LIC Mutual Fund

Check list of all schemes, latest NAV, Returns and other important information

Total Funds 42
Average annual returns 4.7%

About LIC Mutual Fund

The LIC Mutual Fund Asset Management Company (AMC) started in April 1994, has been well-regarded for over 30 years. It is consistently earning above-average returns and building a strong connection with investors. LIC MF is the world's largest life insurer, having insured over 250 million people.

It manages more than 39 mutual fund schemes, with 19 in equity, 11 in debt, and 7 in hybrid categories. Among its peers, LIC Mutual Fund holds the 23rd position, highlighting its presence and performance in the mutual fund industry. LIC Multi Cap Fund, the flagship scheme, has exhibited an impressive average annualized return of 24.19% since its inception.

Launched in

20-Apr-1994
AMC Age

31 Years
Website
https://www.licmf.com
Email Address
cs.co@licmf.com

Top Performing LIC Mutual Fund in India for High Returns

Returns

SIP Returns

Risk

Information

NAV Details

Data in this table : Get historical returns. If 1Y column is 10% that means, fund has given 10% returns in last 1 year.

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Fund Name	AUM (Cr.)	Fund Age	1W	1M	3M	6M	YTD	1Y	2Y	3Y	5Y	10Y
LIC MF Gold ETF Fund of Fund -Regular Plan-Growth	372.45	13 years	0.59%	1.61%	21.87%	27.91%	57.71%	48.76%	38.29%	32.03%	17.76%	14.3%	Invest
LIC MF Banking And Financial Services Fund-Regular Plan-Growth	270.59	10 years	-0.23%	4.55%	5.99%	10.49%	14.55%	12.49%	12.45%	12.1%	16.77%	9.37%	Invest
LIC MF Banking & Financial Services Fund Regular-Growth	270.59	10 years	-0.23%	4.55%	5.99%	10.49%	14.55%	12.49%	12.45%	12.1%	16.77%	9.37%	Invest
LIC MF Banking & PSU Fund-Regular Plan-Growth	1909.36	18 years	0.16%	0.58%	1.24%	2.93%	7%	8%	8.01%	7.46%	5.54%	6.73%	Invest
LIC MF Banking & PSU Debt Fund-Growth	1909.36	18 years	0.16%	0.58%	1.24%	2.93%	7%	8%	8.01%	7.46%	5.54%	6.73%	Invest
LIC MF Short Term Debt Fund Regular - Growth	151.13	6 years	0.11%	0.46%	1.08%	2.88%	6.54%	7.59%	7.61%	7.06%	5.05%	-	Invest
LIC MF LOW DURATION FUND-Regular Plan-Growth	1705.18	22 years	0.12%	0.46%	1.39%	3.15%	6.01%	7.16%	7.1%	6.9%	5.58%	6.06%	Invest
LIC MF Money Market Fund Regular - Growth	2619.38	3 years	0.12%	0.47%	1.49%	3.33%	5.81%	6.81%	6.44%	6.38%	-	-	Invest
LIC MF Bond Fund-Regular Plan-Growth	204.18	26 years	-0.02%	0.37%	0.27%	1.11%	5.64%	6.72%	8.14%	7.65%	5.2%	6.23%	Invest
LIC MF Ultra Short Term Fund Regular - Growth	217.17	5 years	0.11%	0.42%	1.36%	2.99%	5.53%	6.66%	6.71%	6.46%	5.26%	-	Invest
LIC MF Nifty 50 Index Fund-Growth	329.81	22 years	-0.8%	3.49%	4.83%	6.22%	8.83%	6.62%	15.82%	12.58%	16.87%	12.24%	Invest
LIC MF Nifty 50 Index Fund-Regular Plan-Growth	329.81	22 years	-0.8%	3.49%	4.83%	6.22%	8.83%	6.62%	15.82%	12.58%	16.87%	12.24%	Invest
LIC MF Liquid Fund-Regular Plan-Growth	11402.57	23 years	0.11%	0.47%	1.42%	2.98%	5.43%	6.6%	7%	6.95%	5.64%	6.12%	Invest
LIC MF Multi Cap Fund Regular - Growth	1715.77	3 years	0.93%	3.55%	4.9%	14.16%	2.64%	6.42%	23.39%	20.93%	-	-	Invest
LIC MF Arbitrage Fund Regular - Growth	224.74	6 years	0.1%	0.47%	1.17%	2.57%	5.05%	6.25%	6.52%	6.65%	5.3%	-	Invest
LIC MF Overnight Fund Regular - Growth	565.57	6 years	0.1%	0.45%	1.34%	2.73%	4.85%	5.92%	6.26%	6.31%	5.21%	-	Invest
LIC MF S&P BSE Sensex Fund-Growth	88.17	22 years	-0.96%	3.42%	4.11%	4.71%	7.16%	5.81%	14.25%	11.52%	15.91%	12.14%	Invest
LIC MF S & P BSE Sensex Index Fund-Regular Plan-Growth	88.17	22 years	-0.96%	3.42%	4.11%	4.71%	7.16%	5.81%	14.25%	11.52%	15.91%	12.14%	Invest
LIC MF Balanced Advantage Fund Regular - Growth	804.01	3 years	-0.28%	1.59%	1.58%	3.81%	3.72%	5.24%	11.49%	10.02%	-	-	Invest
LIC MF Equity Hybrid Fund-Growth	522.20	27 years	0.11%	2.35%	3.73%	8.57%	5.54%	5.16%	16.27%	13.51%	13.36%	9.46%	Invest

Fund Name	AUM (Cr.)	Risk	1W	1M	3M	6M	YTD	1Y	2Y	3Y	5Y	10Y

Fund Name	Nov-2025	Oct-2025	Sep-2025	Aug-2025	Jul-2025	Jun-2025	May-2025	Apr-2025	Mar-2025	Feb-2025	Jan-2025	Dec-2024

Fund Name	2025-Q4	2025-Q3	2025-Q2	2025-Q1	2024-Q4	2024-Q3	2024-Q2	2024-Q1	2023-Q4	2023-Q3	2023-Q2	2023-Q1

Fund Name	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013

Fund Name	AUM (Cr.)	Risk	1W	1M	3M	6M	YTD	1Y	2Y	3Y	5Y	10Y

Fund Name	AUM (Cr.)	Initial NAV	Final NAV	NAV Change	Absolute Ret.	Annalized Ret.

Fund Name	AUM (Cr.)	Risk	6M	1Y	2Y	3Y	5Y	10Y	From Launch
LIC MF Gold ETF Fund of Fund -Regular Plan-Growth	372.45	Average	16.15%	69.68%	47.9%	37.94%	27.58%	18.45%	14.72%	Invest
LIC MF Banking And Financial Services Fund-Regular Plan-Growth	270.59	Very High	5.78%	23.46%	12.72%	12.77%	13.18%	11.18%	10.75%	Invest
LIC MF Banking & Financial Services Fund Regular-Growth	270.59	Very High	5.78%	23.46%	12.72%	12.77%	13.18%	11.18%	10.75%	Invest
LIC MF Banking & PSU Fund-Regular Plan-Growth	1909.36	Moderate	1.26%	7.2%	7.82%	7.68%	6.72%	6.56%	6.88%	Invest
LIC MF Banking & PSU Debt Fund-Growth	1909.36	Moderate	1.26%	7.2%	7.82%	7.68%	6.72%	6.56%	6.88%	Invest
LIC MF Short Term Debt Fund Regular - Growth	151.13	Low to Moderate	1.19%	6.77%	7.39%	7.28%	6.25%	-	5.9%	Invest
LIC MF LOW DURATION FUND-Regular Plan-Growth	1705.18	Low to Moderate	1.41%	6.68%	7.01%	6.97%	6.34%	5.9%	6.53%	Invest
LIC MF Money Market Fund Regular - Growth	2619.38	Low to Moderate	1.49%	6.7%	6.51%	6.45%	-	-	6.41%	Invest
LIC MF Bond Fund-Regular Plan-Growth	204.18	Low to Moderate	0.37%	4.74%	6.84%	7.14%	6.5%	6.15%	7.03%	Invest
LIC MF Ultra Short Term Fund Regular - Growth	217.17	Low to Moderate	1.35%	6.2%	6.57%	6.55%	6.03%	-	5.75%	Invest
LIC MF Nifty 50 Index Fund-Growth	329.81	Very High	3.71%	13.96%	9.46%	12.31%	12.34%	13.3%	11.54%	Invest
LIC MF Nifty 50 Index Fund-Regular Plan-Growth	329.81	Very High	3.71%	13.96%	9.46%	12.31%	12.34%	13.3%	11.54%	Invest
LIC MF Liquid Fund-Regular Plan-Growth	11402.57	Low to Moderate	1.42%	6.17%	6.66%	6.84%	6.44%	5.93%	34.61%	Invest
LIC MF Multi Cap Fund Regular - Growth	1715.77	Very High	4.75%	17.52%	14.05%	19.9%	-	-	19.97%	Invest
LIC MF Arbitrage Fund Regular - Growth	224.74	Low	1.28%	5.61%	6.19%	6.45%	6.05%	-	5.58%	Invest
LIC MF Overnight Fund Regular - Growth	565.57	Low to Moderate	1.34%	5.59%	5.98%	6.17%	5.89%	-	5.53%	Invest
LIC MF S&P BSE Sensex Fund-Growth	88.17	Very High	3.25%	11.98%	8.41%	10.96%	11.4%	13.07%	11.67%	Invest
LIC MF S & P BSE Sensex Index Fund-Regular Plan-Growth	88.17	Very High	3.25%	11.98%	8.41%	10.96%	11.4%	13.07%	11.67%	Invest
LIC MF Balanced Advantage Fund Regular - Growth	804.01	Very High	1.09%	7.33%	7.53%	9.33%	-	-	9.57%	Invest
LIC MF Equity Hybrid Fund-Growth	522.20	Very High	2.86%	13.06%	9.92%	13.16%	12%	10.93%	9.85%	Invest

Fund Name	Risk	Standard Deviation	Alpha	Beta	Sharpe Ratio
LIC MF Gold ETF Fund of Fund -Regular Plan-Growth	Average	13.03%	-	-	1.70%	Invest
LIC MF Banking And Financial Services Fund-Regular Plan-Growth	Very High	15.29%	-	0.97%	0.5%	Invest
LIC MF Banking & Financial Services Fund Regular-Growth	Very High	15.29%	-	0.97%	0.5%	Invest
LIC MF Banking & PSU Fund-Regular Plan-Growth	Moderate	1.02%	3.36%	2%	-	Invest
LIC MF Banking & PSU Debt Fund-Growth	Moderate	1.02%	3.36%	2%	-	Invest
LIC MF Short Term Debt Fund Regular - Growth	Low to Moderate	1.17%	3.31%	2.15%	-	Invest
LIC MF LOW DURATION FUND-Regular Plan-Growth	Low to Moderate	0.39%	-	1.20%	0.41%	Invest
LIC MF Money Market Fund Regular - Growth	Low to Moderate	0.97%	-	-	-	Invest
LIC MF Bond Fund-Regular Plan-Growth	Low to Moderate	2.33%	-	1.19%	0.38%	Invest
LIC MF Ultra Short Term Fund Regular - Growth	Low to Moderate	0.24%	-	0.85%	-	Invest
LIC MF Nifty 50 Index Fund-Growth	Very High	12.45%	-	0.99%	0.64%	Invest
LIC MF Nifty 50 Index Fund-Regular Plan-Growth	Very High	12.45%	-	0.99%	0.64%	Invest
LIC MF Liquid Fund-Regular Plan-Growth	Low to Moderate	0.17%	-	1.34%	2.04%	Invest
LIC MF Multi Cap Fund Regular - Growth	Very High	-	-	-	-	Invest
LIC MF Arbitrage Fund Regular - Growth	Low	0.66%	0.3%	0.22%	1.24%	Invest
LIC MF Overnight Fund Regular - Growth	Low to Moderate	0.42%	1.34%	0.79%	-	Invest
LIC MF S&P BSE Sensex Fund-Growth	Very High	12.33%	-	0.97%	0.6%	Invest
LIC MF S & P BSE Sensex Index Fund-Regular Plan-Growth	Very High	12.33%	-	0.97%	0.6%	Invest
LIC MF Balanced Advantage Fund Regular - Growth	Very High	7.57%	-	1.04%	0.43%	Invest
LIC MF Equity Hybrid Fund-Growth	Very High	8.96%	6.45%	0.12%	0.7%	Invest

Fund Name	Min SIP	Min Lumpsum	Expense Ratio	Fund Manager	Launch Date
LIC MF Gold ETF Fund of Fund -Regular Plan-Growth	₹1000	₹5000	0.66%	Sumit Bhatnagar	14-Aug 2012	Invest
LIC MF Banking And Financial Services Fund-Regular Plan-Growth	₹1000	₹5000	2.42%	Jaiprakash Toshniwal	27-Mar 2015	Invest
LIC MF Banking & Financial Services Fund Regular-Growth	₹1000	₹5000	2.42%	Jaiprakash Toshniwal	27-Mar 2015	Invest
LIC MF Banking & PSU Fund-Regular Plan-Growth	₹1000	₹5000	0.78%	Marzban Irani	30-May 2007	Invest
LIC MF Banking & PSU Debt Fund-Growth	₹1000	₹5000	0.78%	Marzban Irani	30-May 2007	Invest
LIC MF Short Term Debt Fund Regular - Growth	₹1000	₹5000	1.32%	Marzban Irani	01-Feb 2019	Invest
LIC MF LOW DURATION FUND-Regular Plan-Growth	₹1000	₹5000	0.96%	Rahul Singh	04-Jun 2003	Invest
LIC MF Money Market Fund Regular - Growth	₹1000	₹5000	0.49%	Rahul Singh	01-Aug 2022	Invest
LIC MF Bond Fund-Regular Plan-Growth	₹1000	₹5000	1.22%	Marzban Irani	26-Mar 1999	Invest
LIC MF Ultra Short Term Fund Regular - Growth	₹1000	₹5000	0.95%	Rahul Singh	27-Nov 2019	Invest
LIC MF Nifty 50 Index Fund-Growth	₹1000	₹5000	1.01%	Sumit Bhatnagar	05-Dec 2002	Invest
LIC MF Nifty 50 Index Fund-Regular Plan-Growth	₹1000	₹5000	1.01%	Sumit Bhatnagar	05-Dec 2002	Invest
LIC MF Liquid Fund-Regular Plan-Growth	₹1000	₹5000	0.3%	Rahul Singh	13-Mar 2002	Invest
LIC MF Multi Cap Fund Regular - Growth	₹1000	₹5000	2.06%	Yogesh Patil	31-Oct 2022	Invest
LIC MF Arbitrage Fund Regular - Growth	₹1000	₹5000	0.99%	Sumit Bhatnagar	25-Jan 2019	Invest
LIC MF Overnight Fund Regular - Growth	₹1000	₹5000	0.2%	Rahul Singh	17-Jul 2019	Invest
LIC MF S&P BSE Sensex Fund-Growth	₹1000	₹5000	1.08%	Sumit Bhatnagar	05-Dec 2002	Invest
LIC MF S & P BSE Sensex Index Fund-Regular Plan-Growth	₹1000	₹5000	1.08%	Sumit Bhatnagar	05-Dec 2002	Invest
LIC MF Balanced Advantage Fund Regular - Growth	₹1000	₹5000	2.28%	Yogesh Patil	12-Nov 2021	Invest
LIC MF Equity Hybrid Fund-Growth	₹1000	₹5000	2.49%	Karan Doshi	31-Mar 1998	Invest

Fund Name	Current NAV	Previous NAV	1D NAV Change	52- Week High NAV	52- Week Low NAV
LIC MF Gold ETF Fund of Fund -Regular Plan-Growth	31.3495 (03-11-2025)	31.2136 (31-10-2025)	0.44%	34.2621	19.4746	Invest
LIC MF Banking And Financial Services Fund-Regular Plan-Growth	21.9714 (03-11-2025)	21.7922 (31-10-2025)	0.82%	22.0486	17.4986	Invest
LIC MF Banking & Financial Services Fund Regular-Growth	21.9714 (03-11-2025)	21.7922 (31-10-2025)	0.82%	22.0486	17.4986	Invest
LIC MF Banking & PSU Fund-Regular Plan-Growth	35.5848 (03-11-2025)	35.5496 (31-10-2025)	0.1%	35.5848	32.9703	Invest
LIC MF Banking & PSU Debt Fund-Growth	35.5848 (03-11-2025)	35.5496 (31-10-2025)	0.1%	35.5848	32.9703	Invest
LIC MF Short Term Debt Fund Regular - Growth	14.8767 (03-11-2025)	14.864 (31-10-2025)	0.09%	14.8767	13.838	Invest
LIC MF LOW DURATION FUND-Regular Plan-Growth	40.3905 (03-11-2025)	40.3682 (31-10-2025)	0.06%	40.3905	37.7219	Invest
LIC MF Money Market Fund Regular - Growth	1215.9674 (03-11-2025)	1215.3367 (31-10-2025)	0.05%	1215.97	1139.31	Invest
LIC MF Bond Fund-Regular Plan-Growth	73.0798 (03-11-2025)	73.0439 (31-10-2025)	0.05%	73.2195	68.5322	Invest
LIC MF Ultra Short Term Fund Regular - Growth	1347.4864 (03-11-2025)	1346.881 (31-10-2025)	0.04%	1347.49	1264.54	Invest
LIC MF Nifty 50 Index Fund-Growth	142.3696 (03-11-2025)	142.1528 (31-10-2025)	0.15%	143.995	121.771	Invest
LIC MF Nifty 50 Index Fund-Regular Plan-Growth	142.3696 (03-11-2025)	142.1528 (31-10-2025)	0.15%	143.995	121.771	Invest
LIC MF Liquid Fund-Regular Plan-Growth	4812.3169 (03-11-2025)	4811.378 (02-11-2025)	0.02%	4812.32	4516.42	Invest
LIC MF Multi Cap Fund Regular - Growth	17.7294 (03-11-2025)	17.5703 (31-10-2025)	0.91%	17.7294	14.1977	Invest
LIC MF Arbitrage Fund Regular - Growth	14.0572 (03-11-2025)	14.0453 (31-10-2025)	0.08%	14.0572	13.2517	Invest
LIC MF Overnight Fund Regular - Growth	1356.5153 (03-11-2025)	1356.3247 (02-11-2025)	0.01%	1356.52	1281.11	Invest
LIC MF S&P BSE Sensex Fund-Growth	157.0758 (03-11-2025)	157.0147 (31-10-2025)	0.04%	159.003	136.269	Invest
LIC MF S & P BSE Sensex Index Fund-Regular Plan-Growth	157.0758 (03-11-2025)	157.0147 (31-10-2025)	0.04%	159.003	136.269	Invest
LIC MF Balanced Advantage Fund Regular - Growth	13.8321 (03-11-2025)	13.7952 (31-10-2025)	0.27%	14.0028	12.384	Invest
LIC MF Equity Hybrid Fund-Growth	201.7518 (03-11-2025)	200.7957 (31-10-2025)	0.48%	202.114	169.909	Invest

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Invested Amount ₹43,855
Interest Earned ₹6,145

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Comparison of Top LIC Mutual Fund

LIC MF Liquid Fund-Regular Plan-Growth 3Y Returns 6.95% VS

Axis Liquid Fund - Regular Plan - Growth Option 3Y Returns 7.03%

LIC MF Equity Hybrid Fund-Growth 3Y Returns 13.51% VS

ICICI Prudential Equity & Debt Fund - Growth 3Y Returns 19.14%

LIC MF Arbitrage Fund Regular - Growth 3Y Returns 6.65% VS

SBI Arbitrage Opportunities Fund - Regular Plan - Gr 3Y Returns 7.21%

LIC MF Banking And Financial Services Fund-Regular Plan-Growth 3Y Returns 12.1% VS

Sundaram Financial Services Opportunities Fund Regular Plan - Growth 3Y Returns 18.52%

Frequently Asked Questions

Can I invest for a very short-term duration in LIC Mutual Fund?

Yes, when you invest in liquid funds, you can utilise the advantage to get comparatively higher returns than bank savings deposit and redeem any time as the emergency arrives. LIC Liquid Regular Plan is available at MySIPonline to fulfil your very short-term investment needs or plan for emergency requirements.

What are the different LIC mutual funds available?

Determined to serve investors with the best investment solutions, this AMC provides a range of investment products to match with their investment objective. Based on your risk-appetite and other prominent factors, you can choose different schemes provided under equity, debt, and hybrid category funds. The segregation under the category to subcategory to schemes makes investors confident to get what they are searching for.

What is the advantage of investing in amc Funds?

The AMC ensures safety, transparency, low cost, and higher return potential. By investing in any scheme offered by the fund house over a time horizon as mentioned in the investment objective, the investors will surely get adequate returns by investing. So, it depends on your investment decision as well to choose the scheme wisely.

Are all SIPs in LIC Funds online tax-free?

No, all SIPs in LIC MF are not tax-free. To get tax-saving benefits, you have to choose the ELSS scheme. Taxation in funds of this AMC is done as per the rules set by the Government.

Is there anything like minimum lock-in period for mutual fund investment units?

Apart from the ELSS scheme, i.e., LIC Tax Saver Fund, which is for investors to get tax saving benefits and capital appreciation, there is no scheme with a lock-in period. The ELSS scheme has a lock-in of 3-years as mentioned in SEBI mandates.

How to analyse the performance of LIC Mutual Fund?

To analyze the performance of any scheme provided by this AMC, you are required to check the returns of the particular scheme at MySIPonline at all durations. You can also check the performance of the SIPs by simply putting in the value in the relevant bracket and get the graph.

Why do I need a financial adviser?

It is not necessary that you should take the help of a financial adviser if you understand the important parameters of investing. But, for new investors, it is important to take consultation from the experts as they will help in sorting out the relevant schemes. Further, if you are confused among schemes or unable to review your portfolio, you are in a need of adviser.