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HDFC Retirement Savings Fund - Portfolio Analysis
- Solution Oriented
- Retirement Funds
- Very High
-
₹38.84
(-0.41%)
Current NAV 18-07-2025
-
2.65%
Returns
-
Min. SIP ₹100
Min. Investment ₹100
Fund Suitability Test
Asset Allocation (As on 30-Jun-2025)
Allocation of Equity and Debt Asset Classes.
- Equity 71.31%
Market Cap Allocation Of Equity
Shows Distribution among Different Size Companies.
| Category | Allocation |
|---|---|
| Large Cap | 48.07 |
| Small Cap | 17.09 |
| Mid Cap | 4.37 |
| Others | 1.78 |
Sector Allocation of Equity
Weightage of Portfolio Among Different Sectors.
Financial Services
Industrials
Consumer Cyclical
Technology
Healthcare
Energy
Consumer Defensive
Communication Services
Basic Materials
Utilities
Real Estate
Current Stocks Holdings of Equity
Information on Stock Holdings in Portfolio
| Stocks | Market Cap | Sectors (PE Ratio) 18-Jul-2025 |
Holdings | PE Ratio 18-Jul-2025 |
1Y Return |
|---|---|---|---|---|---|
| HDFC Bank Ltd | Large Cap | Financial Services (20.41) | 7.07% | 21.2 | 21.2% |
| ICICI Bank Ltd | Large Cap | Financial Services (20.46) | 5.96% | 19.89 | 15.38% |
| Reliance Industries Ltd | Large Cap | Energy (36.09) | 3.53% | 28.68 | -6.88% |
| Axis Bank Ltd | Large Cap | Financial Services (24.43) | 2.82% | 28.68 | 29.81% |
| Kotak Mahindra Bank Ltd | Large Cap | Financial Services (24.43) | 2.42% | 26.45 | -0.13% |
| State Bank of India | Large Cap | Financial Services (9.03) | 2.42% | 9.47 | -7.84% |
| Bharti Airtel Ltd | Large Cap | Communication Services (48.32) | 2.37% | 32.89 | 28.29% |
| Maruti Suzuki India Ltd | Large Cap | Consumer Cyclical (30.31) | 2.19% | 27.17 | -0.2% |
| Tata Consultancy Services Ltd | Large Cap | Technology (29.29) | 2.04% | 23.42 | -26.08% |
| Infosys Ltd | Large Cap | Technology (29.29) | 1.95% | 24.67 | -9.84% |
| Larsen & Toubro Ltd | Large Cap | Industrials (31.25) | 1.94% | 32.45 | -5.03% |
| HCL Technologies Ltd | Large Cap | Technology (29.29) | 1.78% | 24.77 | -2.77% |
| ITC Ltd | Large Cap | Consumer Defensive (14.86) | 1.72% | 15.09 | -8.76% |
| Cipla Ltd | Large Cap | Healthcare (40.65) | 1.55% | 22.69 | -1.67% |
| Power Grid Corp Of India Ltd | Large Cap | Utilities (29.42) | 1.24% | 17.62 | -13.78% |
| Bajaj Auto Ltd | Large Cap | Consumer Cyclical (31.05) | 1.23% | 31.84 | -13.24% |
| ICICI Lombard General Insurance Co Ltd | Mid Cap | Financial Services (42.3) | 1.2% | 0 | 0.09% |
| Max Financial Services Ltd | Mid Cap | Financial Services (36.96) | 1.12% | 166.19 | 54.99% |
| Vesuvius India Ltd | Industrials | 0.98% | - | 0% | |
| HDFC Life Insurance Co Ltd | Large Cap | Financial Services (19.09) | 0.96% | 84.63 | 13.87% |
| Havells India Ltd | Large Cap | Industrials (65.97) | 0.91% | 64.95 | -20.08% |
| City Union Bank Ltd | Small Cap | Financial Services (20.41) | 0.9% | 0 | 33.95% |
| Suprajit Engineering Ltd | Small Cap | Consumer Cyclical (31.19) | 0.84% | 64.25 | -12.98% |
| Embassy Office Parks REIT | Real Estate (910.19) | 0.8% | 23.06 | 8.39% | |
| Alembic Pharmaceuticals Ltd | Small Cap | Healthcare (40.65) | 0.76% | 34.7 | -4.15% |
| Tata Steel Ltd | Large Cap | Basic Materials (23.86) | 0.75% | 59.32 | -2.28% |
| Lumax Industries Ltd | Small Cap | Consumer Cyclical (30.36) | 0.74% | 23.74 | 20.66% |
| Transport Corp of India Ltd | Small Cap | Industrials (23.55) | 0.73% | 23.16 | 28.23% |
| Crompton Greaves Consumer Electricals Ltd | Small Cap | Consumer Cyclical (72.42) | 0.73% | 40.5 | -18.72% |
| Voltamp Transformers Ltd | Small Cap | Industrials (29.42) | 0.73% | 0 | -18.44% |
| Godrej Consumer Products Ltd | Large Cap | Consumer Defensive (60.03) | 0.69% | 70.1 | -12.14% |
| Dr. Lal PathLabs Ltd | Small Cap | Healthcare (47.59) | 0.66% | 51.73 | 0.55% |
| The Anup Engineering Ltd | Small Cap | Industrials (56.49) | 0.65% | 48.66 | 56.91% |
| Kalpataru Projects International Ltd | Small Cap | Industrials (29.33) | 0.65% | 34.56 | -10.45% |
| SBI Life Insurance Co Ltd | Large Cap | Financial Services (19.16) | 0.65% | 0 | 18.25% |
| Hindustan Petroleum Corp Ltd | Mid Cap | Energy (36.38) | 0.64% | 13.54 | 25.29% |
| SKF India Ltd | Small Cap | Industrials (45.59) | 0.62% | 43.01 | -3.49% |
| Gland Pharma Ltd | Small Cap | Healthcare (40.65) | 0.62% | 47.03 | -0.71% |
| UTI Asset Management Co Ltd | Small Cap | Financial Services (40.31) | 0.61% | 24.93 | 28.51% |
| Gujarat State Petronet Ltd | Small Cap | Utilities (13.01) | 0.58% | 17.01 | 3.44% |
| National Aluminium Co Ltd | Mid Cap | Basic Materials (15.91) | 0.57% | 6.63 | -3.72% |
| Mahindra & Mahindra Ltd | Large Cap | Consumer Cyclical (30.31) | 0.56% | 29.74 | 14.35% |
| Bayer CropScience Ltd | Small Cap | Basic Materials (34.6) | 0.56% | 30.9 | 31.77% |
| Mahindra & Mahindra Financial Services Ltd | Mid Cap | Financial Services (29.04) | 0.54% | 15.95 | -9.64% |
| Bajaj Electricals Ltd | Small Cap | Consumer Cyclical (51.63) | 0.53% | 58.81 | -35.62% |
| CIE Automotive India Ltd | Small Cap | Consumer Cyclical (37.18) | 0.52% | 20.44 | -29.29% |
| United Spirits Ltd | Large Cap | Consumer Defensive (30.79) | 0.5% | 0 | 0% |
| Equitas Small Finance Bank Ltd Ordinary Shares | Small Cap | Financial Services (20.41) | 0.46% | 0 | -29.89% |
| Delhivery Ltd | Small Cap | Industrials (45.55) | 0.45% | 196.77 | 11.75% |
| Goodyear India Ltd | Small Cap | Consumer Cyclical (34.81) | 0.45% | 0 | -15.52% |
| Procter & Gamble Health Ltd | Small Cap | Healthcare (40.65) | 0.42% | 0 | 12% |
| Finolex Industries Ltd | Small Cap | Industrials (39.38) | 0.39% | 16.62 | -33.74% |
| Tamil Nadu Newsprint & Papers Ltd | Small Cap | Basic Materials (10.03) | 0.35% | 6.8 | 26.75% |
| Sonata Software Ltd | Small Cap | Technology (29.64) | 0.34% | 28.93 | -35.44% |
| Wipro Ltd | Large Cap | Technology (29.29) | 0.31% | 21.27 | -7.01% |
| GNA Axles Ltd | Small Cap | Consumer Cyclical (43.7) | 0.31% | 13.51 | -22.19% |
| Timken India Ltd | Small Cap | Industrials (56.49) | 0.31% | 0 | -12.63% |
| Aurobindo Pharma Ltd | Mid Cap | Healthcare (40.65) | 0.3% | 19.01 | -14.69% |
| Hindustan Aeronautics Ltd Ordinary Shares | Large Cap | Industrials (50.44) | 0.29% | 37.18 | -7.29% |
| PVR INOX Ltd | Small Cap | Communication Services (18.17) | 0.29% | -34.24 | -32.23% |
| Mahindra Holidays & Resorts India Ltd | Small Cap | Consumer Cyclical (74.56) | 0.28% | 56.85 | -20.23% |
| Cyient Ltd | Small Cap | Industrials (29.65) | 0.27% | 23.38 | -29.42% |
| KEC International Ltd | Small Cap | Industrials (26.89) | 0.22% | 213.91 | 49.58% |
| Balrampur Chini Mills Ltd | Small Cap | Consumer Defensive (23.7) | 0.21% | 28.17 | 38.47% |
| CreditAccess Grameen Ltd Ordinary Shares | Small Cap | Financial Services (29.94) | 0.2% | 38.26 | -1.9% |
| Torrent Pharmaceuticals Ltd | Large Cap | Healthcare (40.65) | 0.2% | 62.33 | 15.23% |
| Redington Ltd | Small Cap | Technology (12.09) | 0.19% | 15.13 | 50.96% |
| Rolex Rings Ltd | Small Cap | Industrials (36.79) | 0.19% | 0 | -37.13% |
| Popular Vehicles and Services Ltd | Small Cap | Consumer Cyclical | 0.19% | - | 0% |
| Nilkamal Ltd | Small Cap | Consumer Cyclical (44.2) | 0.16% | 24.2 | -11.01% |
| OCCL Ltd | Small Cap | Basic Materials | 0% | - | 0% |
| ITC Hotels Ltd | Consumer Cyclical | 0% | - | 0% | |
| Mahindra &Mah Fin | 0% | - | 0% |
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Chat with usFrequently Asked Questions
What is Market cap allocation in the portfolio?
In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.
Top 5 holdings for HDFC Retirement Savings Fund ?
The top holdings of this fund are
How do I create a good mutual fund portfolio?
Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.
How to maintain a good portfolio?
Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.
What is sector allocation in the portfolio?
The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.
Top 5 Sector for HDFC Retirement Savings Fund ?
The major sectors of this fund are .
What is the ideal number of funds to have in a portfolio?
There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.
How does risk tolerance play a role in determining portfolio allocation?
Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.
