What is sector allocation in the portfolio?

The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.

How do I create a good mutual fund portfolio?

Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.

What is the ideal number of funds to have in a portfolio?

There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.

How to maintain a good portfolio?

Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.

How does risk tolerance play a role in determining portfolio allocation?

Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.

UTI Banking & PSU Debt Fund- Regular Plan - Growth Option - Portfolio Analysis

Debt
Banking and PSU
Status: Open

Portfolio Overview

As of October 15, 2026

Asset Allocation

Debt: 46.68%Others: 53.32%

Market Cap

Corporate Bond: 30.78%Government Related: 10.77%Government: 5.14%

Number of stocks

Top 10 Holdings

40.49% of portfolio

Market Cap of Debt

Corporate Bond

30.78%

Government Related

10.77%

Government

5.14%

Companies Allocation of Debt

ICICI Bank Ltd.5.010%

National Bank For Agriculture And Rural Development3.790%

Axis Bank Limited3.785%

7.38% Govt Stock 20273.461%

7.61% Tamilnadu SDL 20273.456%

Indian Railway Finance Corporation Limited2.071%

Bharti Telecom Limited1.729%

Aditya Birla Housing Finance Limited1.724%

Kotak Mahindra Prime Limited1.722%

Rec Limited1.719%

HDFC Bank Ltd.1.682%

182 Days T-Bill - 25/03/20271.676%

Tata Capital Housing Finance Limited1.379%

Toyota Financial Services India Limited1.379%

Bajaj Housing Finance Limited1.376%

ICICI Bank Limited1.030%

Power Finance Corporation Limited1.030%

Nhpc Limited1.025%

National Bank for Agriculture and Rural Development1.003%

Gs15dec2027c0.446%

Sector Allocation of Debt

Corporate Bond30.78%

Government Related10.77%

Government5.14%

Bond0.00%

Monthly SIP

One Time

SIP Amount

₹

Monthly SIP Date

UTI Banking & PSU Debt Fund- Regular Plan - Growth Option

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Everything You Need To Know To Get Started With Confidence

In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.

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