What is sector allocation in the portfolio?

The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.

How do I create a good mutual fund portfolio?

Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.

What is the ideal number of funds to have in a portfolio?

There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.

How to maintain a good portfolio?

Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.

How does risk tolerance play a role in determining portfolio allocation?

Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.

Nippon India Retirement Fund- Income Generation Scheme-Growth Plan - Growth Option - Portfolio Analysis

Portfolio Overview

As of April 30, 2026

Asset Allocation

Equity: 19.59%Others: 10.10%Debt: 70.30%

Market Cap

Large Cap: 17.49%Mid Cap: 1.33%Small Cap: 0.77%Others: 0.00%

Number of stocks

Top 10 Holdings

19.59% of portfolio

Market Cap of Equity

Large Cap

17.49%

Mid Cap

1.33%

Small Cap

0.77%

Others

0.00%

Companies Allocation of Equity

ICICI Bank Ltd2.686%

State Bank of India2.271%

Reliance Industries Ltd1.825%

HDFC Bank Ltd1.641%

Larsen & Toubro Ltd1.351%

NTPC Ltd1.343%

Axis Bank Ltd1.168%

Mahindra & Mahindra Ltd0.878%

Samvardhana Motherson International Ltd0.825%

Infosys Ltd0.770%

Eternal Ltd0.753%

Cummins India Ltd0.746%

Dixon Technologies (India) Ltd0.594%

Tata Consultancy Services Ltd0.526%

SBI Life Insurance Co Ltd0.451%

Crompton Greaves Consumer Electricals Ltd0.386%

Mishra Dhatu Nigam Ltd Ordinary Shares0.385%

Kaynes Technology India Ltd0.322%

Sun Pharmaceuticals Industries Ltd0.256%

Tube Investments of India Ltd Ordinary Shares0.251%

Apollo Hospitals Enterprise Ltd0.162%

Kwality Walls India Ltd0.005%

Sector Allocation of Equity

Financial Services8.22%

Energy1.82%

Industrials2.35%

Utilities1.34%

Consumer Cyclical2.84%

Technology2.21%

Basic Materials0.38%

Healthcare0.42%

Consumer Defensive0.00%

Monthly SIP

One Time

SIP Amount

₹

Monthly SIP Date

Nippon India Retirement Fund- Income Generation Scheme-Growth Plan - Growth Option

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Everything You Need To Know To Get Started With Confidence

In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.