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HDFC Retirement Savings Fund - Portfolio Analysis
- Solution Oriented
- Retirement Funds
- Moderately High
-
₹21.5
(-0.16%)
Current NAV 12-08-2025
-
4.3%
Returns
-
Min. SIP ₹100
Min. Investment ₹100
Fund Suitability Test
Asset Allocation (As on 15-Jul-2025)
Allocation of Equity and Debt Asset Classes.
- Equity 38.05%
Market Cap Allocation Of Equity
Shows Distribution among Different Size Companies.
| Category | Allocation |
|---|---|
| Large Cap | 30.81 |
| Small Cap | 5.75 |
| Mid Cap | 1.01 |
| Others | 0.48 |
Sector Allocation of Equity
Weightage of Portfolio Among Different Sectors.
Industrials
Financial Services
Technology
Energy
Consumer Cyclical
Communication Services
Consumer Defensive
Utilities
Healthcare
Basic Materials
Current Stocks Holdings of Equity
Information on Stock Holdings in Portfolio
| Stocks | Market Cap | Sectors (PE Ratio) 08-Aug-2025 |
Holdings | PE Ratio 08-Aug-2025 |
1Y Return |
|---|---|---|---|---|---|
| Tata Consultancy Services Ltd | Large Cap | Technology (27.45) | 6.76% | 22.28 | -27.68% |
| Larsen & Toubro Ltd | Large Cap | Industrials (31.29) | 6.17% | 32.01 | 1.65% |
| Reliance Industries Ltd | Large Cap | Energy (33.78) | 6.08% | 22.71 | -5.51% |
| HDFC Bank Ltd | Large Cap | Financial Services (20.05) | 2.69% | 21.46 | 20.15% |
| ICICI Bank Ltd | Large Cap | Financial Services (20.05) | 2.64% | 19.39 | 23.34% |
| State Bank of India | Large Cap | Financial Services (8.72) | 0.98% | 9.57 | -0.38% |
| Bharti Airtel Ltd | Large Cap | Communication Services (46.32) | 0.95% | 30.71 | 28.23% |
| Axis Bank Ltd | Large Cap | Financial Services (24.43) | 0.93% | 28.68 | 29.81% |
| Infosys Ltd | Large Cap | Technology (27.49) | 0.88% | 21.69 | -18.23% |
| ITC Ltd | Large Cap | Consumer Defensive (14.86) | 0.78% | 15.09 | -8.76% |
| Maruti Suzuki India Ltd | Large Cap | Consumer Cyclical (30.31) | 0.77% | 27.17 | -0.2% |
| Transport Corp of India Ltd | Small Cap | Industrials (21.73) | 0.75% | 20.43 | 10.75% |
| ICICI Lombard General Insurance Co Ltd | Mid Cap | Financial Services (41.69) | 0.74% | 0 | -1.86% |
| SBI Life Insurance Co Ltd | Large Cap | Financial Services (19.16) | 0.56% | 0 | 18.25% |
| Vesuvius India Ltd | Industrials | 0.48% | - | 0% | |
| Power Grid Corp Of India Ltd | Large Cap | Utilities (28.58) | 0.46% | 17.42 | -14.17% |
| Bayer CropScience Ltd | Small Cap | Basic Materials (34.6) | 0.43% | 30.9 | 31.77% |
| City Union Bank Ltd | Small Cap | Financial Services (19.79) | 0.4% | 0 | 30.47% |
| Gujarat State Petronet Ltd | Small Cap | Utilities (12.14) | 0.4% | 15.37 | -5.7% |
| Kalpataru Projects International Ltd | Small Cap | Industrials (28.58) | 0.38% | 29.9 | -1.35% |
| Dr. Lal PathLabs Ltd | Small Cap | Healthcare (48.72) | 0.37% | 53.71 | 0.82% |
| Symphony Ltd | Small Cap | Consumer Cyclical (111.89) | 0.35% | 39.33 | -42.61% |
| Lumax Industries Ltd | Small Cap | Consumer Cyclical (30.36) | 0.33% | 23.74 | 20.66% |
| Alembic Pharmaceuticals Ltd | Small Cap | Healthcare (38.76) | 0.32% | 30.66 | -12.04% |
| Gujarat Pipavav Port Ltd | Small Cap | Industrials (113.09) | 0.29% | 19.16 | -33.85% |
| Finolex Cables Ltd | Small Cap | Industrials (45.95) | 0.29% | 18.08 | -42.32% |
| Hindustan Petroleum Corp Ltd | Mid Cap | Energy (34.03) | 0.27% | 12.74 | 3.09% |
| Vardhman Textiles Ltd | Small Cap | Consumer Cyclical (28.45) | 0.26% | 22.29 | 39.53% |
| Goodyear India Ltd | Small Cap | Consumer Cyclical (31.77) | 0.26% | 0 | -16.74% |
| Gateway Distriparks Ltd | Small Cap | Industrials (43.86) | 0.24% | 8.62 | -36.86% |
| Voltamp Transformers Ltd | Small Cap | Industrials (28.58) | 0.24% | 0 | -39.62% |
| The Anup Engineering Ltd | Small Cap | Industrials (50.6) | 0.23% | 37.6 | 19.83% |
| United Spirits Ltd | Large Cap | Consumer Defensive (30.79) | 0.17% | 0 | 0% |
| PVR INOX Ltd | Small Cap | Communication Services (17.29) | 0.12% | -68.28 | -25.86% |
| Popular Vehicles and Services Ltd | Small Cap | Consumer Cyclical | 0.08% | - | 0% |
| Hindustan Aeronautics Ltd Ordinary Shares | Large Cap | Industrials (47.66) | 0% | 35.5 | -4.88% |
| Insecticides (India) Ltd | Small Cap | Basic Materials (35.2) | 0% | 19.56 | 11.58% |
| Dr Reddy's Laboratories Ltd | Large Cap | Healthcare | 0% | - | 0% |
| Balrampur Chini Mills Ltd | Small Cap | Consumer Defensive (23.7) | 0% | 28.17 | 38.47% |
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Chat with usFrequently Asked Questions
What is Market cap allocation in the portfolio?
In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.
Top 5 holdings for HDFC Retirement Savings Fund ?
The top holdings of this fund are
How do I create a good mutual fund portfolio?
Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.
How to maintain a good portfolio?
Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.
What is sector allocation in the portfolio?
The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.
Top 5 Sector for HDFC Retirement Savings Fund ?
The major sectors of this fund are .
What is the ideal number of funds to have in a portfolio?
There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.
How does risk tolerance play a role in determining portfolio allocation?
Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.
