What is sector allocation in the portfolio?

The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.

How do I create a good mutual fund portfolio?

Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.

What is the ideal number of funds to have in a portfolio?

There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.

How to maintain a good portfolio?

Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.

How does risk tolerance play a role in determining portfolio allocation?

Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.

Aditya Birla Sun Life Banking & PSU Debt Fund - REGULAR - IDCW - Portfolio Analysis

Debt
Banking and PSU
Status: Open

Portfolio Overview

As of July 31, 2026

Asset Allocation

Debt: 84.35%Others: 15.65%

Market Cap

Government Related: 28.49% Corporate Bond: 47.27%Government: 7.60%Cash And Equivalents: 0.99%

Number of stocks

215

Top 10 Holdings

36.04% of portfolio

Market Cap of Debt

Government Related

28.49%

Corporate Bond

47.27%

Government

7.60%

Cash And Equivalents

0.99%

Companies Allocation of Debt

REC Ltd. 7.17%2.531%

State Bank Of India1.823%

6.94% Govt Stock 20361.673%

SHIVSHAKTI SECURITISATION TRUST1.603%

Reverse Repo1.451%

Indian Oil Corporation Limited1.200%

Indian Renewable Energy Development Agency Limited1.137%

State Government Securities1.077%

National Bank for Financing Infrastructure & Development 7.66%1.029%

7.71% Govt Stock 20660.785%

National Bank for Agriculture and Rural Development 7.16%0.703%

India (Republic of)0.698%

National Housing Bank0.694%

Karnataka State Development Loans0.573%

Tata Capital Housing Finance Limited0.571%

L&T Finance Limited0.570%

Ntpc Limited0.569%

State Government Of Karnataka0.568%

Poonawalla Fincorp Limited0.564%

Tata Capital Housing Finance Ltd. 7.79%0.563%

Kotak Mahindra Investments Limited0.560%

Bank Of Baroda0.558%

Rajgarh Transmission Limited0.552%

Union Bank of India0.545%

ICICI Bank Ltd.0.542%

Indian Bank0.532%

7.28% Telangana Sdl 20350.448%

Bharti Telecom Limited0.447%

ICICI Home Finance Company Limited0.392%

Tata Capital Limited0.337%

7.46% Govt Stock 20730.334%

Knowledge Realty TRust0.327%

SBI Funds Management Private Ltd0.322%

Gs22aug2028c0.313%

Gs15oct2033c0.312%

8.22% Karnataka Sdl 20310.296%

7.63% ASsam Sgs 20350.286%

Smfg India Home Finance Company Limited0.283%

Export Import Bank Of India0.283%

Telangana (Government of)0.283%

Bajaj Housing Finance Ltd. 7.64%0.283%

7.49% Bihar Sgs 20390.280%

Bajaj Finance Limited0.280%

Hdb Financial Services Limited0.279%

National Bank For Financing Infrastructure And Development0.277%

HDFC Bank Ltd.0.273%

Small Industries Development Bank of India0.267%

Rec Limited0.266%

Gs06may2030c0.256%

Housing And Urban Development Corporation Limited0.233%

7.67% Haryana Sgs 20350.230%

Rural Electrification Corporation Limited0.229%

Power Finance Corporation Limited0.227%

Gs16jun2030c0.223%

Pipeline Infrastructure Limited0.183%

7.23% Govt Stock 20390.174%

Aditya Birla Housing Finance Limited0.172%

Mahindra And Mahindra Financial Services Limited0.164%

6.77% Maharashtra Sgs 20370.162%

Gs15oct2034c0.161%

Gs16jun2028c0.156%

Gs12mar2028c0.154%

Gs22aug2029c0.141%

SIDDHIVINAYAK SECURITISATION TRUST0.122%

Gs15apr2036c0.120%

Gs15oct2036c0.116%

Gs15apr2037c0.112%

7.34% Govt Stock 20640.112%

7.24% Govt Stock 20550.110%

Gs19mar2028c0.110%

Gs15oct2037c0.108%

Gs17jun2027c0.108%

Gs12sep2028c0.106%

Gs15apr2038c0.104%

6.9% Govt Stock 20650.104%

Gs22oct2029c0.096%

7.2% Maharashtra Sgs 20340.091%

7.54% Govt Stock 20360.089%

Gs15apr2039c0.069%

Gs15oct2039c0.066%

INDIA UNIVERSAL TRUST AL10.065%

LIC Housing Finance Ltd0.057%

HDFC Bank Limited0.057%

Bajaj Housing Finance Limited0.057%

Power Grid Corporation Of India Limited0.057%

Maharashtra (Government of)0.057%

Gs16dec2028c0.051%

Gs17jun2029c0.049%

Gs16dec2029c0.047%

8.53% Tamilnadu SDL 20280.047%

Gs22feb2031c0.042%

Gs22aug2031c0.041%

6.48% Govt Stock 20350.039%

7.59% Govt Stock 20290.024%

Madhya Pradesh (Government of)0.023%

7.76% Uttarakhand Sgs 20330.023%

Small Industries Development Bank Of India0.022%

7.51% Uttarpradesh Sgs 20400.021%

7.49% Uttarpradesh Sgs 20360.019%

7.46% Madhyapradesh Sgs 20320.016%

6.63% Gujarat Sdl 20290.014%

7.6% Maharashtra Sdl 20300.011%

6.47% Maharashtra Sdl 20280.010%

6.68% Govt Stock 20400.008%

7.09% Govt Stock 20740.008%

Gs15jun2029c0.006%

Gs01jun2029c0.006%

7.66% Uttarpradesh Sgs 20320.006%

National Highways Authority Of India0.006%

7.37% Govt Stock 20280.005%

7.17% Govt Stock 20280.005%

INDIA UNIVERSAL TRUST AL20.002%

Gs12mar2029c0.000%

7.1% Govt Stock 20290.000%

Gs16jun2027c0.000%

Madhya Pradesh SDL0.000%

Sector Allocation of Debt

Government Related28.49%

Corporate Bond47.27%

Government7.60%

Cash And Equivalents0.99%

Bond0.00%

Monthly SIP

One Time

SIP Amount

₹

Monthly SIP Date

Aditya Birla Sun Life Banking & PSU Debt Fund - REGULAR - IDCW

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Everything You Need To Know To Get Started With Confidence

In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.