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Reliance Classic Bond fund (G) Earlier known as Reliance Corporate Bond Fund (G)
Fund Recommended for Investment by Experts
Category Credit Opportunities Nav 13.92 Return(%)3 Yr. 7.96
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Fund Recommended for Investment by Experts
Category Credit Opportunities Nav 28.78 Return(%)3 Yr. 7.59
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Fund Recommended for Investment by Experts
Category Credit Opportunities Nav 20.66 Return(%)3 Yr. 8.21
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Franklin India Short Term Income Plan (G) Earlier known as Franklin India Short Term Income Plan Retail Plan(G)
Fund Recommended for Investment by Experts
Category Credit Opportunities Nav 3672.8 Return(%)3 Yr. 8.1
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UTI Credit Risk Fund (G) Earlier known as UTI Income Opportunities Fund (G)
Fund Recommended for Investment by Experts
Category Credit Opportunities Nav 15.83 Return(%)3 Yr. 7.95
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Fund Recommended for Investment by Experts
Category Credit Opportunities Nav 34.49 Return(%)3 Yr. 8.22
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Franklin India Credit Risk Fund (G) Earlier known as Franklin India Corporate Bond Opportunities Fund (G)
Fund Recommended for Investment by Experts
Category Credit Opportunities Nav 18.06 Return(%)3 Yr. 8.17
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Kotak Credit Risk Fund (G) Earlier known as Kotak Income Opportunities Fund (G)
R Fund Recommended for Investment by Experts
Category Credit Opportunities Nav 19.1 Return(%)3 Yr. 8.12
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Fund Recommended for Investment by Experts
Category Credit Opportunities Nav 19.88 Return(%)3 Yr. 8.07
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SBI Credit Risk Fund (G) Earlier known as SBI Corporate Bond Fund (G)
Fund Recommended for Investment by Experts
Category Credit Opportunities Nav 27.84 Return(%)3 Yr. 8.06
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ICICI Prudential Medium Term Bond Fund (G) Earlier known as ICICI Prudential Corporate Bond Fund (G)
Fund Recommended for Investment by Experts
Category Credit Opportunities Nav 26.88 Return(%)3 Yr. 7.5
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Aditya Birla Sun Life Dividend Yield Fund (G) Earlier known as Aditya Birla Sun Life Dividend Yield Plus (G)
Fund Recommended for Investment by Experts
Category Credit Opportunities Nav 169.43 Return(%)3 Yr. 6.24
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R Fund Recommended for Investment by Experts
Category Credit Opportunities Nav 21.96 Return(%)3 Yr. 8.37
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Fund Recommended for Investment by Experts
Category Credit Opportunities Nav 14.36 Return(%)3 Yr. 8.02
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R Fund Recommended for Investment by Experts
Category Credit Opportunities Nav 14.31 Return(%)3 Yr. 7.95
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Reliance Credit Risk Fund (G) Earlier known as RELIANCE REGULAR SAVINGS FUND - DEBT PLAN (G)
Fund Recommended for Investment by Experts
Category Credit Opportunities Nav 24.14 Return(%)3 Yr. 7.85
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Aditya Birla Sun Life Credit Risk Fund (G) Earlier known as Aditya Birla Sun Life Corporate Bond Fund - Regular Plan (G)
Fund Recommended for Investment by Experts
Category Credit Opportunities Nav 12.93 Return(%)3 Yr. 8.61
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Invesco India Credit Risk Fund (G) Earlier known as Invesco Corporate Bond Opportunities Fund (G)
Fund Recommended for Investment by Experts
Category Credit Opportunities Nav 1367.65 Return(%)3 Yr. 8.29
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UTI Medium Term Fund (G) Earlier known as UTI Medium Term Fund - Regular Plan (G)
Fund Recommended for Investment by Experts
Category Credit Opportunities Nav 12.76 Return(%)3 Yr. 8.1
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ICICI Prudential Credit Risk Fund (G) Earlier known as ICICI Prudential Regular Savings Fund (G)
Fund Recommended for Investment by Experts
Category Credit Opportunities Nav 18.62 Return(%)3 Yr. 7.89
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Credit Opportunities Fund is an alternative to debt funds

Credit Opportunities Fund, as the name suggests is a type of scheme in which the AMCs (Asset Management Companies) intend to give exhilarating returns to the investors by investing their funds in money market instruments. The difference in Credit Opportunities Fund and debt funds is that the Credit Opportunities Funds invest money in competitively less secure money market instruments. The Credit Opportunities Fund facilitate a high degree of liquidity to the investors. This means that investors can withdraw their money as and when required. There is no lock-in period of the funds invested and thus no entry and exit load. The scheme came into being due to the decreasing investment in the equity market owing to the volatility and lock-in period (minimum 3 years). The primary aim of the Credit Funds is to generate phenomenal returns for the investors by investing primarily in liquid assets. The Credit Fund refrains from investing in semi-liquid assets so that the prime motto of maintaining liquidity is not hampered. 

Credit Opportunities Fund Follows Two Prime Investing Strategies:

  • Event-driven strategy: Under this strategy, Credit Opportunities Fund aims at providing credit to the companies which are experiencing major strategical changes within the organization. The strategical changes implies the events that change the fate of an organization and at the same time requires a lot of liquidity to support the change, for example, merger of any two companies, liquidation, bankruptcy, etc. All the above-mentioned changes require liquidity and invite investments by the AMCs with the money pooled using Credit Opportunities Fund. This strategy mainly invests in bonds that provide higher returns rather than in bank securities.
  • Income-oriented: This strategy of Credit Opportunities Fund follows the simple concept of investing in the money market instruments that provide returns at a higher rate. With a view of profit-maximization, the income-oriented strategy of Credit Opportunities Fund hovers around locating the investing options which are highly liquid in nature and at the same time provides prolific returns. 

Credit Opportunities Fund is Appropriate for Whom?

The investors who believe that there is a growing need for credit in the near future and who want a little higher returns than the debt funds, should invest in Credit Opportunities Fund. The fund is also ideal for investors having a mid-term to long-term investing perspective and are ready to take moderate risks. Credit Funds targets the clients who need higher returns than any bank savings and at the same time don’t want to invest in the highly volatile equity schemes. Providing a dual benefit of security and volatility (lower than equity) Credit Opportunities Fund is the first preference of investors.

 Investing online through our site you can get the list of the best AMCs offering investment through Credit Opportunities Fund and you can also calculate your returns with the help of sip calculator. We cater as an online distribution house to the top ranking funds like SBI Mutual Fund, L&T Mutual Fund, Reliance Mutual Fund, etc.