What is sector allocation in the portfolio?

The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.

How do I create a good mutual fund portfolio?

Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.

What is the ideal number of funds to have in a portfolio?

There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.

How to maintain a good portfolio?

Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.

How does risk tolerance play a role in determining portfolio allocation?

Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.

DSP Savings Fund - Regular Plan - IDCW - Monthly - Portfolio Analysis

Debt
Money Market
Status: Closed

Portfolio Overview

As of July 31, 2026

Asset Allocation

Others: 76.68%Debt: 23.32%

Market Cap

Cash And Equivalents: 21.67% Corporate Bond: 45.03%Government Related: 9.69%Other: 0.28%

Number of stocks

126

Top 10 Holdings

22.17% of portfolio

Market Cap of Others

Cash And Equivalents

21.67%

Corporate Bond

45.03%

Government Related

9.69%

Other

0.28%

Companies Allocation of Others

Panatone Finvest Limited2.778%

Indusind Bank Limited1.664%

Torrent Pharmaceuticals Ltd1.118%

IDFC First Bank Limited1.110%

Export-Import Bank Of India1.105%

Equitas Small Finance Bank Limited1.102%

Icici Securities Limited1.096%

Export Import Bank Of India0.833%

HDFC Bank Ltd0.829%

Piramal Finance Ltd.0.826%

Nuvama Wealth Management Limited0.570%

Nuvama Wealth And Investment Limited0.568%

Mirae Asset Financial Services (India) Pvt Ltd.0.566%

ICICI Bank Limited0.556%

Tata Housing Development Company Limited0.556%

Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)0.554%

Aditya Birla Capital Ltd.0.552%

Nuvama Wealth Finance Limited0.551%

Axis Securities Limited0.549%

Sundaram Finance Limited0.544%

Kotak Mahindra Prime Ltd.0.538%

Cholamandalam Investment And Finance Company Limited0.281%

Kotak Mahindra Bank Limited0.280%

Union Bank Of India0.278%

Sbi Funds Management Pvt Ltd/Fund Parent0.278%

Small Industries Dev Bank Of India0.278%

Punjab National Bank0.277%

Bajaj Finance Limited0.277%

Kotak Securities Ltd0.276%

Muthoot Fincorp Limited0.276%

Motilal Oswal Financial Services Limited0.276%

Bank Of Baroda0.276%

National Bank For Financing Infrastructure And Development0.276%

National Bank For Agriculture And Rural Development0.276%

Sector Allocation of Others

Cash And Equivalents21.67%

Corporate Bond45.03%

Government Related9.69%

Other0.28%

Monthly SIP

One Time

SIP Amount

₹

Monthly SIP Date

Fund Suspended: Currently this fund is not available for Investments.

DSP Savings Fund - Regular Plan - IDCW - Monthly

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Frequently Asked Questions

Everything You Need To Know To Get Started With Confidence

In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.