What is sector allocation in the portfolio?

The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.

How do I create a good mutual fund portfolio?

Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.

What is the ideal number of funds to have in a portfolio?

There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.

How to maintain a good portfolio?

Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.

How does risk tolerance play a role in determining portfolio allocation?

Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.

ICICI Prudential Retirement Fund - Pure Equity - Growth Option - Portfolio Analysis

Portfolio Overview

As of January 31, 2026

Asset Allocation

Equity: 92.90%Others: 7.08%

Market Cap

Large Cap: 49.33%Mid Cap: 19.37%Small Cap: 24.20%

Number of stocks

Top 10 Holdings

54.58% of portfolio

Market Cap of Equity

Large Cap

49.3300%

Mid Cap

19.3700%

Small Cap

24.2000%

Companies Allocation of Equity

HDFC BANK LIMITED EQ NEW FV RE. 1/-7.92%

ICICI BANK LIMITED EQ NEW FV RS. 2/-5.98%

HINDUSTAN UNILEVER LIMITED EQ F.V. RS 15.76%

MAHINDRA AND MAHINDRA LIMITED EQ NEW F.V. RS.55.58%

RELIANCE INDUSTRIES LIMITED EQ5.42%

AVENUE SUPERMARTS LIMITED EQ4.90%

ULTRATECH CEMENT LIMITED EQ4.90%

Multi Commodity Exchange of India Limited4.86%

BHARTI AIRTEL LIMITED EQ NEW FV RS 5/-4.66%

TECH MAHINDRA LIMITED EQ NEW FV RS. 5/-4.60%

Sector Allocation of Equity

Banks8.11%

Diversified FMCG4.55%

Automobiles3.93%

Petroleum Products2.71%

Retailing4.19%

Cement & Cement Products5.35%

Capital Markets6.37%

Telecom - Services2.44%

IT - Software4.29%

Industrial Products6.48%

Electrical Equipment7.98%

Fertilizers & Agrochemicals2.87%

Diversified Metals1.90%

Consumer Durables4.79%

Beverages2.85%

Realty4.56%

Finance2.76%

Ferrous Metals2.75%

Transport Services0.96%

Chemicals & Petrochemicals3.17%

Agricultural, Commercial & Construction Vehicles0.92%

Power0.89%

Auto Components1.88%

Industrial Manufacturing0.82%

Leisure Services1.38%

Pharmaceuticals & Biotechnology1.96%

Financial Technology (Fintech)0.50%

Textiles & Apparels0.40%

Aerospace & Defense0.34%

Personal Products0.27%

Healthcare Services0.22%

Transport Infrastructure0.17%

Commercial Services & Supplies0.11%

Food Products0.02%

Insurance0.01%

Monthly SIP

One Time

SIP Amount

₹

Monthly SIP Date

ICICI Prudential Retirement Fund - Pure Equity - Growth Option

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Frequently Asked Questions

Everything You Need To Know To Get Started With Confidence

In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.