What is sector allocation in the portfolio?

The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.

How do I create a good mutual fund portfolio?

Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.

What is the ideal number of funds to have in a portfolio?

There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.

How to maintain a good portfolio?

Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.

How does risk tolerance play a role in determining portfolio allocation?

Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.

HSBC Banking and PSU Debt Fund - Regular Monthly IDCW - Portfolio Analysis

Debt
Banking and PSU
Status: Open

Portfolio Overview

As of May 31, 2026

Asset Allocation

Debt: 85.78%Others: 14.22%

Market Cap

Government Related: 31.28% Corporate Bond: 45.98%Government: 8.52%

Number of stocks

Top 10 Holdings

39.08% of portfolio

Market Cap of Debt

Government Related

31.28%

Corporate Bond

45.98%

Government

8.52%

Companies Allocation of Debt

Indian Oil Corporation Limited3.994%

Bharti Telecom Limited2.523%

7.04% Govt Stock 20292.509%

ICICI Bank Ltd.2.371%

SHIVSHAKTI SECURITISATION TRUST2.115%

Housing And Urban Development Corporation Limited1.962%

Export Import Bank Of India1.909%

HDFC Bank Limited1.319%

7.61% Gujarat Sdl 20321.292%

Tata Capital Limited1.268%

6.94% Govt Stock 20361.262%

6.36% Govt Stock 20311.260%

National Housing Bank1.259%

6.78% Maharashtra Sdl 20311.227%

6.68% Govt Stock 20401.223%

7.49% Maharashtra Sgs 20301.022%

SIDDHIVINAYAK SECURITISATION TRUST0.996%

6.48% Govt Stock 20350.985%

Maharashtra (Government of) 7.91%0.902%

Indian Railway Finance Corporation Limited0.676%

National Highways Authority Of India0.658%

7.26% Govt Stock 20330.653%

Bajaj Finance Limited0.650%

Mahindra And Mahindra Financial Services Limited0.634%

Power Finance Corporation Limited0.630%

6.01% Govt Stock 20300.629%

Small Industries Development Bank Of India0.524%

Kotak Mahindra Prime Limited0.524%

Embassy Office Parks Reit0.455%

Maharashtra (Government of) 6.77%0.378%

Tamil Nadu (Government of) 6.64%0.371%

SBI Funds Management Private Ltd0.348%

Power Grid Corporation Of India Limited0.277%

National Bank For Agriculture And Rural Development0.256%

Pay_ois% &Rec_6.69%_20/02/290.010%

Pay_ois% &Rec_6.64%_15/05/290.004%

Sector Allocation of Debt

Government Related31.28%

Corporate Bond45.98%

Government8.52%

Bond0.00%

Monthly SIP

One Time

SIP Amount

₹

Monthly SIP Date

HSBC Banking and PSU Debt Fund - Regular Monthly IDCW

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Everything You Need To Know To Get Started With Confidence

In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.