Question 1

What is the current NAV of HDFC Retirement Savings Fund - Equity Plan - Growth Option?

Accepted Answer

Net asset value is the per unit price of the mutual fund. The NAV of funds changes every day. The latest NAV of HDFC Retirement Savings Fund - Equity Plan - Growth Option as on 12-09-2025 is 50.749.

Question 2

What is the expense ratio of HDFC Retirement Savings Fund - Equity Plan - Growth Option?

Accepted Answer

The expense ratio of a mutual fund means the charges that you pay to the mutual fund company for managing your investments in the fund. This fund has an expense ratio of 1.37%.

Question 3

What is the benchmark of HDFC Retirement Savings Fund - Equity Plan - Growth Option?

Accepted Answer

HDFC performance is primarily benchmarked against the NIFTY 500 TRI with NIFTY 50 TRI serving as an addition.

Question 4

What is the AUM or size of HDFC Retirement Savings Fund - Equity Plan - Growth Option?

Accepted Answer

AUM or asset under management is the total value of the assets held by a mutual fund scheme. A fund with a high AUM means a lot of money has been invested in it. The AUM of HDFC Retirement Savings Fund - Equity Plan - Growth Option is Rs 6584.08 Crs.

Question 5

Is HDFC Retirement Savings Fund - Equity Plan - Growth Option a safe fund to invest?

Accepted Answer

Every fund has different types of risk which are mentioned in the risk-o-meter. The investors are advised to understand their risk tolerance and decide which type of fund they can invest in.

Question 6

Should I invest in HDFC Retirement Savings Fund - Equity Plan - Growth Option?

Accepted Answer

This fund has a consistency rating of 0 which indicates that the fund has generated average returns. However, whatever returns that the fund delivers, it does so with exceptional consistency. You can consider this fund if the predictability of returns is what you are looking for.

Question 7

How to start online SIP in HDFC Retirement Savings Fund - Equity Plan - Growth Option?

Accepted Answer

MySIPonline is a dedicated platform to start online SIP or mutual funds in any scheme of mutual funds. Firstly, the investor needs to complete KYC details, choose the best fund, add it to the cart, and make the payment through UPI, net banking, or debit card available on our site.

Question 8

How can I redeem my investments in HDFC Retirement Savings Fund - Equity Plan - Growth Option?

Accepted Answer

Redeeming your investments in HDFC Retirement Savings Fund - Equity Plan - Growth Option is super easy

• If you have invested this fund via MySIPonline, just log into the app, go to the investment section, and place your redemption request

• If you have invested this fund from elsewhere, go to the fund house website and place your redemption request from there.

Question 9

Is there any brokerage/advisory fees on Mutual Fund SIP transactions?

Accepted Answer

At MySIPonline, we do not charge any fees related to brokerage & advisory part. That makes us more accessible and cost-effective for a broader range of investors.

Question 10

Who manages this fund, and what is their expertise?

Accepted Answer

Shobhit Mehrotra, Srinivasan Ramamurthy, Dhruv Muchhal, with an extensive experience of 15 years while managing equity & related investments. He is focused on picking quality companies and holds them for a long duration to generate good compounding returns in their funds.

Period	1W	1M	3M	6M
This Fund	1.44%	2.10%	0.79%	12.85%
Category Average	0.59%	1.30%	-0.16%	10.06%
Benchmark Returns	1.24%	2.20%	-0.55%	14.57%

HDFC Retirement Savings Fund - Equity Plan - Growth Option

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