Nippon India Credit Risk Fund - Growth Plan

Credit Risk NAV 30.6372 0 08 December, 2023

Fund Details

Category Credit Risk
Fund Type Open Ended
Investment Plan Growth
Launch Date 01 June, 2005
Benchmark NIFTY Credit Risk Bond Index C-III
Asset Size(Cr) 1017.665
Turn over 78%
Min Investment ₹ 500
Min SIP Investment ₹ 100
Min Addl Investment ₹ 500
Exit Load Exit load of 1% if units in excess of 10% are redeemed within 12 months
Expense Ratio 1.63
Fund Manager Sushil Budhia, Akshay Sharma
Fund House Nippon India Mutual Fund

Investment Returns (As on 08 Dec, 2023)

Duration Returns Benchmark Category
1 W 0.08% 0.37% 0.16%
1 M 0.42% 1.16% 0.98%
3 M 1.6% 2.56% 2.26%
6 M 3.6% 4.67% 4.05%
1 Y 7.89% 7% 5.36%
2 Y 8.85% 6.1% 9.99%
3 Y 8.59% 7.08% 9.74%
5 Y 4.15% 8.46% 4.5%

Risk Mesasures (As on 08 Dec, 2023)

Std Dev Sharpe Beta Alpha YTM AVG Maturity
Fund 3.78 1.25 7.89 2.21 8.52 1.96
Benchmark 0 0 0 0 0 0
Returns Compare with Others
  • 1Y
  • 3Y
  • 5Y

Portfolio (As on 30 Oct, 2023)

Assets Allocation

Sector Holdings
Others 7.69%

Return Calculator

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Disclaimer: Above returns are calculated on the basis of historical NAV movement for the selected period. However, historical performance does not guarantee future returns. Investors must take investment decisions based on his/her own requirements.

Peer Comparison

Fund Name 1 Yr Rtn. 3 Yr Rtn. 5 Yr Rtn.
Nippon India Credit Risk Fund - Growth Plan 7.89% 8.59% 4.15%

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Reliance Regular Saving Fund is a debt plan offering growth opportunities to the investors. It is designed by Reliance Mutual Fund with an aim to provide latest detail of reliance savings fund schemes and regular income to the investors. In times of high equity market volatility, fluctuations in the assets can be stressful for investors having moderate risk appetite or the first time investors. Hence, Reliance Mutual Fund has formulated the strategy to help them manage their savings in a well-diversified and risk-adjusted manner.

Reliance Regular Savings fund debt scheme is categorised under the credit opportunities fund due to its nature of yielding higher profits at regular interval with systematic investments. The investors who seek to make a secure mutual fund investment and want to attain recurrent income along with appreciating capital and diversification has the best choice to opt for reliance regular savings fund debt plan for their portfolio. If you too are among those investors and have medium to lower risk appetite, then reliance regular saving fund strategy can be an opt one for your investment. You must read the specifications and performance details to get an insight of the same.

Reliance Regular Saving Fund Debt : Investment Details

Reliance saving fund programme of Reliance MF is an open-ended growth plan, which has the primary objective of generating optimal returns consistently with a moderate level of risk. In addition, reliance saving fund debt scheme also aims to create long-term wealth for the investors by accumulating the regular income. Thereupon, the investments are predominantly made in “Debt & Money Market Instruments”.

Reliance regular savings fund scheme has minimum investment amounting to Rs.500. Reliance Regular Savings Fund performance is measured against the set benchmark named, “CRISIL Composite Bond”. Reliance regular plan offers the Systematic Investment Plan as well to the investors for investing via easy instalments. The expenses associated with reliance regular saving fund debt plan is 1.70% as on September 30, 2016. There are no entry loads, and only 2% exit load is attached in case funds are redeemed within 365 days of purchase.

Reliance Regular Savings Fund Debt Plan Growth: Performance

Reliance Regular Saving fund scheme is among the best mutual funds in India due to its track record which it has maintained since its inception. This scheme was launched in 2005, and since then it has offered remarkable returns to the investors. reliance regular savings scheme is the best substitute for availing high profits with minimised risk. Its absolute returns have majorly been positive and in fact, have risen to 10.9% in the year 2014. In comparison with the benchmark and category, reliance regular savings fund debt scheme is offering higher profits in the long run horizon. In the three- and five-year investment, this strategy offers 9.9 and 9.6 percent.

The fund’s performance is appreciable enough that reliance regular saving fund scheme holds the third position under the ‘Credit Opportunities Fund’ as per rating assigned by CRISIL for the quarter ended in June 2016. Reliance Regular Saving Fund’s NAV as on October 21, 2016, amounted to Rs. 21.958, which is another parameter to know its market-held position. With high records of the trailing returns, we have evaluated it well and listed this programme among the recommended collection.

Reliance Regular Saving Fund Debt Plan : Portfolio Review

Reliance Regular Savings Fund debt scheme With an asset size of Rs.7,661 crore, this strategy has made investments in the high rated credit instruments. 62.96% of the assets have been allotted in the AA-rated(as per CRISIL Rating) instruments. The securities in which the allotment of funds is made include debentures, bonds, non-convertible debentures, structured obligation, and pass through certificate. The top holding instruments with asset size of reliance regular fund debt programme include the major projects of the country like:

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  • Coffee Day Resorts India
  • State Bank of India
  • Classic Mall Development
  • Nirchem Cement,etc.

Accordingly, Reliance Regular Saving Fund Debt Plan has investments in some of the best companies which have the capacity of yielding the best interest rates. In accordance with the same, reliance regular savings fund would assist the investors in earning higher profits at greater rates to achieve financial stability in life.

If you too wish to earn a regular income with the contemplation of capital appreciation, then Reliance Regular Saving fund debt scheme is the right choice for your portfolio. It would assist you in earning higher returns to accomplish the financial goals in life. We have a strong recommendation for Reliance Regular Savings Fund debt growth strategy due to its performance and portfolio concentration.

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