What is sector allocation in the portfolio?

The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.

How do I create a good mutual fund portfolio?

Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.

What is the ideal number of funds to have in a portfolio?

There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.

How to maintain a good portfolio?

Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.

How does risk tolerance play a role in determining portfolio allocation?

Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.

Nippon India Banking & PSU Fund - Quarterly IDCW Option - Portfolio Analysis

Debt
Banking and PSU
Status: Open

Portfolio Overview

As of July 31, 2026

Asset Allocation

Debt: 91.13%Others: 8.87%

Market Cap

Government: 4.24%Government Related: 36.24% Corporate Bond: 50.55%Cash And Equivalents: 0.10%

Number of stocks

115

Top 10 Holdings

35.60% of portfolio

Market Cap of Debt

Government

4.24%

Government Related

36.24%

Corporate Bond

50.55%

Cash And Equivalents

0.10%

Companies Allocation of Debt

6.94% Govt Stock 20364.130%

Union Bank Of India1.975%

Nuclear Power Corporation Of India Limited1.919%

Mahindra And Mahindra Financial Services Limited1.432%

Tata Capital Limited1.430%

REC Ltd. 7.17%1.421%

National Bank For Financing Infrastructure And Development1.300%

Bajaj Housing Finance Limited0.972%

7.31% Tamilnadu Sgs 20330.956%

Jio Credit Ltd. 8.15%0.956%

Tamil Nadu (Government of) 7.12%0.953%

National Housing Bank0.953%

Bajaj Finance Ltd. 7.79%0.947%

ICICI Bank Limited0.938%

SIDDHIVINAYAK SECURITISATION TRUST0.936%

SHIVSHAKTI SECURITISATION TRUST0.931%

7.91% Kerala SDL 20300.784%

7.59% Madhyapradesh Sgs 20380.765%

Kotak Mahindra Prime Limited0.761%

Poonawalla Fincorp Limited0.760%

7.11% Karnataka Sgs 20330.757%

6.91% Maharashtra Sdl 20330.580%

7.06% Andhra Sdl 20300.574%

7.66% Gujarat Sgs 20320.488%

Tamil Nadu (Government of) 7.5%0.485%

Power Finance Corporation Limited0.478%

7.17% Gujarat Sgs 20320.478%

Export Import Bank Of India0.477%

Indian Railway Finance Corporation Limited0.475%

7.15% Tamilnadu Sgs 20330.474%

L&T Metro Rail (Hyderabad) Limited0.472%

Bharti Telecom Limited0.469%

Ntpc Limited0.464%

National Highways Infra TRust0.408%

Numaligarh Refinery Ltd0.376%

HDFC Bank Limited0.287%

7.13% Karnataka Sgs 20340.282%

ICICI Prudential Life Insurance Company Limited0.237%

Sbi General Insurance Company Limited0.233%

8.48% Kerala SDL 20300.200%

7.7% Karnataka Sgs 20330.195%

Rural Electrification Corporation Limited0.195%

7.15% Andhra Sdl 20310.191%

7.63% Maharashtra Sgs 20360.174%

Rec Limited0.097%

LIC Housing Finance Ltd0.096%

7.49% Maharashtra Sgs 20360.096%

Small Industries Development Bank Of India0.095%

Power Grid Corporation Of India Limited0.095%

Tata Capital Housing Finance Limited0.095%

7.04% Karnataka Sgs 20320.076%

7.32% Govt Stock 20300.064%

7.12% Maharashtra Sgs 20360.056%

7.17% Tamilnadu SDL 20290.044%

National Bank For Agriculture And Rural Development0.038%

7.04% Govt Stock 20290.025%

6.17% Govt Stock 20280.019%

7.44% Karnataka Sgs 20340.014%

Interest Rate Swaps Pay Floating Receive Fix (31/05/2029) (Fv 7500 Lacs)0.006%

Interest Rate Swaps Pay Floating Receive Fix (01/06/2029) (Fv 5000 Lacs)0.005%

Interest Rate Swaps Pay Floating Receive Fix (04/06/2029) (Fv 5000 Lacs)0.005%

National Highways Authority Of India0.004%

Nhpc Limited0.004%

Interest Rate Swaps Pay Floating Receive Fix (23/07/2031) (Fv 5000 Lacs)0.004%

Sector Allocation of Debt

Government4.24%

Government Related36.24%

Corporate Bond50.55%

Cash And Equivalents0.10%

Bond0.00%

Monthly SIP

One Time

SIP Amount

₹

Monthly SIP Date

Nippon India Banking & PSU Fund - Quarterly IDCW Option

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Everything You Need To Know To Get Started With Confidence

In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.