Jan 24, 2017 3 min read

Top-Five Best Liquid Funds to Invest in 2017

This blog lists out the top-five liquid mutual funds which must be added to one’s portfolio for attaining maximum returns in a shorter span of time.
If you are looking for gaining better profits in the short span of time, i.e., within a week or month or a year, then Liquid Funds are the top alternatives for you. In one of our last posts titled, “Invest in Liquid Funds to Plan Your Finances at the Year-End”, we discussed about the need of liquid fund investment at present. Here we have propounded the major investment schemes falling under the Liquid Fund category. The list is prepared as per the experts’ recommendation.

1. Sundaram Money Fund- Regular Plan (G):

  • Scheme’s Objective- Providing stable income along with capital growth, liquidity and lower level of risk through investments which are made predominantly in the money market and debt securities. The goal is to optimise returns while providing liquidity.
  • Fund House- Sundaram Mutual Funds
  • AUM- 1,409.39 as on December 31, 2016
  • NAV- 33.763 as on January 20, 2017
  • 3 Years' Returns- 8.30%
  • CRISIL Rank- Second

2. ICICI Prudential Liquid Plan (G):

  • Scheme’s Objective- Protecting the portfolio from risks associated with the changes in value due to market volatility, by focusing on the earnings of interest on the investments, without taking undue risks.
  • Fund House- ICICI Prudential Mutual Funds
  • NAV- 237.130 as on January 20, 2017
  • AUM- 11,652.22 as on December 31, 2016
  • 3 Years' Returns- 8.30%
  • CRISIL Rank- Second

3. Kotak Liquid Plan A (G):

  • Scheme’s Objective- Providing reasonable profits and high degree of liquidity by making investments in the debt and money market instruments having varied maturity periods, so as to diversify the risk factors across various types of issuers in the debt market.
  • Fund House- Kotak Mutual Funds
  • NAV- 3,249.291 as on January 21, 2017
  • AUM- 3,807.00 as on December 31, 2016
  • 3 Years' Returns- 8.30%
  • CRISIL Rank- Third

4. Kotak Floater Short Term Regular Plan (G):

  • Scheme’s Objective- Reducing the interest rate risk which is associated with the investments made in fixed rate instruments by investing primarily in the floating rate securities and money market instruments using appropriate derivatives.
  • Fund House- Kotak Mutual Funds
  • NAV- 2,630.049 as on January 20, 2017
  • AUM- 3,998.53 as on December 31, 2016
  • 3 Years' Returns- 8.4%
  • CRISIL Rank- Third

5. UTI MMMF (G):

  • Scheme’s Objective- Providing maximum income consistently along with the security of capital and liquidity by investing in a well-diversified portfolio including short-term money market securities.
  • Fund House- UTI Mutual Funds
  • NAV- 1,793.904 as on January 21, 2017
  • AUM- 2,329.84 December 31, 2016
  • 3 Years' Returns- 8.3%
  • CRISIL Rank- Fifth

Liquid mutual funds offer a variety of benefits to the investors in the short-run and help them in gaining higher returns as compared to the fixed deposits or savings bank account. By investing the money in the debt instruments they ensure regular income and hence provide financial stability. The liquid fund investments are least riskier and offer a high degree of feasibility to the investors with zero lock-in period.

As the name recommends its meaning, liquid funds are the reasonable source of maintaining liquidity of the capital. It is the best plan to be considered for achieving short-term financial goals and meet the instant cash requirements. Moreover, they offer a return of 8-10% which has been proved by their past performances. The top-five best liquid funds as provided here can be of great help for your portfolio if you want to gain the best returns in the shorter duration.

MySIPonline provides you with the simple platform for investing in these liquid funds via SIP or Lumpsum easily. You can avail the free advisory services from our team members to take the best investment decision for achieving your short-term financial goals.

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