What is sector allocation in the portfolio?

The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.

How do I create a good mutual fund portfolio?

Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.

What is the ideal number of funds to have in a portfolio?

There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.

How to maintain a good portfolio?

Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.

How does risk tolerance play a role in determining portfolio allocation?

Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.

SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) - Portfolio Analysis

Portfolio Overview

As of April 30, 2026

Asset Allocation

Equity: 83.20%Others: 11.65%Debt: 5.15%

Market Cap

Large Cap: 43.87%Others: 12.14%Small Cap: 11.12%Mid Cap: 16.06%

Number of stocks

Top 10 Holdings

83.20% of portfolio

Market Cap of Equity

Large Cap

43.87%

Others

12.14%

Small Cap

11.12%

Mid Cap

16.06%

Companies Allocation of Equity

HDFC Bank Ltd5.680%

Reliance Industries Ltd4.704%

ICICI Bank Ltd4.433%

Larsen & Toubro Ltd3.441%

State Bank of India3.232%

Maruti Suzuki India Ltd2.938%

National Highways Infra Trust Units2.631%

UltraTech Cement Ltd2.446%

Cube Highways Trust2.433%

Infosys Ltd2.383%

Axis Bank Ltd2.336%

Hindalco Industries Ltd2.034%

Kotak Mahindra Bank Ltd2.023%

Urban Co Ltd1.936%

Bajaj Finance Ltd1.836%

Timken India Ltd1.821%

Schaeffler India Ltd1.601%

TVS Motor Co Ltd1.546%

ZF Commercial Vehicle Control Systems India Ltd1.520%

Navin Fluorine International Ltd1.380%

Asian Paints Ltd1.283%

Jubilant Foodworks Ltd1.256%

Torrent Power Ltd1.207%

Bajaj Finserv Ltd1.204%

L&T Technology Services Ltd1.192%

Divi's Laboratories Ltd1.184%

Thermax Ltd1.173%

Sona BLW Precision Forgings Ltd1.151%

Esab India Ltd1.074%

FSN E-Commerce Ventures Ltd1.071%

Kajaria Ceramics Ltd1.059%

Indian Hotels Co Ltd1.045%

Grindwell Norton Ltd1.043%

Voltas Ltd1.040%

Pidilite Industries Ltd1.018%

Endurance Technologies Ltd1.017%

Balrampur Chini Mills Ltd0.988%

ABB India Ltd0.911%

Oberoi Realty Ltd0.907%

Honeywell Automation India Ltd0.902%

Berger Paints India Ltd0.897%

Dr. Lal PathLabs Ltd0.864%

Godrej Properties Ltd0.812%

ICICI Prudential Life Insurance Co Ltd0.796%

Page Industries Ltd0.791%

InterGlobe Aviation Ltd0.787%

DLF Ltd0.761%

LTM Ltd0.756%

Pitti Engineering Ltd0.710%

Carborundum Universal Ltd0.662%

Brigade Hotel Ventures Ltd0.659%

HDB Financial Services Ltd0.623%

Sector Allocation of Equity

Financial Services22.16%

Energy4.70%

Industrials16.02%

Consumer Cyclical15.63%

Real Estate5.11%

Basic Materials9.06%

Technology6.27%

Utilities1.21%

Healthcare2.05%

Consumer Defensive0.99%

Monthly SIP

One Time

SIP Amount

₹

Monthly SIP Date

SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)

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Everything You Need To Know To Get Started With Confidence

In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.