What is sector allocation in the portfolio?

The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.

How do I create a good mutual fund portfolio?

Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.

What is the ideal number of funds to have in a portfolio?

There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.

How to maintain a good portfolio?

Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.

How does risk tolerance play a role in determining portfolio allocation?

Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.

Kotak Banking and PSU Debt - Growth - Portfolio Analysis

Debt
Banking and PSU
Status: Open

Portfolio Overview

As of April 30, 2026

Asset Allocation

Debt: 90.11%Others: 9.89%

Market Cap

Corporate Bond: 54.87%Government Related: 34.89%Government: 0.36%

Number of stocks

Top 10 Holdings

36.54% of portfolio

Market Cap of Debt

Corporate Bond

54.87%

Government Related

34.89%

Government

0.36%

Companies Allocation of Debt

Indian Oil Corporation Limited3.699%

6.98% Gujarat Sgs 20323.269%

7.17% Gujarat Sgs 20322.883%

State Bank Of India2.783%

Export Import Bank Of India1.944%

ICICI Bank Limited1.907%

Union Bank Of India1.888%

National Bank For Financing Infrastructure And Development1.878%

National Housing Bank1.513%

Nuclear Power Corporation Of India Limited1.469%

Lic Housing Finance Ltd.** 0.07671.463%

Power Grid Corporation Of India Limited1.366%

Karnataka State Development Loans1.327%

Tamil Nadu (Government of) 0.0754%1.247%

Food Corporation Of India0.971%

7.14% Madhyapradesh Sgs 20320.957%

Ongc Petro Additions Limited0.944%

7.19% Tamilnadu Sgs 20330.762%

7.63% Maharashtra Sgs 20350.747%

7.42% Gujarat Sgs 20310.587%

HDFC Bank Limited0.582%

Rural Electrification Corporation Limited0.489%

National Bank For Agriculture And Rural Development0.489%

Rec Limited0.480%

6.9% Govt Stock 20650.353%

7.18% Maharashtra Sgs 20330.317%

Indian Railway Finance Corporation Limited0.097%

Mahanagar Telephone Nigam Limited0.095%

Power Finance Corporation Limited0.019%

6.46% Gujarat Sdl 20300.008%

6.48% Govt Stock 20350.003%

Sector Allocation of Debt

Corporate Bond54.87%

Government Related34.89%

Government0.36%

Bond0.00%

Monthly SIP

One Time

SIP Amount

₹

Monthly SIP Date

Kotak Banking and PSU Debt - Growth

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Everything You Need To Know To Get Started With Confidence

In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.