What is sector allocation in the portfolio?

The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.

How do I create a good mutual fund portfolio?

Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.

What is the ideal number of funds to have in a portfolio?

There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.

How to maintain a good portfolio?

Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.

How does risk tolerance play a role in determining portfolio allocation?

Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.

NJ BALANCED ADVANTAGE FUND REGULAR PLAN - IDCW PAYOUT - Portfolio Analysis

Portfolio Overview

As of January 31, 2026

Asset Allocation

Equity: 90.77%Debt: 4.83%

Market Cap

Large Cap: 53.41%Mid Cap: 25.91%Small Cap: 11.45%

Number of stocks

106

Top 10 Holdings

77.58% of portfolio

Market Cap of Equity

Large Cap

53.4100%

Mid Cap

25.9100%

Small Cap

11.4500%

Companies Allocation of Equity

RELIANCE INDUSTRIES LIMITED EQ16.96%

Bajaj Finance Limited9.80%

HDFC BANK LIMITED EQ NEW FV RE. 1/-9.36%

EICHER MOTORS LIMITED EQ NEW FV RE. 1/-6.70%

MARICO LIMITED NEW EQ RE.16.32%

MUTHOOT FINANCE LIMITED EQ6.16%

ICICI BANK LIMITED EQ NEW FV RS. 2/-6.00%

BOSCH LIMITED EQ NEW FV RS.10/-5.94%

BRITANNIA INDUSTRIES LIMITED EQ NEW FV RS 15.90%

VODAFONE IDEA LIMITED EQ4.44%

Sector Allocation of Equity

Petroleum Products9.01%

Finance13.49%

Banks12.60%

Automobiles6.17%

Agricultural Food & other Products3.16%

Auto Components4.49%

Food Products4.91%

Telecom - Services2.60%

IT - Software8.41%

Capital Markets3.04%

Transport Services2.02%

Diversified FMCG2.21%

Chemicals & Petrochemicals1.72%

Pharmaceuticals & Biotechnology4.39%

Healthcare Services1.50%

Textiles & Apparels1.35%

Oil0.64%

Personal Products1.10%

Consumer Durables2.38%

IT - Services1.10%

Gas0.69%

Fertilizers & Agrochemicals0.53%

Power0.55%

Realty0.52%

Retailing0.73%

Construction0.39%

Cement & Cement Products0.28%

Insurance0.16%

Beverages0.18%

Ferrous Metals0.24%

Industrial Products0.13%

Transport Infrastructure0.05%

Leisure Services0.02%

Aerospace & Defense0.01%

Monthly SIP

One Time

SIP Amount

₹

Monthly SIP Date

NJ BALANCED ADVANTAGE FUND REGULAR PLAN - IDCW PAYOUT

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Frequently Asked Questions

Everything You Need To Know To Get Started With Confidence

In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.