What is sector allocation in the portfolio?

The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.

How do I create a good mutual fund portfolio?

Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.

What is the ideal number of funds to have in a portfolio?

There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.

How to maintain a good portfolio?

Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.

How does risk tolerance play a role in determining portfolio allocation?

Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.

SBI Banking & Financial Services Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) - Portfolio Analysis

Portfolio Overview

As of April 30, 2026

Asset Allocation

Equity: 98.38%Others: 1.57%Debt: 0.05%

Market Cap

Large Cap: 54.37%Others: 17.03%Mid Cap: 11.44%Small Cap: 15.54%

Number of stocks

Top 10 Holdings

98.38% of portfolio

Market Cap of Equity

Large Cap

54.37%

Others

17.03%

Mid Cap

11.44%

Small Cap

15.54%

Companies Allocation of Equity

ICICI Bank Ltd12.871%

Kotak Mahindra Bank Ltd9.960%

State Bank of India9.609%

Axis Bank Ltd7.349%

HDFC Bank Ltd6.112%

Bajaj Finserv Ltd5.746%

Muthoot Finance Ltd4.536%

HDFC Life Insurance Co Ltd3.509%

SBI Life Insurance Co Ltd3.196%

Bajaj Finance Ltd2.537%

Angel One Ltd Ordinary Shares2.410%

Axis Bank Ltd. 26-May-262.306%

ICICI Prudential Life Insurance Co Ltd2.247%

Cholamandalam Investment and Finance Co Ltd2.109%

Aptus Value Housing Finance India Ltd1.865%

Star Health and Allied Insurance Co Ltd1.684%

Bank of Baroda1.628%

Cholamandalam Financial Holdings Ltd1.625%

Canara Bank1.602%

Aditya Birla Capital Ltd1.387%

Computer Age Management Services Ltd Ordinary Shares1.273%

Hdfc Life Insurance Company Ltd. 26-May-261.220%

The South Indian Bank Ltd1.065%

Muthoot Finance Ltd. 26-May-261.004%

Mahindra & Mahindra Financial Services Ltd1.000%

LIC Housing Finance Ltd0.960%

Cholamandalam Investment & Finance Co. Ltd. 26-May-260.948%

CARE Ratings Ltd0.904%

Bank of India0.818%

ICRA Ltd0.804%

360 One Wam Ltd Ordinary Shares0.798%

Niva Bupa Health Insurance Co Ltd0.687%

The Federal Bank Ltd. 26-May-260.657%

Pine Labs Ltd0.507%

Computer Age Management Services Ltd. 26-May-260.446%

CRISIL Ltd0.340%

HDB Financial Services Ltd0.339%

AAVAS Financiers Ltd0.183%

RBL Bank Ltd0.143%

Sector Allocation of Equity

Financial Services90.02%

Equity6.58%

Technology1.78%

Monthly SIP

One Time

SIP Amount

₹

Monthly SIP Date

SBI Banking & Financial Services Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)

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Frequently Asked Questions

Everything You Need To Know To Get Started With Confidence

In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.