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HDFC Retirement Savings Fund - Portfolio Analysis
- Solution Oriented
- Retirement Funds
- Very High
-
₹38.16
(0.07%)
Current NAV 14-08-2025
-
2.56%
Returns
-
Min. SIP ₹100
Min. Investment ₹100
Fund Suitability Test
Asset Allocation (As on 31-Jul-2025)
Allocation of Equity and Debt Asset Classes.
- Equity 70.57%
Market Cap Allocation Of Equity
Shows Distribution among Different Size Companies.
| Category | Allocation |
|---|---|
| Large Cap | 47.52 |
| Small Cap | 17.62 |
| Mid Cap | 3.67 |
| Others | 1.75 |
Sector Allocation of Equity
Weightage of Portfolio Among Different Sectors.
Financial Services
Industrials
Consumer Cyclical
Technology
Healthcare
Energy
Consumer Defensive
Communication Services
Basic Materials
Utilities
Real Estate
Current Stocks Holdings of Equity
Information on Stock Holdings in Portfolio
| Stocks | Market Cap | Sectors (PE Ratio) 08-Aug-2025 |
Holdings | PE Ratio 08-Aug-2025 |
1Y Return |
|---|---|---|---|---|---|
| HDFC Bank Ltd | Large Cap | Financial Services (20.05) | 7.24% | 21.46 | 20.15% |
| ICICI Bank Ltd | Large Cap | Financial Services (20.05) | 6.2% | 19.39 | 23.34% |
| Reliance Industries Ltd | Large Cap | Energy (33.78) | 3.32% | 22.71 | -5.51% |
| Axis Bank Ltd | Large Cap | Financial Services (24.43) | 2.55% | 28.68 | 29.81% |
| State Bank of India | Large Cap | Financial Services (8.72) | 2.38% | 9.57 | -0.38% |
| Bharti Airtel Ltd | Large Cap | Communication Services (46.75) | 2.29% | 30.74 | 27.29% |
| Maruti Suzuki India Ltd | Large Cap | Consumer Cyclical (30.31) | 2.26% | 27.17 | -0.2% |
| Kotak Mahindra Bank Ltd | Large Cap | Financial Services (24.43) | 2.25% | 26.45 | -0.13% |
| Tata Consultancy Services Ltd | Large Cap | Technology (27.47) | 2.09% | 22.19 | -29.59% |
| Larsen & Toubro Ltd | Large Cap | Industrials (31.29) | 1.96% | 32.01 | 1.65% |
| Infosys Ltd | Large Cap | Technology (27.49) | 1.87% | 21.69 | -18.23% |
| Cipla Ltd | Large Cap | Healthcare (38.66) | 1.86% | 22.23 | -5.39% |
| ITC Ltd | Large Cap | Consumer Defensive (14.86) | 1.72% | 15.09 | -8.76% |
| HCL Technologies Ltd | Large Cap | Technology (27.51) | 1.54% | 23.8 | -8.43% |
| Power Grid Corp Of India Ltd | Large Cap | Utilities (28.69) | 1.22% | 17.4 | -13.44% |
| Bajaj Auto Ltd | Large Cap | Consumer Cyclical (31.63) | 1.2% | 30.19 | -15.79% |
| ICICI Lombard General Insurance Co Ltd | Mid Cap | Financial Services (41.51) | 1.15% | 0 | -3.96% |
| Dr. Lal PathLabs Ltd | Small Cap | Healthcare (49.29) | 1.12% | 54.69 | 4.51% |
| Max Financial Services Ltd | Mid Cap | Financial Services (36.96) | 1.03% | 166.19 | 54.99% |
| Havells India Ltd | Large Cap | Industrials (65.97) | 1.03% | 64.95 | -20.08% |
| Vesuvius India Ltd | Industrials | 0.92% | - | 0% | |
| HDFC Life Insurance Co Ltd | Large Cap | Financial Services (18.8) | 0.9% | 90.43 | 14.93% |
| City Union Bank Ltd | Small Cap | Financial Services (19.91) | 0.9% | 0 | 31.41% |
| Embassy Office Parks REIT | Real Estate (810.2) | 0.83% | 22.28 | 2.97% | |
| Suprajit Engineering Ltd | Small Cap | Consumer Cyclical (28.41) | 0.81% | 55.46 | -18.06% |
| Lumax Industries Ltd | Small Cap | Consumer Cyclical (30.36) | 0.81% | 23.74 | 20.66% |
| Transport Corp of India Ltd | Small Cap | Industrials (21.81) | 0.77% | 20.25 | 11.02% |
| Tata Steel Ltd | Large Cap | Basic Materials (24.06) | 0.76% | 43.41 | 4.98% |
| Godrej Consumer Products Ltd | Large Cap | Consumer Defensive (60.03) | 0.75% | 70.1 | -12.14% |
| CreditAccess Grameen Ltd Ordinary Shares | Small Cap | Financial Services (30.56) | 0.75% | 109.86 | 13.22% |
| Alembic Pharmaceuticals Ltd | Small Cap | Healthcare (39.43) | 0.73% | 31.23 | -9.71% |
| Gland Pharma Ltd | Small Cap | Healthcare (38.66) | 0.71% | 41.31 | -4.68% |
| Crompton Greaves Consumer Electricals Ltd | Small Cap | Consumer Cyclical (66.5) | 0.68% | 39.11 | -25.33% |
| SBI Life Insurance Co Ltd | Large Cap | Financial Services (19.16) | 0.66% | 0 | 18.25% |
| SKF India Ltd | Small Cap | Industrials (45.59) | 0.64% | 43.01 | -3.49% |
| UTI Asset Management Co Ltd | Small Cap | Financial Services (39.64) | 0.64% | 23.91 | 28.25% |
| The Anup Engineering Ltd | Small Cap | Industrials (49.98) | 0.63% | 36.86 | 16.67% |
| Hindustan Petroleum Corp Ltd | Mid Cap | Energy (34.03) | 0.63% | 12.74 | 3.09% |
| Kalpataru Projects International Ltd | Small Cap | Industrials (28.69) | 0.62% | 29.78 | 0.16% |
| Voltamp Transformers Ltd | Small Cap | Industrials (28.92) | 0.58% | 0 | -39.53% |
| Bayer CropScience Ltd | Small Cap | Basic Materials (34.6) | 0.57% | 30.9 | 31.77% |
| Gujarat State Petronet Ltd | Small Cap | Utilities (12.08) | 0.57% | 16.16 | -5.75% |
| National Aluminium Co Ltd | Mid Cap | Basic Materials (15.91) | 0.55% | 6.63 | -3.72% |
| Delhivery Ltd | Small Cap | Industrials (43.1) | 0.51% | 174.32 | 11.71% |
| CIE Automotive India Ltd | Small Cap | Consumer Cyclical (35.28) | 0.48% | 18.98 | -24.64% |
| United Spirits Ltd | Large Cap | Consumer Defensive (30.79) | 0.48% | 0 | 0% |
| Bajaj Electricals Ltd | Small Cap | Consumer Cyclical (46.35) | 0.48% | 61.5 | -40.94% |
| Mahindra & Mahindra Ltd | Large Cap | Consumer Cyclical (30.31) | 0.48% | 29.74 | 14.35% |
| Goodyear India Ltd | Small Cap | Consumer Cyclical (31.35) | 0.47% | 0 | -15.74% |
| Procter & Gamble Health Ltd | Small Cap | Healthcare (38.66) | 0.42% | 0 | 22.45% |
| Equitas Small Finance Bank Ltd Ordinary Shares | Small Cap | Financial Services (20.05) | 0.41% | 0 | -28.7% |
| Finolex Industries Ltd | Small Cap | Industrials (33.8) | 0.37% | 29.25 | -32.47% |
| Tamil Nadu Newsprint & Papers Ltd | Small Cap | Basic Materials (10.03) | 0.34% | 6.8 | 26.75% |
| Sonata Software Ltd | Small Cap | Technology (27.47) | 0.33% | 23.57 | -40.3% |
| Mahindra & Mahindra Financial Services Ltd | Mid Cap | Financial Services (27.57) | 0.31% | 15.48 | -8.93% |
| Mahindra Holidays & Resorts India Ltd | Small Cap | Consumer Cyclical (71.06) | 0.3% | 55.28 | -11.78% |
| PVR INOX Ltd | Small Cap | Communication Services (17.35) | 0.3% | -68.57 | -24.57% |
| Timken India Ltd | Small Cap | Industrials (51.34) | 0.3% | 0 | -22.78% |
| Wipro Ltd | Large Cap | Technology (27.49) | 0.3% | 18.66 | -1.63% |
| GNA Axles Ltd | Small Cap | Consumer Cyclical (42.88) | 0.29% | 12.52 | -25.99% |
| Cyient Ltd | Small Cap | Industrials (29.65) | 0.25% | 23.38 | -29.42% |
| Torrent Pharmaceuticals Ltd | Large Cap | Healthcare (39.36) | 0.22% | 61.05 | 7.82% |
| KEC International Ltd | Small Cap | Industrials (26.89) | 0.21% | 213.91 | 49.58% |
| Popular Vehicles and Services Ltd | Small Cap | Consumer Cyclical | 0.18% | - | 0% |
| Rolex Rings Ltd | Small Cap | Industrials (35.33) | 0.17% | 0 | -43.63% |
| Nilkamal Ltd | Small Cap | Consumer Cyclical (45.35) | 0.15% | 22.65 | -14.47% |
| Redington Ltd | Small Cap | Technology (11.82) | 0.15% | 11.34 | 18.55% |
| Hindustan Aeronautics Ltd Ordinary Shares | Large Cap | Industrials (47.66) | 0% | 35.5 | -4.88% |
| Balrampur Chini Mills Ltd | Small Cap | Consumer Defensive (23.7) | 0% | 28.17 | 38.47% |
| Aurobindo Pharma Ltd | Mid Cap | Healthcare (39.43) | 0% | 18.55 | -28.72% |
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Chat with usFrequently Asked Questions
What is Market cap allocation in the portfolio?
In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.
Top 5 holdings for HDFC Retirement Savings Fund ?
The top holdings of this fund are
How do I create a good mutual fund portfolio?
Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.
How to maintain a good portfolio?
Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.
What is sector allocation in the portfolio?
The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.
Top 5 Sector for HDFC Retirement Savings Fund ?
The major sectors of this fund are .
What is the ideal number of funds to have in a portfolio?
There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.
How does risk tolerance play a role in determining portfolio allocation?
Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.
