What is sector allocation in the portfolio?

The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.

How do I create a good mutual fund portfolio?

Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.

What is the ideal number of funds to have in a portfolio?

There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.

How to maintain a good portfolio?

Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.

How does risk tolerance play a role in determining portfolio allocation?

Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.

Tata Retirement Savings Fund- Moderate Plan-Regular Plan-Growth Option - Portfolio Analysis

Portfolio Overview

As of April 30, 2026

Asset Allocation

Equity: 82.85%Others: 4.09%Debt: 13.05%

Market Cap

Mid Cap: 24.03%Large Cap: 31.82%Others: 11.01%Small Cap: 16.00%

Number of stocks

Top 10 Holdings

82.85% of portfolio

Market Cap of Equity

Mid Cap

24.03%

Large Cap

31.82%

Others

11.01%

Small Cap

16.00%

Companies Allocation of Equity

Solar Industries India Ltd4.404%

ICICI Bank Ltd4.088%

Reliance Industries Ltd3.899%

BSE Ltd3.703%

Multi Commodity Exchange of India Ltd3.290%

Eternal Ltd2.872%

Radico Khaitan Ltd2.769%

ITC Ltd2.413%

HDFC Bank Ltd2.300%

Nippon Life India Asset Management Ltd Ordinary Shares2.193%

Kirloskar Pneumatic Co Ltd2.169%

Polycab India Ltd2.072%

Titan Co Ltd2.054%

Adani Ports & Special Economic Zone Ltd2.046%

Tata Consumer Products Ltd2.025%

360 One Wam Ltd Ordinary Shares1.982%

Muthoot Finance Ltd1.912%

Karur Vysya Bank Ltd1.875%

Dixon Technologies (India) Ltd1.854%

Kotak Mahindra Bank Ltd1.665%

Rainbow Childrens Medicare Ltd1.648%

Nestle India Ltd1.615%

Tata Capital Ltd1.603%

DOMS Industries Ltd1.585%

Exide Industries Ltd1.581%

Oil India Ltd1.580%

Bikaji Foods International Ltd1.498%

Billionbrains Garage Ventures Ltd1.456%

Godrej Properties Ltd1.407%

HCL Technologies Ltd1.379%

Metro Brands Ltd1.366%

Coal India Ltd1.333%

Adani Power Ltd1.177%

Godrej Industries Ltd1.093%

Pricol Ltd1.089%

Fujiyama Power Systems Ltd1.022%

Manappuram Finance Ltd1.003%

GE Vernova T&D India Ltd0.951%

Tata Consultancy Services Ltd0.948%

Sun Pharmaceuticals Industries Ltd0.847%

Shriram Finance Ltd0.798%

Maruti Suzuki India Ltd0.794%

Bharat Electronics Ltd0.790%

Zensar Technologies Ltd0.634%

Godrej Agrovet Ltd Ordinary Shares0.573%

Grindwell Norton Ltd0.534%

Vedanta Ltd0.347%

Malco Energy Ltd0.155%

Talwandi Sabo Power Ltd0.155%

Vedanta Aluminium Metal Ltd0.155%

Vedanta Iron And Steel Ltd0.155%

Sector Allocation of Equity

Basic Materials4.75%

Financial Services27.87%

Energy6.81%

Consumer Cyclical9.76%

Consumer Defensive10.89%

Industrials11.24%

Technology5.84%

Healthcare2.49%

Real Estate1.41%

Utilities1.18%

Equity0.62%

Monthly SIP

One Time

SIP Amount

₹

Monthly SIP Date

Tata Retirement Savings Fund- Moderate Plan-Regular Plan-Growth Option

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Everything You Need To Know To Get Started With Confidence

In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.