What is sector allocation in the portfolio?

The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.

How do I create a good mutual fund portfolio?

Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.

What is the ideal number of funds to have in a portfolio?

There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.

How to maintain a good portfolio?

Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.

How does risk tolerance play a role in determining portfolio allocation?

Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.

Tata Retirement Savings Fund - Progressive Plan -Regular Plan-Growth Option - Portfolio Analysis

Portfolio Overview

As of December 31, 2025

Asset Allocation

Equity: 96.39%Others: 3.61%

Market Cap

Large Cap: 49.35%Mid Cap: 31.71%Small Cap: 15.33%

Number of stocks

Top 10 Holdings

83.54% of portfolio

Market Cap of Equity

Large Cap

49.3500%

Mid Cap

31.7100%

Small Cap

15.3300%

Companies Allocation of Equity

HDFC BANK LIMITED EQ NEW FV RE. 1/-13.16%

RELIANCE INDUSTRIES LIMITED EQ11.54%

BSE LIMITED EQ NEW FV RS. 2/-8.10%

ICICI BANK LIMITED EQ NEW FV RS. 2/-7.92%

RADICO KHAITAN LIMITED EQ NEW FV RS. 2/-7.82%

SOLAR INDUSTRIES INDIA LIMITED EQ NEW FV RS. 2/-7.44%

TATA CONSULTANCY SERVICES LIMITED EQ NEW FV RE.1/-7.40%

ZOMATO LIMITED EQ7.18%

ITC LIMITED EQ NEW FV RE.1/-7.12%

MCX INDIA LIMITED EQ NEW RS. 10/-5.86%

Sector Allocation of Equity

Banks17.65%

Petroleum Products5.77%

Capital Markets12.96%

Beverages5.02%

Chemicals & Petrochemicals3.72%

IT - Software8.26%

Retailing3.59%

Diversified FMCG3.56%

Finance5.69%

Industrial Products3.66%

Agricultural Food & other Products2.17%

Healthcare Services2.14%

Household Products2.12%

Consumer Durables3.71%

Food Products3.81%

Auto Components1.79%

Realty1.87%

Construction1.57%

Oil1.54%

Transport Infrastructure1.51%

Gas1.48%

Diversified1.21%

Insurance0.98%

Electrical Equipment0.61%

Monthly SIP

One Time

SIP Amount

₹

Monthly SIP Date

Tata Retirement Savings Fund - Progressive Plan -Regular Plan-Growth Option

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Frequently Asked Questions

Everything You Need To Know To Get Started With Confidence

In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.