What is sector allocation in the portfolio?

The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.

How do I create a good mutual fund portfolio?

Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.

What is the ideal number of funds to have in a portfolio?

There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.

How to maintain a good portfolio?

Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.

How does risk tolerance play a role in determining portfolio allocation?

Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.

Nippon India Retirement Fund - Wealth Creation Scheme - IDCW Option - Portfolio Analysis

Portfolio Overview

As of April 30, 2026

Asset Allocation

Equity: 96.67%Others: 3.33%

Market Cap

Large Cap: 69.84%Mid Cap: 15.42%Others: 5.45%Small Cap: 5.95%

Number of stocks

Top 10 Holdings

96.67% of portfolio

Market Cap of Equity

Large Cap

69.84%

Mid Cap

15.42%

Others

5.45%

Small Cap

5.95%

Companies Allocation of Equity

ICICI Bank Ltd7.318%

HDFC Bank Ltd7.134%

Reliance Industries Ltd4.799%

Axis Bank Ltd4.150%

State Bank of India3.636%

Larsen & Toubro Ltd3.481%

Infosys Ltd3.284%

NTPC Ltd2.821%

Mahindra & Mahindra Ltd2.372%

Tech Mahindra Ltd2.049%

Hindustan Aeronautics Ltd Ordinary Shares1.917%

Varun Beverages Ltd1.849%

SBI Life Insurance Co Ltd1.786%

Samvardhana Motherson International Ltd1.759%

Cummins India Ltd1.723%

JSW Energy Ltd1.653%

HDFC Asset Management Co Ltd1.598%

Bajaj Finance Ltd1.533%

Blue Star Ltd1.457%

InterGlobe Aviation Ltd1.406%

Cholamandalam Investment and Finance Co Ltd1.406%

Eternal Ltd1.374%

Nestle India Ltd1.282%

NLC India Ltd1.243%

United Spirits Ltd1.193%

Crompton Greaves Consumer Electricals Ltd1.159%

Alkem Laboratories Ltd1.156%

NTPC Green Energy Ltd1.079%

Dixon Technologies (India) Ltd1.060%

Tata Power Co Ltd1.055%

Indus Towers Ltd Ordinary Shares1.040%

Power Finance Corp Ltd1.027%

L&T Finance Ltd1.007%

Titan Co Ltd1.004%

Bharat Petroleum Corp Ltd0.983%

Swiggy Ltd0.973%

Page Industries Ltd0.963%

PB Fintech Ltd0.872%

Coforge Ltd0.861%

Info Edge (India) Ltd0.859%

JSW Steel Ltd0.828%

Mishra Dhatu Nigam Ltd Ordinary Shares0.820%

TVS Motor Co Ltd0.800%

Bharti Airtel Ltd0.772%

UltraTech Cement Ltd0.758%

Britannia Industries Ltd0.750%

Indian Hotels Co Ltd0.722%

Kaynes Technology India Ltd0.701%

Shriram Finance Ltd0.694%

ISGEC Heavy Engineering Ltd0.670%

Abbott India Ltd0.666%

Mankind Pharma Ltd0.637%

Gland Pharma Ltd0.629%

SRF Ltd0.618%

United Breweries Ltd0.603%

Syngene International Ltd0.563%

Vedanta Aluminium Metal Limited**0.539%

Gillette India Ltd0.512%

Bharti Hexacom Ltd0.474%

Escorts Kubota Ltd0.473%

Delhivery Ltd0.459%

Bajel Projects Ltd0.439%

Vikram Solar Ltd0.433%

Bharat Heavy Electricals Ltd0.431%

Sharda Motor Industries Ltd0.430%

Schneider Electric Infrastructure Ltd0.407%

Vedanta Ltd0.382%

Ellenbarrie Industrial Gases Ltd0.369%

Afcons Infrastructure Ltd0.250%

Max Financial Services Ltd0.175%

Ion Exchange (India) Ltd0.130%

Talwandi Sabo Power Limited**0.054%

Malco Energy Limited**0.053%

Cyient Ltd0.049%

Vedanta Iron And Steel Limited**0.034%

Kwality Walls India Ltd0.020%

LIC Housing Finance Ltd0.005%

Sector Allocation of Equity

Financial Services32.34%

Energy5.78%

Industrials13.47%

Technology8.39%

Utilities8.29%

Consumer Cyclical11.56%

Consumer Defensive6.21%

Healthcare3.65%

Communication Services3.14%

Basic Materials3.16%

Equity0.68%

Monthly SIP

One Time

SIP Amount

₹

Monthly SIP Date

Nippon India Retirement Fund - Wealth Creation Scheme - IDCW Option

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Frequently Asked Questions

Everything You Need To Know To Get Started With Confidence

In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.