What is sector allocation in the portfolio?

The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.

How do I create a good mutual fund portfolio?

Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.

What is the ideal number of funds to have in a portfolio?

There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.

How to maintain a good portfolio?

Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.

How does risk tolerance play a role in determining portfolio allocation?

Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.

SBI Savings Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) - Portfolio Analysis

Debt
Money Market
Status: Open

Portfolio Overview

As of May 15, 2026

Asset Allocation

Others: 85.36%Debt: 14.64%

Market Cap

Cash And Equivalents: 29.16% Corporate Bond: 45.49%Government Related: 10.44%Other: 0.27%

Number of stocks

Top 10 Holdings

48.69% of portfolio

Market Cap of Others

Cash And Equivalents

29.16%

Corporate Bond

45.49%

Government Related

10.44%

Other

0.27%

Companies Allocation of Others

Treps4.662%

LIC Housing Finance Ltd3.982%

ICICI Bank Ltd3.958%

National Bank For Financing Infrastructure And Development3.835%

Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)2.644%

Jio Credit Ltd2.630%

Small Industries Dev Bank Of India2.253%

IDBI Bank Limited (Industrial Development Bank Of India Ltd)1.582%

Bharti Telecom Limited1.365%

Indian Bank1.330%

Jio Credit Ltd.1.317%

Cholamandalam Investment & Finance Co Ltd1.317%

L&T Finance Ltd1.315%

Tata Realty And Infrastructure Ltd1.295%

HDFC Bank Ltd1.059%

Mindspace Business Parks REIT0.957%

The Jammu & Kashmir Bank Ltd.0.840%

Sundaram Finance Limited0.794%

Indian Overseas Bank0.793%

Muthoot Finance Ltd0.791%

Adani Ports And Special Economic Zone Ltd.0.688%

Bharti Telecom Ltd.0.685%

Canara Bank0.660%

Pilani Investment & Industries Corporation Ltd0.657%

Au Small Finance Bank Limited0.616%

Small Industries Development Bank Of India0.598%

Minda Corp Ltd0.557%

Smfg India Credit Company Limited0.544%

Muthoot Fincorp Limited0.544%

ICICI Bank Limited0.533%

Aditya Birla Capital Ltd0.528%

Uco Bank0.490%

Interise TRust0.447%

Godrej Housing Finance Ltd0.394%

Motilal Oswal Financial Services Ltd0.394%

Union Bank Of India0.348%

Bank Of Baroda0.320%

Muthoot Finance Limited0.279%

Corporate Debt Market Development Fund-A20.270%

Punjab National Bank0.264%

Cholamandalam Investment And Finance Company Limited0.154%

Sector Allocation of Others

Cash And Equivalents29.16%

Corporate Bond45.49%

Government Related10.44%

Other0.27%

Monthly SIP

One Time

SIP Amount

₹

Monthly SIP Date

SBI Savings Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)

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Everything You Need To Know To Get Started With Confidence

In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.