What is sector allocation in the portfolio?

The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.

How do I create a good mutual fund portfolio?

Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.

What is the ideal number of funds to have in a portfolio?

There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.

How to maintain a good portfolio?

Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.

How does risk tolerance play a role in determining portfolio allocation?

Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.

UTI MMF - Regular Plan - Growth Option - Portfolio Analysis

Debt
Money Market
Status: Open

Portfolio Overview

As of April 30, 2026

Asset Allocation

Others: 77.90%Debt: 22.10%

Market Cap

Government Related: 13.23% Corporate Bond: 44.84%Cash And Equivalents: 19.54%Other: 0.29%

Number of stocks

114

Top 10 Holdings

34.15% of portfolio

Market Cap of Others

Government Related

13.23%

Corporate Bond

44.84%

Cash And Equivalents

19.54%

Other

0.29%

Companies Allocation of Others

National Bank For Financing Infrastructure And Development2.439%

HDFC Bank Ltd2.198%

Export Import Bank Of India1.473%

Bharti Telecom Ltd.1.459%

Torrent Pharmaceuticals Limited1.235%

IDFC First Bank Limited1.224%

Aseem Infrastructure Finance Ltd.1.209%

Bank Of Maharashtra1.109%

Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)1.098%

Infina Finance Pvt Ltd.0.988%

Indian Bank0.983%

Indusind Bank Limited0.979%

Poonawalla Fincorp Ltd0.978%

Indusind Bank Ltd.0.977%

ICICI Bank Limited0.976%

Igh Holdings Private Limited0.969%

Small Industries Dev Bank Of India0.733%

Birla Group Holdings Private Limited0.731%

GIC Housing Finance Ltd.0.729%

Mahindra Rural Housing Finance Limited0.729%

Equitas Small Finance Bank Limited0.729%

Tata Teleservices Ltd0.634%

Axis Bank Limited0.508%

HDFC Bank Limited0.499%

Cd - Axis Bank - 17/12/20260.495%

Cd - Equitas Small Finance Bank - 26/11/20260.494%

Canara Bank0.493%

Kotak Mahindra Bank Limited0.491%

Aditya Birla Capital Ltd0.489%

Angel One Limited0.489%

Axis Securities Limited0.488%

National Bank For Agriculture And Rural Development0.487%

Tata Capital Ltd.0.487%

Nuvama Wealth Finance Limited0.485%

Kotak Mahindra Prime Ltd.0.485%

IGH Holdings Pvt Ltd.0.368%

Small Industries Development Bank Of India0.367%

360 One Prime Ltd.0.365%

360 One Wam Ltd.0.365%

Fedbank Financial Services Ltd0.363%

Corporate Debt Market Devt Fund - A2 Units0.293%

Au Small Finance Bank Limited0.248%

ICICI Securities Ltd0.243%

Muthoot Fincorp Limited0.241%

Kotak Mahindra Prime Limited0.127%

Nuvama Wealth Management Ltd.0.121%

Motilal Oswal Finvest Ltd0.051%

Clearing Corporation Of India Ltd. Std - Margin0.031%

Sector Allocation of Others

Government Related13.23%

Corporate Bond44.84%

Cash And Equivalents19.54%

Other0.29%

Monthly SIP

One Time

SIP Amount

₹

Monthly SIP Date

UTI MMF - Regular Plan - Growth Option

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Everything You Need To Know To Get Started With Confidence

In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.