HDFC Retirement Savings Fund - Portfolio Analysis
- Solution Oriented
- Retirement Funds
- Very High
-
₹37.98
(0.11%)
Current NAV 26-07-2024
-
25.51%
1Y Returns
-
Min. SIP ₹100
Min. Investment ₹100
Fund Suitability Test
Asset Allocation (As on 31-May-2024)
Allocation of Equity and Debt Asset Classes.
- Equity 70.92%
- Debt 15.95%
- Others 13.13%
Market Cap Allocation Of Equity
Shows Distribution among Different Size Companies.
| Category | Allocation |
|---|---|
| Large Cap | 46.08 |
| Small Cap | 19.13 |
| Mid Cap | 5.33 |
| Others | 0.38 |
Sector Allocation of Equity
Weightage of Portfolio Among Different Sectors.
Financial
Capital Goods
Automobile
Healthcare
Energy
Technology
Consumer Staples
Services
Communication
Construction
Consumer Discretionary
Metals & Mining
Insurance
Materials
Chemicals
Current Stocks Holdings of Equity
Information on Stock Holdings in Portfolio
| Stocks | Market Cap | Sectors (PE Ratio) 26-Jul-2024 |
Holdings | PE Ratio 26-Jul-2024 |
1Y Return |
|---|---|---|---|---|---|
| HDFC Bank Ltd. | Large Cap | Financial (18.54) | 5.96% | 18.04 | -4.4% |
| ICICI Bank Ltd. | Large Cap | Financial (18.54) | 5.15% | 18.92 | 22.22% |
| Reliance Industries Ltd. | Large Cap | Energy (19.54) | 3.03% | 29.67 | 19.38% |
| State Bank of India | Large Cap | Financial (12.23) | 2.94% | 11.25 | 39.78% |
| Axis Bank Ltd. | Large Cap | Financial (24.43) | 2.47% | 28.68 | 29.81% |
| Bharti Airtel Ltd. | Large Cap | Communication (154.14) | 2.43% | 117.13 | 70.09% |
| Larsen & Toubro Ltd. | Large Cap | Construction (44.89) | 2.33% | 39.84 | 39.8% |
| Infosys Ltd. | Large Cap | Technology (36.3) | 2.06% | 29.3 | 39.45% |
| Kotak Mahindra Bank Ltd. | Large Cap | Financial (24.43) | 2.02% | 26.45 | -0.13% |
| Bajaj Auto Ltd. | Large Cap | Automobile (35.88) | 1.9% | 33.02 | 94.39% |
| ITC Ltd. | Large Cap | Consumer Staples (30.08) | 1.81% | 30.65 | 6.29% |
| HCL Technologies Ltd. | Large Cap | Technology (36.3) | 1.64% | 27.06 | 46.94% |
| Mahindra & Mahindra Ltd. | Large Cap | Automobile (30.99) | 1.59% | 31.84 | 86.71% |
| Cipla Ltd. | Large Cap | Healthcare (44.25) | 1.53% | 31.06 | 48.32% |
| Vesuvius India Ltd. | Small Cap | Capital Goods (48.4) | 1.4% | 0 | 100.58% |
| Hindustan Aeronautics Ltd. | Large Cap | Capital Goods (52.31) | 1.23% | 43.02 | 154.09% |
| Power Grid Corporation Of India Ltd. | Large Cap | Energy (31.31) | 1.17% | 20.59 | 83.05% |
| ICICI Lombard General Insurance Company Ltd. | Large Cap | Insurance (50.24) | 1.12% | 0 | 43.54% |
| Voltamp Transformers Ltd. | Small Cap | Capital Goods (31.31) | 0.98% | 0 | 177.37% |
| United Spirits Ltd. | Large Cap | Consumer Staples (30.79) | 0.98% | 0 | 0% |
| Crompton Greaves Consumer Electricals Ltd. | Small Cap | Consumer Discretionary (95.83) | 0.97% | 64.7 | 51.87% |
| Torrent Pharmaceuticals Ltd. | Large Cap | Healthcare (44.25) | 0.95% | 62.15 | 61.69% |
| Suprajit Engineering Ltd. | Small Cap | Automobile (35.46) | 0.94% | 44.83 | 30.96% |
| Godrej Consumer Products Ltd. | Large Cap | Consumer Staples (71.12) | 0.9% | -267.62 | 41.29% |
| Hindustan Petroleum Corporation Ltd. | Mid Cap | Energy (19.54) | 0.85% | 5.01 | 87.38% |
| Max Financial Services Ltd. | Mid Cap | Financial (25.38) | 0.84% | 112.24 | 35.02% |
| Aurobindo Pharma Ltd. | Mid Cap | Healthcare (44.25) | 0.84% | 25.6 | 75.76% |
| Maruti Suzuki India Ltd. | Large Cap | Automobile (30.99) | 0.79% | 29.61 | 29.81% |
| Firstsource Solutions Ltd. | Small Cap | Services (48.67) | 0.78% | 34.7 | 86.78% |
| Bajaj Electricals Ltd. | Small Cap | Consumer Discretionary (64.2) | 0.76% | 88.01 | -21.43% |
| Equitas Small Finance Bank Ltd. | Small Cap | Financial (18.54) | 0.76% | 0 | -10.37% |
| Gland Pharma Ltd. | Mid Cap | Healthcare (44.25) | 0.75% | 43.14 | 69.47% |
| CIE Automotive India Ltd. | Small Cap | Metals & Mining (49.43) | 0.75% | 22.57 | 23.67% |
| Tata Steel Ltd. | Large Cap | Metals & Mining (31.06) | 0.73% | -45.83 | 35.64% |
| Bharat Electronics Ltd. | Large Cap | Capital Goods (52.31) | 0.73% | 56.9 | 146.21% |
| Balrampur Chini Mills Ltd. | Small Cap | Consumer Staples (18.05) | 0.67% | 17.41 | 14.24% |
| Finolex Industries Ltd. | Small Cap | Materials (64.81) | 0.66% | 41.63 | 64.77% |
| Goodyear India Ltd. | Small Cap | Automobile (29.67) | 0.65% | 0 | -14.86% |
| Gujarat State Petronet Ltd. | Small Cap | Energy (18.64) | 0.62% | 11.28 | 16.24% |
| Wipro Ltd. | Large Cap | Technology (36.3) | 0.62% | 24.56 | 30.36% |
| Sanofi India Ltd. | Small Cap | Healthcare (24.65) | 0.61% | 8.73 | 145.06% |
| The Anup Engineering Ltd. | Small Cap | Capital Goods (114.56) | 0.61% | 48.93 | 84.36% |
| Mahindra & Mahindra Financial Services Ltd. | Mid Cap | Financial (28.87) | 0.57% | 17.52 | -8.22% |
| Transport Corporation Of India Ltd. | Small Cap | Services (22.89) | 0.55% | 21.8 | 29.71% |
| Max Healthcare Institute Ltd. | Mid Cap | Healthcare (82.17) | 0.53% | 87.05 | 55.86% |
| Bayer CropScience Ltd. | Mid Cap | Chemicals (34.6) | 0.53% | 30.9 | 31.77% |
| Lumax Industries Ltd. | Small Cap | Automobile (27.46) | 0.51% | 24.41 | 38.86% |
| Sonata Software Ltd. | Small Cap | Technology (36.3) | 0.51% | 65.91 | 37.35% |
| Global Health Ltd. | Small Cap | Healthcare (82.17) | 0.51% | 67.42 | 67.73% |
| Rolex Rings Ltd | Small Cap | Capital Goods (49.43) | 0.5% | 0 | 9.08% |
| Kalpataru Projects International Ltd. | Small Cap | Capital Goods (31.31) | 0.47% | 43.57 | 127.47% |
| Alembic Pharmaceuticals Ltd. | Small Cap | Healthcare (44.25) | 0.46% | 38.65 | 71.03% |
| PVR Inox Ltd. | Small Cap | Services (34.88) | 0.46% | -113.76 | -2.16% |
| Mahindra Holidays & Resorts India Ltd. | Small Cap | Services (74.62) | 0.43% | 82.52 | 36.44% |
| KEC International Ltd. | Small Cap | Capital Goods (26.89) | 0.42% | 213.91 | 49.58% |
| Timken India Ltd. | Mid Cap | Capital Goods (58.74) | 0.42% | 0 | 21.82% |
| UTI Asset Management Company Ltd. | Small Cap | Financial (36.62) | 0.42% | 17.5 | 29.13% |
| Sterling Tools Ltd. | Small Cap | Capital Goods (49.81) | 0.4% | 24.76 | 10.64% |
| Procter & Gamble Health Ltd. | Small Cap | Healthcare (44.25) | 0.4% | 0 | 0.95% |
| Tamil Nadu Newsprint & Papers Ltd. | Small Cap | Consumer Staples (10.03) | 0.39% | 6.8 | 26.75% |
| Cyient Ltd. | Small Cap | Technology (36.3) | 0.39% | 29.09 | 22.55% |
| Popular Vehicles And Services Ltd. | Services | 0.38% | 0% | ||
| GNA Axles Ltd. | Small Cap | Automobile (36.98) | 0.34% | 19.04 | -15.07% |
| Redington Ltd. | Small Cap | Services (19.75) | 0.34% | 13.64 | 18.4% |
| Oriental Carbon & Chemicals Ltd. | Small Cap | Chemicals (19.71) | 0.28% | 7.42 | -57.44% |
| Nilkamal Ltd. | Small Cap | Materials (47.32) | 0.19% | 23.76 | -28.85% |
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View Stock InformationMarket Cap Allocation Of Debt
Shows Distribution among Different Size Companies.
| Category | Allocation |
|---|---|
| Others | 15.95 |
Sector Allocation of Debt
Weightage of Portfolio Among Different Sectors.
Sovereign
Financial
Energy
Current Stocks Holdings of Debt
Information on Stock Holdings in Portfolio
| Stocks | Market Cap | Sectors (PE Ratio) 01-Jan-1970 |
Holdings | PE Ratio 01-Jan-1970 |
1Y Return |
|---|---|---|---|---|---|
| 7.26% GOI 22/08/2032 | Sovereign | 2.15% | 0% | ||
| 6.1% GOI 12/07/2031 | Sovereign | 2.08% | 0% | ||
| 9.1% Power Finance Corporation Ltd. 23/03/2029 | Financial | 1.79% | 0% | ||
| 7.18% GOI 14/08/2033 | Sovereign | 1.78% | 0% | ||
| 7.18% GOI 24/07/2037 | Sovereign | 1.78% | 0% | ||
| 8.65% Muthoot Finance Ltd. 15/12/2025 | Financial | 1.75% | 0% | ||
| 7.26% GOI 06/02/2033 | Sovereign | 1.43% | 0% | ||
| 8.35% Mahindra Rural Housing Finance Ltd. 24/09/2032 | Financial | 1.07% | 0% | ||
| 7.57% GOI 17/06/2033 | Sovereign | 0.91% | 0% | ||
| 6.67% GOI 17/12/2050 | Sovereign | 0.67% | 0% | ||
| 7.93% Power Grid Corporation Of India Ltd. 20/05/2028 | Energy | 0.36% | 0% | ||
| 9.25% Reliance Industries Ltd. 16/06/2024 | Energy | 0.18% | 0% |
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View Stock InformationMarket Cap Allocation Of Others
Shows Distribution among Different Size Companies.
| Category | Allocation |
|---|---|
| Others | 13.13 |
Sector Allocation of Others
Weightage of Portfolio Among Different Sectors.
Others
Construction
Current Stocks Holdings of Others
Information on Stock Holdings in Portfolio
| Stocks | Market Cap | Sectors (PE Ratio) 01-Jan-1970 |
Holdings | PE Ratio 01-Jan-1970 |
1Y Return |
|---|---|---|---|---|---|
| Others | Others | 11.62% | 0% | ||
| Others | Others | 0.64% | 0% |
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Chat with usFrequently Asked Questions
What is Market cap allocation in the portfolio?
In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.
Top 5 holdings for HDFC Retirement Savings Fund ?
The top holdings of this fund are HDFC Bank Ltd., ICICI Bank Ltd., Reliance Industries Ltd., State Bank of India, Axis Bank Ltd.
How do I create a good mutual fund portfolio?
Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.
How to maintain a good portfolio?
Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.
What is sector allocation in the portfolio?
The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.
Top 5 Sector for HDFC Retirement Savings Fund ?
The major sectors of this fund are Financial, Capital Goods, Automobile, Healthcare, Energy.
What is the ideal number of funds to have in a portfolio?
There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.
How does risk tolerance play a role in determining portfolio allocation?
Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.