Tata Young Citizens Fund -Regular Plan-Growth Option

Childrens Fund NAV 42.3639 -0.64 10 November, 2022

The TATA Young Citizens Fund is an open-entity scheme that aims to help the Indian parents for securing their child’s future through mutual fund investment. The scheme diversify the corpus in the equities and debt instruments, with high percentage (at least 65% of the asset) allocated in equity market and the rest in the debt market. TATA Young Citizen Fund aims to provide superior returns to the investors in the long term by grabbing the market opportunities in equity and debt instruments. This investment philosophy is suitable for the parents having moderately high risk appetite.  

Fund Details

Category Childrens Fund
Fund Type Open Ended
Investment Plan Dividend
Launch Date 14 October, 1995
Benchmark CRISIL Hybrid 25+75 Aggressive Index
Asset Size(Cr) 259.12 (As on 31-03-2023)
Turn over 9.56%
Min Investment ₹ 500
Min SIP Investment ₹ 500
Min Addl Investment ₹ 500
Exit Load For Redemption or switch out of units before the attainment of retirement age i.e 18 years
Expense Ratio 2.55% (As on 31-03-2023)
Fund Manager Amey Sathe

Investment Returns (As on 10 Nov, 2022)

Duration Returns Benchmark Category
1 W 1.93% 0.33% 1.51%
1 M 3.8% 1.68% 3.36%
3 M 2.15% 2.58% 1.75%
6 M 0.16% 5.48% -0.02%
1 Y 7.02% 7.16% 4.61%
2 Y 12.06% 5.04% 10.73%
3 Y 23.91% 5.69% 17.79%
5 Y 9.8% 8.07% 8.99%

Risk Mesasures (As on 10 Nov, 2022)

Std Dev Sharpe Beta Alpha
Fund 14.07 1.31 0.45 0.9
Benchmark 0 0 0 0
Returns Compare with Others
  • 1Y
  • 3Y
  • 5Y

Portfolio (As on 28 Feb, 2022)

Assets Allocation

Sector Holdings
Others 1.13%

Return Calculator

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Disclaimer: Above returns are calculated on the basis of historical NAV movement for the selected period. However, historical performance does not guarantee future returns. Investors must take investment decisions based on his/her own requirements.

Peer Comparison

Fund Name 1 Yr Rtn. 3 Yr Rtn. 5 Yr Rtn.
Tata Young Citizens Fund -Regular Plan-Growth Option 7.02% 23.91% 9.8%
ICICI Prudential Child Care Fund (Gift Plan) - Cumulative 7.94% 18.26% 8.54%
UTI Children's Career Fund-Investment Plan (G) -6.41% 16.77% 9.77%
SBI Magnum Childrens Benefit Fund - Savings Plan - REGULAR PLAN - GROWTH 5.56% 14.16% 8%

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TATA Young Citizens Fund: Start Early for Your Child’s Better Tomorrow

Launched on 14th October, 1995 the balanced hybrid fund of TATA Mutual Fund has been one of the top performing mutual funds in India. The credit of success goes to Mr. Akhil Mittal, Ms. Ennettee Fernandes, and Mr. Sonam Udasi who are currently associated with this scheme as fund managers. The ‘trio’ has managed the portfolio well from the past couple of years that helped TATA Young Citizens Fund to achieve new heights in the mutual fund industry. Moreover, the cost of education, marriage, healthcare are increasing with each passing year therefore, the scheme is the best child’s investment plan to receive inflation-beating returns in the long run.

Investment Style Followed by TATA Young Citizens Fund

In the equity market, the child mutual fund makes an investment which ranges between 65% to 85%. The investment style followed by the scheme is growth investing with more preference given to the large cap stocks. The child planning mutual fund invests in 31 number of stocks. Moreover, in the debt instruments, the fund targets high credit quality instruments having good interest rate sensitivity. This mutual fund plan for children do not invest in foreign securities and credit default papers. Moreover, the investment in debt instruments will not exceed 20% of the total assets of the scheme.

Doing so, helps the scheme in generating stable returns in the long term.

Key Attributes of TATA Young Citizens Fund- Regular Plan

  • The investment plan for children aims to achieve capital appreciation through equities and stable returns from the debt instruments. The investment mandate of this scheme makes it one of the best mutual fund investments for children.
  • The balanced hybrid fund of TATA also provides accidental policy of up to Rs. 1.5 Lakh to the donee child. Therefore, along with high returns, the fund also provides heath insurance to your younger ones.
  • An investor has the privilege to transfer the units of the scheme to other child (not necessarily to his own child). This is again a striking feature of TATA Young Citizen Fund- Regular Plan that differentiates it from the other children mutual funds in India.

Who Should Invest in TATA Young Citizens Fund?

This top performing mutual fund of TATA is a good pick for the parents who wish to provide financial stability to their child. The children mutual fund is also suitable for the Indian parents who aims to fulfil their child’s dream. Moreover, the scheme invests in a combination of equity and debt securities which makes it one of the best SIP plans in India for the investors who don’t want to expose their complete assets towards risk.

Past Performance of TATA Young Citizens Fund- Regular Plan

The child mutual fund has an exceptional track record and have emerged as a consistent performer over the previous years. The fund has provided excellent returns in the long run and have surpassed the benchmark and category’s average by a huge margin. Also, a long term perspective followed by TATA Young Citizen Fund- Regular Plan has helped the scheme in riding out short-term volatility in the mutual fund market. Furthermore, the minimum SIP investment required to participate in this scheme is Rs. 500. Thus, by paying small investment amount monthly can help you to gain excellent gains in the long term.

Fund Managers of TATA Young Citizens Fund- Regular Plan

Mr. Sonam Udasi: Mr. Udasi is a Post Graduation Diploma holder in finance. He holds 22 years of vast experience in the equity research and handle many top ranking mutual funds of TATA Mutual Fund. He joined the asset management company in April 2014 and by far he has immensely contributed in the success of the AMC.

Ms. Ennette Fernandes: She made her debut in the TATA MF in January, 2014 and has over 20 years of experience in the finance industry. Prior joining the TATA AMC, Ms. Fernandes worked with several top asset management companies in India. Moreover, the fund manager is a B.Com graduate and holds Post Graduate Diploma in Business Management (Finance).

Mr. Akhil Mittal: A B.Com and an MBA degree holder, he started his journey in the TATA asset management company in 2014. He looks after the debt mutual funds and implements the best investment strategies to surge optimum returns from the debt market.

Reading so far, you must have known that TATA Young Citizen Fund- Regular Plan is one of the best child mutual funds that can help the parents in securing their child’s future. Thus, if you also dream of a better future for your child then you should start investing in this scheme as early as possible. Also, for calculating the investment amount required to achieve your future target, you can use the SIP Calculator available on our website.

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