What is sector allocation in the portfolio?

The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.

How do I create a good mutual fund portfolio?

Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.

What is the ideal number of funds to have in a portfolio?

There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.

How to maintain a good portfolio?

Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.

How does risk tolerance play a role in determining portfolio allocation?

Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.

SBI Savings Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) - Portfolio Analysis

Debt
Money Market
Status: Open

Portfolio Overview

As of July 31, 2026

Asset Allocation

Others: 79.22%Debt: 20.78%

Market Cap

Cash And Equivalents: 30.00% Corporate Bond: 41.57%Government Related: 7.36%Other: 0.29%

Number of stocks

Top 10 Holdings

38.10% of portfolio

Market Cap of Others

Cash And Equivalents

30.00%

Corporate Bond

41.57%

Government Related

7.36%

Other

0.29%

Companies Allocation of Others

LIC Housing Finance Ltd4.267%

ICICI Bank Ltd4.242%

National Bank For Financing Infrastructure And Development4.108%

Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)2.832%

IDBI Bank Limited (Industrial Development Bank Of India Ltd)1.696%

Treps1.455%

Indian Bank1.425%

Cholamandalam Investment And Finance Company Limited1.414%

Jio Credit Limited1.412%

L&T Finance Limited1.410%

HDFC Bank Ltd1.135%

Cholamandalam Investment & Finance Co Ltd.0.876%

Sundaram Finance Limited0.851%

Indian Overseas Bank0.851%

Pilani Investments And Industries Corporation Limited0.705%

Torrent Pharmaceuticals Ltd0.646%

Avanse Financial Services Limited0.587%

Muthoot Fincorp Limited0.584%

Smfg India Credit Company Limited0.584%

Hero Fincorp Limited0.575%

ICICI Bank Limited0.571%

Union Bank Of India0.567%

Toyota Financial Services India Ltd.0.564%

Icici Securities Limited0.563%

Tata Capital Ltd.0.424%

Godrej Housing Finance Limited0.423%

Motilal Oswal Financial Services Limited0.423%

Small Industries Dev Bank Of India0.331%

Adani Ports And SPecial Economic Zone Limited0.294%

Mindspace Business Parks Reit0.293%

DSP Finance Pvt Ltd.0.289%

Corporate Debt Market Development Fund-A20.288%

Canara Bank0.284%

HDFC Bank Limited0.283%

Punjab National Bank0.283%

Muthoot Finance Limited0.282%

Bank Of Baroda0.144%

National Bank For Agriculture And Rural Development0.142%

Sector Allocation of Others

Cash And Equivalents30.00%

Corporate Bond41.57%

Government Related7.36%

Other0.29%

Monthly SIP

One Time

SIP Amount

₹

Monthly SIP Date

SBI Savings Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)

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Everything You Need To Know To Get Started With Confidence

In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.