Bajaj Finserv Mutual Fund Check list of all schemes, latest NAV, Returns and other important information

Investment Strategy

This investment business of BAJAJ AMC takes a unique approach to investing, using innovative approaches to assist individuals in meeting their financial goals. Their strategy focuses on creating positive returns on equity investments, with the ultimate goal of delivering value and effectively achieving investors' financial objectives. They desire to give investors chances for development and success in an ever-changing financial world by employing creative approaches and a commitment to quality.

Head of Equity & Debt Team

Nimesh Chandan (CIO)

Nimesh Chandan is presently the Chief Investment Officer for Bajaj Finserv's future mutual fund. He has over 13 years of expertise and formerly worked at Canara Robeco Mutual Fund. Chandan, known for his behavioral finance insights, is now overseeing the investing team while Bajaj Finserv MF awaits SEBI's final license to launch its mutual fund operation.

List of all Fund managers 

Top 5 Bajaj Finserv Funds

History of Bajaj Mutual Fund

April 2007 saw the creation of Bajaj Mutual Fund after its separation from Bajaj Auto Limited. The fund's primary focus is on providing financial services. By February 2008, the demerger process was completed, and Bajaj Finserv was officially established as a dedicated entity for a wide range of financial services throughout India.

The same year witnessed the launch of Bajaj Allianz General Insurance Company. By 2010, Bajaj Finserv had established a substantial presence in the Indian financial market, emphasizing customer satisfaction and expanding its market share.

In 2017, Bajaj Asset Management Limited launched Bajaj Finserv Health, which aims to change healthcare access in India by providing digital-first, seamless solutions.

In 2020, Bajaj Finserv reached a market capitalization of ₹2.44 trillion, demonstrating its steady development and major contributions to the Indian financial system.

HOW TO SELECT BAJAJ FINSERV MUTUAL FUND?

To select the best BAJAJ Finserv mutual fund follow these points:

• Set realistic investment goals aligned with your finances.
• Assess risk tolerance before making investment decisions.
• Diversify your investments across the sectors for stability.
• Educate yourself on the fund performance and approach.
• Regularly monitor investments for necessary adjustments.
• Consult experts for market fluctuations and asset safety.

To sum up, these guidelines offer a knowledgeable and proactive strategy for investing in mutual funds including a SIP Calculator that will you figure out your annualized return.

HOW TO INVEST IN BAJAJ FINSERV MUTUAL FUND VIA MYSIPONLINE?

Investing in Bajaj Finserv mutual funds is made easy through mysiponline's user-friendly platform:

• Step 1: Start your investment process by logging in to mysiponline and proceed.
• step 2:  Check your KYC status, and if it's not registered, proceed with Video KYC.
• Step 3: Complete profile (PAN card, Aadhar number, bank details, nominee, signature)
• Step 4: Explore top funds from Respective AMC Name and consult to expert
• Step 5: Select your preferred fund from the provided options available.
• Step 6: Add funds to cart and choose your investment option between sip or lump sum
• Step 7: Make payment conveniently and securely from UPI or net banking options.
• Step 8: Track your investment daily on a dashboard, use our analysis to manage it.

In conclusion, using Online SIP to invest in mutual funds offers a user-friendly platform for simple investment administration and tracking.

WHAT IS THE TAXATION ON BAJAJ FINSERV MUTUAL FUND?

The taxation of Bajaj Finserv schemes depends on which category they fall under equity or debt:

Equity-Oriented Mutual Funds

• Short-term Capital Gains (STCG): Taxed at a flat rate of 15% if units are sold within one year of purchase.
• Long-term Capital Gains (LTCG): Gains exceeding Rs.1 lakh in a financial year are taxed at 10% without indexation if units are sold after one year.

Debt-Oriented Mutual Funds

• Short-term Capital Gains (STCG): Taxed according to the investor's income tax slab rate if units are sold within three years of purchase.
• Long-term Capital Gains (LTCG): Taxed at a rate of 20% with the benefit of indexation if units are sold after three years.