HDFC Retirement Savings Fund - Portfolio Analysis
- Solution Oriented
- Retirement Funds
- Very High
-
₹50.26
(0.174%)
Current NAV 26-07-2024
-
34.5%
1Y Returns
-
Min. SIP ₹100
Min. Investment ₹100
Fund Suitability Test
Asset Allocation (As on 31-May-2024)
Allocation of Equity and Debt Asset Classes.
- Equity 92.93%
- Others 7.07%
Market Cap Allocation Of Equity
Shows Distribution among Different Size Companies.
| Category | Allocation |
|---|---|
| Large Cap | 59.93 |
| Small Cap | 21.57 |
| Mid Cap | 9.35 |
| Others | 2.08 |
Sector Allocation of Equity
Weightage of Portfolio Among Different Sectors.
Financial
Healthcare
Automobile
Capital Goods
Energy
Technology
Consumer Staples
Services
Construction
Communication
Metals & Mining
Materials
Insurance
Consumer Discretionary
Chemicals
Current Stocks Holdings of Equity
Information on Stock Holdings in Portfolio
| Stocks | Market Cap | Sectors (PE Ratio) 26-Jul-2024 |
Holdings | PE Ratio 26-Jul-2024 |
1Y Return |
|---|---|---|---|---|---|
| HDFC Bank Ltd. | Large Cap | Financial (18.54) | 7.42% | 18.04 | -4.4% |
| ICICI Bank Ltd. | Large Cap | Financial (18.54) | 6.52% | 18.92 | 22.22% |
| Axis Bank Ltd. | Large Cap | Financial (24.43) | 3.6% | 28.68 | 29.81% |
| State Bank of India | Large Cap | Financial (12.23) | 3.22% | 11.25 | 39.78% |
| Infosys Ltd. | Large Cap | Technology (36.3) | 3% | 29.3 | 39.45% |
| Bharti Airtel Ltd. | Large Cap | Communication (154.14) | 2.93% | 117.13 | 70.09% |
| Reliance Industries Ltd. | Large Cap | Energy (19.54) | 2.88% | 29.67 | 19.38% |
| Bajaj Auto Ltd. | Large Cap | Automobile (35.88) | 2.61% | 33.02 | 94.39% |
| Larsen & Toubro Ltd. | Large Cap | Construction (44.89) | 2.44% | 39.84 | 39.8% |
| Kotak Mahindra Bank Ltd. | Large Cap | Financial (24.43) | 2.44% | 26.45 | -0.13% |
| ITC Ltd. | Large Cap | Consumer Staples (30.08) | 2.15% | 30.65 | 6.29% |
| HCL Technologies Ltd. | Large Cap | Technology (36.3) | 2.05% | 27.06 | 46.94% |
| Cipla Ltd. | Large Cap | Healthcare (44.25) | 1.96% | 31.06 | 48.32% |
| Mahindra & Mahindra Ltd. | Large Cap | Automobile (30.99) | 1.85% | 31.84 | 86.71% |
| Maruti Suzuki India Ltd. | Large Cap | Automobile (30.99) | 1.68% | 29.61 | 29.81% |
| Voltamp Transformers Ltd. | Small Cap | Capital Goods (31.31) | 1.58% | 0 | 177.37% |
| United Spirits Ltd. | Large Cap | Consumer Staples (30.79) | 1.57% | 0 | 0% |
| Indusind Bank Ltd. | Large Cap | Financial (18.54) | 1.56% | 12.18 | -1.63% |
| Dr. Reddy's Laboratories Ltd. | Large Cap | Healthcare (44.25) | 1.52% | 20.81 | 27.02% |
| Finolex Cables Ltd. | Small Cap | Capital Goods (54.43) | 1.39% | 36.61 | 54.19% |
| Torrent Pharmaceuticals Ltd. | Large Cap | Healthcare (44.25) | 1.36% | 62.15 | 61.69% |
| ICICI Lombard General Insurance Company Ltd. | Large Cap | Insurance (50.24) | 1.23% | 0 | 43.54% |
| Hindustan Petroleum Corporation Ltd. | Mid Cap | Energy (19.54) | 1.2% | 5.01 | 87.38% |
| Godrej Consumer Products Ltd. | Large Cap | Consumer Staples (71.12) | 1.16% | -267.62 | 41.29% |
| Nippon Life India Asset Management Ltd. | Mid Cap | Financial (36.62) | 1.16% | 34.11 | 108.57% |
| Gland Pharma Ltd. | Mid Cap | Healthcare (44.25) | 1.16% | 43.14 | 69.47% |
| Tata Motors Ltd. - DVR Ordinary | Automobile (25.08) | 1.08% | 4.14 | 210.47% | |
| Transport Corporation Of India Ltd. | Small Cap | Services (22.89) | 1.04% | 21.8 | 29.71% |
| Aurobindo Pharma Ltd. | Mid Cap | Healthcare (44.25) | 1.03% | 25.6 | 75.76% |
| Bharat Electronics Ltd. | Large Cap | Capital Goods (52.31) | 1.03% | 56.9 | 146.21% |
| Eicher Motors Ltd. | Large Cap | Automobile (35.88) | 1.02% | 34.35 | 49.61% |
| PNC Infratech Ltd. | Small Cap | Construction (32.89) | 1.01% | -22.68 | -43.81% |
| Bharat Dynamics Ltd. | Capital Goods | 1% | 0% | ||
| Max Financial Services Ltd. | Mid Cap | Financial (25.38) | 0.98% | 112.24 | 35.02% |
| Power Grid Corporation Of India Ltd. | Large Cap | Energy (31.31) | 0.96% | 20.59 | 83.05% |
| The Anup Engineering Ltd. | Small Cap | Capital Goods (114.56) | 0.94% | 48.93 | 84.36% |
| Carborundum Universal Ltd. | Small Cap | Metals & Mining (83.45) | 0.93% | 71.91 | 46.05% |
| Gateway Distriparks Ltd. | Small Cap | Services (50.02) | 0.86% | 22 | 43.02% |
| The Great Eastern Shipping Company Ltd. | Small Cap | Energy (11.96) | 0.84% | 7.34 | 74.82% |
| Tata Steel Ltd. | Large Cap | Metals & Mining (31.06) | 0.81% | -45.83 | 35.64% |
| Finolex Industries Ltd. | Small Cap | Materials (64.81) | 0.79% | 41.63 | 64.77% |
| Star Health and Allied Insurance Company Ltd. | Mid Cap | Insurance (50.24) | 0.76% | 0 | -3.59% |
| Chambal Fertilisers and Chemicals Ltd. | Small Cap | Chemicals (39.83) | 0.75% | 15.64 | 80.63% |
| Balrampur Chini Mills Ltd. | Small Cap | Consumer Staples (18.05) | 0.73% | 17.41 | 14.24% |
| Equitas Small Finance Bank Ltd. | Small Cap | Financial (18.54) | 0.72% | 0 | -10.37% |
| Oracle Financial Services Software Ltd. | Mid Cap | Technology (36.3) | 0.72% | 43.29 | 191.63% |
| Bajaj Electricals Ltd. | Small Cap | Consumer Discretionary (64.2) | 0.71% | 88.01 | -21.43% |
| JB Chemicals & Pharmaceuticals Ltd. | Small Cap | Healthcare (55.16) | 0.69% | 48.39 | 61.86% |
| Greenply Industries Ltd. | Small Cap | Materials (27.88) | 0.69% | 57.18 | 91.55% |
| Sanofi India Ltd. | Small Cap | Healthcare (24.65) | 0.67% | 8.73 | 145.06% |
| Jindal Steel & Power Ltd. | Large Cap | Metals & Mining (20.49) | 0.66% | 16.71 | 48.18% |
| Crisil Ltd. | Mid Cap | Services (46.7) | 0.64% | 47.54 | 10.58% |
| Firstsource Solutions Ltd. | Small Cap | Services (48.67) | 0.64% | 34.7 | 86.78% |
| Symphony Ltd. | Small Cap | Consumer Discretionary (195.58) | 0.63% | 54.12 | 32.8% |
| Akzo Nobel India Ltd. | Small Cap | Materials (47.3) | 0.62% | 30.71 | 6.01% |
| Mahindra Holidays & Resorts India Ltd. | Small Cap | Services (74.62) | 0.62% | 82.52 | 36.44% |
| Max Healthcare Institute Ltd. | Mid Cap | Healthcare (82.17) | 0.62% | 87.05 | 55.86% |
| PVR Inox Ltd. | Small Cap | Services (34.88) | 0.57% | -113.76 | -2.16% |
| Gujarat State Petronet Ltd. | Small Cap | Energy (18.64) | 0.56% | 11.28 | 16.24% |
| Timken India Ltd. | Mid Cap | Capital Goods (58.74) | 0.54% | 0 | 21.82% |
| The Indian Hotels Company Ltd. | Mid Cap | Services (74.62) | 0.54% | 71.67 | 65.84% |
| Kalpataru Projects International Ltd. | Small Cap | Capital Goods (31.31) | 0.53% | 43.57 | 127.47% |
| KEC International Ltd. | Small Cap | Capital Goods (26.89) | 0.52% | 213.91 | 49.58% |
| Cyient Ltd. | Small Cap | Technology (36.3) | 0.5% | 29.09 | 22.55% |
| GNA Axles Ltd. | Small Cap | Automobile (36.98) | 0.48% | 19.04 | -15.07% |
| Tamil Nadu Newsprint & Papers Ltd. | Small Cap | Consumer Staples (10.03) | 0.48% | 6.8 | 26.75% |
| VRL Logistics Ltd. | Small Cap | Services (50.02) | 0.45% | 0 | -24.06% |
| Redington Ltd. | Small Cap | Services (19.75) | 0.38% | 13.64 | 18.4% |
| Cholamandalam Investment and Finance Company Ltd. | Large Cap | Financial (26.13) | 0.3% | 28.3 | 41.05% |
| Nilkamal Ltd. | Small Cap | Materials (47.32) | 0.25% | 23.76 | -28.85% |
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View Stock InformationMarket Cap Allocation Of Others
Shows Distribution among Different Size Companies.
| Category | Allocation |
|---|---|
| Others | 7.07 |
Sector Allocation of Others
Weightage of Portfolio Among Different Sectors.
Others
Construction
Current Stocks Holdings of Others
Information on Stock Holdings in Portfolio
| Stocks | Market Cap | Sectors (PE Ratio) 01-Jan-1970 |
Holdings | PE Ratio 01-Jan-1970 |
1Y Return |
|---|---|---|---|---|---|
| Others | Others | 6.08% | 0% | ||
| Others | Others | 0.11% | 0% |
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Chat with usFrequently Asked Questions
What is Market cap allocation in the portfolio?
In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.
Top 5 holdings for HDFC Retirement Savings Fund ?
The top holdings of this fund are HDFC Bank Ltd., ICICI Bank Ltd., Axis Bank Ltd., State Bank of India, Infosys Ltd.
How do I create a good mutual fund portfolio?
Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.
How to maintain a good portfolio?
Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.
What is sector allocation in the portfolio?
The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.
Top 5 Sector for HDFC Retirement Savings Fund ?
The major sectors of this fund are Financial, Healthcare, Automobile, Capital Goods, Energy.
What is the ideal number of funds to have in a portfolio?
There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.
How does risk tolerance play a role in determining portfolio allocation?
Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.