What is sector allocation in the portfolio?

The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.

How do I create a good mutual fund portfolio?

Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.

What is the ideal number of funds to have in a portfolio?

There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.

How to maintain a good portfolio?

Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.

How does risk tolerance play a role in determining portfolio allocation?

Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.

SBI Short Term Debt Fund - Regular Plan -Growth - Portfolio Analysis

Debt
Short Duration
Status: Open

Portfolio Overview

As of July 31, 2026

Asset Allocation

Debt: 89.39%Others: 10.61%

Market Cap

Government: 6.84% Corporate Bond: 67.66%Government Related: 14.89%

Number of stocks

Top 10 Holdings

69.91% of portfolio

Market Cap of Debt

Government

6.84%

Corporate Bond

67.66%

Government Related

14.89%

Companies Allocation of Debt

6.94% Govt Stock 20364.318%

SHIVSHAKTI SECURITISATION TRUST4.186%

Gujarat (Government of) 7.43%3.228%

Bajaj Finance Ltd.3.217%

SIDDHIVINAYAK SECURITISATION TRUST2.631%

State Government Of Karnataka2.508%

Jsw Kalinga Steel Limited1.953%

RADHAKRISHNA SECURITISATION TRUST1.912%

Bajaj Auto Credit Ltd.1.791%

7.75% Tamilnadu SDL 20321.654%

Jamnagar Utilities & Power Private Limited1.618%

Toyota Financial Services India Limited1.602%

National Bank for Agriculture and Rural Development1.595%

Cholamandalam Investment And Finance Company Limited1.529%

Cube Highways TRust1.498%

Tata Capital Ltd.1.439%

Mindspace Business Parks Reit1.431%

REC Ltd.1.427%

Anzen India Energy Yield Plus TRust1.424%

INDIA UNIVERSAL TRUST AL11.287%

Power Finance Corporation Limited1.286%

Tata Capital Housing Finance Ltd.1.268%

Godrej Industries Limited1.233%

Interise TRust1.212%

7.17% Govt Stock 20301.099%

Sundaram Finance Ltd.1.076%

Muthoot Finance Ltd.1.071%

National Bank for Financing Infrastructure & Development1.069%

Union Bank of India1.054%

Sustainable Energy Infra TRust1.045%

Small Industries Development Bank of India1.009%

Hdb Financial Services Limited0.901%

Aadhar Housing Finance Limited0.884%

INDIA UNIVERSAL TRUST AL20.869%

7.71% Govt Stock 20660.728%

Torrent Power Limited0.721%

7.02% Tamilnadu Sgs 20290.717%

Rec Limited0.716%

Bajaj Housing Finance Limited0.715%

Bajaj Auto Credit Limited0.704%

7.24% Govt Stock 20550.695%

Tata Housing Development Company Limited0.601%

Sikka Ports & Terminals Limited0.572%

Bharti Telecom Limited0.539%

Aditya Birla Housing Finance Limited0.537%

HDB Financial Services Ltd.0.536%

6.84% Tamilnadu Sgs 20290.535%

Tata Capital Housing Finance Limited0.526%

Mahindra Rural Housing Finance Limited0.525%

7.68% Tamilnadu Sgs 20300.387%

Nexus Select TRust0.360%

Sundaram Finance Limited0.357%

6.86% Karnataka Sdl 20300.356%

Phoenix ARc Limited0.356%

Godrej Seeds & Genetics Limited0.355%

Small Industries Development Bank Of India0.352%

7.29% Chhattisgarh Sgs 20300.242%

Godrej Industries Ltd.0.179%

Kotak Mahindra Prime Limited0.179%

7.26% Gujarat Sdl 20290.065%

7.66% Tamilnadu Sgs 20330.014%

Gs15jun2027c0.010%

7.17% Tamilnadu Sgs 20330.001%

Sector Allocation of Debt

Government6.84%

Corporate Bond67.66%

Government Related14.89%

Bond0.00%

Monthly SIP

One Time

SIP Amount

₹

Monthly SIP Date

SBI Short Term Debt Fund - Regular Plan -Growth

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In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.