What is sector allocation in the portfolio?

The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.

How do I create a good mutual fund portfolio?

Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.

What is the ideal number of funds to have in a portfolio?

There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.

How to maintain a good portfolio?

Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.

How does risk tolerance play a role in determining portfolio allocation?

Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.

Tata Retirement Savings Fund - Progressive Plan -Regular Plan-Growth Option - Portfolio Analysis

Portfolio Overview

As of January 31, 2026

Asset Allocation

Equity: 94.54%Others: 5.46%

Market Cap

Large Cap: 48.55%Mid Cap: 31.51%Small Cap: 14.48%

Number of stocks

Top 10 Holdings

75.84% of portfolio

Market Cap of Equity

Large Cap

48.5500%

Mid Cap

31.5100%

Small Cap

14.4800%

Companies Allocation of Equity

HDFC BANK LIMITED EQ NEW FV RE. 1/-10.02%

RELIANCE INDUSTRIES LIMITED EQ8.86%

ICICI BANK LIMITED EQ NEW FV RS. 2/-8.84%

SOLAR INDUSTRIES INDIA LIMITED EQ NEW FV RS. 2/-8.46%

BSE LIMITED EQ NEW FV RS. 2/-7.90%

ZOMATO LIMITED EQ7.28%

Multi Commodity Exchange of India Limited6.86%

RADICO KHAITAN LIMITED EQ NEW FV RS. 2/-6.22%

ITC LIMITED EQ NEW FV RE.1/-5.88%

TATA CONSULTANCY SERVICES LIMITED EQ NEW FV RE.1/-5.52%

Sector Allocation of Equity

Banks16.37%

Petroleum Products4.43%

Chemicals & Petrochemicals4.23%

Capital Markets13.80%

Retailing3.64%

Beverages3.11%

Diversified FMCG2.94%

IT - Software7.49%

Finance6.76%

Industrial Products3.71%

Agricultural Food & other Products2.13%

Consumer Durables3.57%

Household Products2.00%

Oil1.91%

Healthcare Services1.91%

Food Products4.13%

Auto Components1.65%

Construction1.56%

Transport Infrastructure1.50%

Gas1.42%

Realty1.39%

Diversified1.21%

Insurance0.99%

Consumable Fuels0.97%

Diversified Metals0.96%

Electrical Equipment0.76%

Monthly SIP

One Time

SIP Amount

₹

Monthly SIP Date

Tata Retirement Savings Fund - Progressive Plan -Regular Plan-Growth Option

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Frequently Asked Questions

Everything You Need To Know To Get Started With Confidence

In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.