HDFC Retirement Savings Fund - Portfolio Analysis
- Solution Oriented
- Retirement Funds
- Moderately High
-
₹20.61
(0.0266%)
Current NAV 26-07-2024
-
12.5%
1Y Returns
-
Min. SIP ₹100
Min. Investment ₹100
Fund Suitability Test
Asset Allocation (As on 31-May-2024)
Allocation of Equity and Debt Asset Classes.
- Equity 24.33%
- Debt 47.96%
- Others 27.71%
Market Cap Allocation Of Equity
Shows Distribution among Different Size Companies.
| Category | Allocation |
|---|---|
| Large Cap | 32.75 |
| Small Cap | 7.36 |
| Mid Cap | 0.69 |
| Others | -16.47 |
Sector Allocation of Equity
Weightage of Portfolio Among Different Sectors.
Financial
Capital Goods
Energy
Healthcare
Consumer Staples
Services
Technology
Communication
Automobile
Insurance
Construction
Chemicals
Consumer Discretionary
Current Stocks Holdings of Equity
Information on Stock Holdings in Portfolio
| Stocks | Market Cap | Sectors (PE Ratio) 26-Jul-2024 |
Holdings | PE Ratio 26-Jul-2024 |
1Y Return |
|---|---|---|---|---|---|
| Dr. Reddy's Laboratories Ltd. | Large Cap | Healthcare (44.25) | 7.92% | 20.81 | 27.02% |
| Tata Consultancy Services Ltd. | Large Cap | Technology (36.3) | 7.7% | 33.89 | 29.64% |
| Larsen & Toubro Ltd. | Large Cap | Construction (44.89) | 2.78% | 39.84 | 39.8% |
| ICICI Bank Ltd. | Large Cap | Financial (18.54) | 2.14% | 18.92 | 22.22% |
| HDFC Bank Ltd. | Large Cap | Financial (18.54) | 2.13% | 18.04 | -4.4% |
| Bharti Airtel Ltd. | Large Cap | Communication (154.14) | 1.31% | 117.13 | 70.09% |
| Reliance Industries Ltd. | Large Cap | Energy (19.54) | 1.09% | 29.67 | 19.38% |
| State Bank of India | Large Cap | Financial (12.23) | 1.03% | 11.25 | 39.78% |
| Axis Bank Ltd. | Large Cap | Financial (24.43) | 0.96% | 28.68 | 29.81% |
| Infosys Ltd. | Large Cap | Technology (36.3) | 0.89% | 29.3 | 39.45% |
| Vesuvius India Ltd. | Small Cap | Capital Goods (48.4) | 0.87% | 0 | 100.58% |
| ITC Ltd. | Large Cap | Consumer Staples (30.08) | 0.81% | 30.65 | 6.29% |
| Hindustan Aeronautics Ltd. | Large Cap | Capital Goods (52.31) | 0.79% | 43.02 | 154.09% |
| Voltamp Transformers Ltd. | Small Cap | Capital Goods (31.31) | 0.72% | 0 | 177.37% |
| United Spirits Ltd. | Large Cap | Consumer Staples (30.79) | 0.7% | 0 | 0% |
| Maruti Suzuki India Ltd. | Large Cap | Automobile (30.99) | 0.63% | 29.61 | 29.81% |
| ICICI Lombard General Insurance Company Ltd. | Large Cap | Insurance (50.24) | 0.6% | 0 | 43.54% |
| Finolex Cables Ltd. | Small Cap | Capital Goods (54.43) | 0.55% | 36.61 | 54.19% |
| Transport Corporation Of India Ltd. | Small Cap | Services (22.89) | 0.53% | 21.8 | 29.71% |
| Torrent Pharmaceuticals Ltd. | Large Cap | Healthcare (44.25) | 0.51% | 62.15 | 61.69% |
| SBI Life Insurance Company Ltd. | Large Cap | Insurance (25.38) | 0.44% | 0 | 35.36% |
| Kalpataru Projects International Ltd. | Small Cap | Capital Goods (31.31) | 0.38% | 43.57 | 127.47% |
| Global Health Ltd. | Small Cap | Healthcare (82.17) | 0.38% | 67.42 | 67.73% |
| Gujarat State Petronet Ltd. | Small Cap | Energy (18.64) | 0.37% | 11.28 | 16.24% |
| Gujarat Pipavav Port Ltd. | Small Cap | Services (166.97) | 0.37% | 31.03 | 82.49% |
| Bayer CropScience Ltd. | Mid Cap | Chemicals (34.6) | 0.35% | 30.9 | 31.77% |
| Symphony Ltd. | Small Cap | Consumer Discretionary (195.58) | 0.34% | 54.12 | 32.8% |
| Hindustan Petroleum Corporation Ltd. | Mid Cap | Energy (19.54) | 0.34% | 5.01 | 87.38% |
| Power Grid Corporation Of India Ltd. | Large Cap | Energy (31.31) | 0.32% | 20.59 | 83.05% |
| Gateway Distriparks Ltd. | Small Cap | Services (50.02) | 0.31% | 22 | 43.02% |
| Goodyear India Ltd. | Small Cap | Automobile (29.67) | 0.29% | 0 | -14.86% |
| Sanofi India Ltd. | Small Cap | Healthcare (24.65) | 0.27% | 8.73 | 145.06% |
| City Union Bank Ltd. | Small Cap | Financial (18.54) | 0.27% | 0 | 21.61% |
| Lumax Industries Ltd. | Small Cap | Automobile (27.46) | 0.25% | 24.41 | 38.86% |
| Balrampur Chini Mills Ltd. | Small Cap | Consumer Staples (18.05) | 0.24% | 17.41 | 14.24% |
| The Anup Engineering Ltd. | Small Cap | Capital Goods (114.56) | 0.22% | 48.93 | 84.36% |
| Sterling Tools Ltd. | Small Cap | Capital Goods (49.81) | 0.22% | 24.76 | 10.64% |
| Redington Ltd. | Small Cap | Services (19.75) | 0.18% | 13.64 | 18.4% |
| Alembic Pharmaceuticals Ltd. | Small Cap | Healthcare (44.25) | 0.18% | 38.65 | 71.03% |
| PVR Inox Ltd. | Small Cap | Services (34.88) | 0.17% | -113.76 | -2.16% |
| Popular Vehicles And Services Ltd. | Services | 0.14% | 0% | ||
| Insecticides (India) Ltd. | Small Cap | Chemicals (36.17) | 0.14% | 22.3 | 81.78% |
| Oriental Carbon & Chemicals Ltd. | Small Cap | Chemicals (19.71) | 0.11% | 7.42 | -57.44% |
| Larsen & Toubro Ltd. | Construction | -1.96% | 0% | ||
| Tata Consultancy Services Ltd. | Technology | -7.25% | 0% | ||
| Dr. Reddy's Laboratories Ltd. | Healthcare | -7.4% | 0% |
Discover More with Premium Access
View Stock InformationMarket Cap Allocation Of Debt
Shows Distribution among Different Size Companies.
| Category | Allocation |
|---|---|
| Others | 47.96 |
Sector Allocation of Debt
Weightage of Portfolio Among Different Sectors.
Sovereign
Financial
Energy
Current Stocks Holdings of Debt
Information on Stock Holdings in Portfolio
| Stocks | Market Cap | Sectors (PE Ratio) 01-Jan-1970 |
Holdings | PE Ratio 01-Jan-1970 |
1Y Return |
|---|---|---|---|---|---|
| 6.67% GOI 17/12/2050 | Sovereign | 9.02% | 0% | ||
| 8.35% Mahindra Rural Housing Finance Ltd. 24/09/2032 | Financial | 6.39% | 0% | ||
| 7.7505% TMF Holdings Ltd. | Financial | 6.26% | 0% | ||
| 6.19% GOI 16/09/2034 | Sovereign | 5.96% | 0% | ||
| 7.57% GOI 17/06/2033 | Sovereign | 4.93% | 0% | ||
| 8.97% GOI 05/12/2030 | Sovereign | 3.83% | 0% | ||
| 8.4% Indian Railway Finance Corporation Ltd. 08/01/2029 | Financial | 3.29% | 0% | ||
| 7.5% GOI 10/08/2034 | Sovereign | 3.28% | 0% | ||
| 6.83% HDFC Bank Ltd. 08/01/2031 | Financial | 3.02% | 0% | ||
| 9.25% Reliance Industries Ltd. 16/06/2024 | Energy | 1.21% | 0% | ||
| 9.1% Power Finance Corporation Ltd. 23/03/2029 | Financial | 0.67% | 0% | ||
| 7.54% GOI 23/05/2036 | Sovereign | 0.1% | 0% |
Discover More with Premium Access
View Stock InformationMarket Cap Allocation Of Others
Shows Distribution among Different Size Companies.
| Category | Allocation |
|---|---|
| Others | 27.71 |
Sector Allocation of Others
Weightage of Portfolio Among Different Sectors.
Others
Current Stocks Holdings of Others
Information on Stock Holdings in Portfolio
| Stocks | Market Cap | Sectors (PE Ratio) 01-Jan-1970 |
Holdings | PE Ratio 01-Jan-1970 |
1Y Return |
|---|---|---|---|---|---|
| Others | Others | 16.61% | 0% | ||
| Others | Others | 7.46% | 0% | ||
| Others | Others | 3.64% | 0% |
Discover More with Premium Access
View Stock Information
Take test again
Chat with usFrequently Asked Questions
What is Market cap allocation in the portfolio?
In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.
Top 5 holdings for HDFC Retirement Savings Fund ?
The top holdings of this fund are Dr. Reddy's Laboratories Ltd., Tata Consultancy Services Ltd., Larsen & Toubro Ltd., ICICI Bank Ltd., HDFC Bank Ltd.
How do I create a good mutual fund portfolio?
Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.
How to maintain a good portfolio?
Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.
What is sector allocation in the portfolio?
The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.
Top 5 Sector for HDFC Retirement Savings Fund ?
The major sectors of this fund are Financial, Capital Goods, Energy, Healthcare, Consumer Staples.
What is the ideal number of funds to have in a portfolio?
There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.
How does risk tolerance play a role in determining portfolio allocation?
Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.