What is sector allocation in the portfolio?

The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.

How do I create a good mutual fund portfolio?

Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.

What is the ideal number of funds to have in a portfolio?

There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.

How to maintain a good portfolio?

Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.

How does risk tolerance play a role in determining portfolio allocation?

Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.

Kotak Banking & Financial Services Fund - Regular Plan - Growth - Portfolio Analysis

Portfolio Overview

As of April 30, 2026

Asset Allocation

Equity: 97.82%Others: 2.18%

Market Cap

Large Cap: 49.47%Others: 18.36%Mid Cap: 16.81%Small Cap: 13.17%

Number of stocks

Top 10 Holdings

97.82% of portfolio

Market Cap of Equity

Large Cap

49.47%

Others

18.36%

Mid Cap

16.81%

Small Cap

13.17%

Companies Allocation of Equity

HDFC Bank Ltd12.922%

ICICI Bank Ltd11.260%

State Bank of India9.268%

Axis Bank Ltd7.955%

Bajaj Finance Ltd5.910%

Shriram Finance Ltd4.611%

BSE Ltd4.378%

Kotak Mahindra Bank Ltd3.396%

Bank of Maharashtra2.381%

Poonawalla Fincorp Ltd2.371%

IndusInd Bank Ltd2.362%

Power Finance Corp Ltd2.341%

Nippon Life India Asset Management Ltd Ordinary Shares2.335%

Ujjivan Small Finance Bank Ltd Ordinary Shares2.021%

SBI Life Insurance Co Ltd1.993%

Bank of Baroda1.948%

Karur Vysya Bank Ltd1.867%

Cholamandalam Investment and Finance Co Ltd1.782%

Aptus Value Housing Finance India Ltd1.622%

One97 Communications Ltd1.538%

Indian Bank1.494%

RBL Bank Ltd1.472%

Muthoot Finance Ltd1.385%

Nuvama Wealth Management Ltd1.381%

Piramal Finance Ltd1.351%

Prudent Corporate Advisory Services Ltd1.136%

The South Indian Bank Ltd0.995%

Max Financial Services Ltd0.932%

India Shelter Finance Corporation Ltd0.889%

Billionbrains Garage Ventures Ltd0.869%

Computer Age Management Services Ltd Ordinary Shares0.846%

Home First Finance Co India Ltd ---0.800%

The Federal Bank Ltd0.010%

Sector Allocation of Equity

Financial Services95.44%

Technology2.38%

Monthly SIP

One Time

SIP Amount

₹

Monthly SIP Date

Kotak Banking & Financial Services Fund - Regular Plan - Growth

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Everything You Need To Know To Get Started With Confidence

In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.