What is sector allocation in the portfolio?

The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.

How do I create a good mutual fund portfolio?

Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.

What is the ideal number of funds to have in a portfolio?

There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.

How to maintain a good portfolio?

Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.

How does risk tolerance play a role in determining portfolio allocation?

Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.

DSP Savings Fund - Regular Plan - IDCW - Portfolio Analysis

Debt
Money Market
Status: Closed

Portfolio Overview

As of June 30, 2026

Asset Allocation

Others: 81.43%Debt: 18.57%

Market Cap

Cash And Equivalents: 20.33% Corporate Bond: 52.41%Government Related: 8.36%Other: 0.34%

Number of stocks

111

Top 10 Holdings

23.48% of portfolio

Market Cap of Others

Cash And Equivalents

20.33%

Corporate Bond

52.41%

Government Related

8.36%

Other

0.34%

Companies Allocation of Others

Panatone Finvest Limited3.349%

Indusind Bank Limited2.006%

Bahadur Chand Investments Private Limited1.719%

Torrent Pharmaceuticals Limited1.348%

Axis Bank Limited1.344%

IDFC First Bank Limited1.339%

Motilal Oswal Financial Services Limited1.336%

Kotak Securities Limited1.330%

Equitas Small Finance Bank Limited1.328%

Nuvama Wealth Management Limited0.686%

Nuvama Wealth and Investment Ltd.0.684%

Kotak Mahindra Bank Limited0.675%

Tata Housing Development Company Limited0.670%

Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)0.669%

Axis Securities Limited0.665%

Nuvama Wealth Finance Limited0.665%

Sundaram Finance Ltd.0.657%

Cholamandalam Investment And Finance Company Ltd0.338%

Sbi Funds Management Pvt Ltd/Fund Parent0.336%

Small Industries Dev Bank Of India0.335%

Bajaj Finance Limited0.334%

HDFC Bank Ltd0.333%

Motilal Oswal Financial Services Ltd0.333%

National Bank For Financing Infrastructure And Development0.333%

Muthoot Fincorp Limited0.333%

National Bank For Agriculture And Rural Development0.333%

Sector Allocation of Others

Cash And Equivalents20.33%

Corporate Bond52.41%

Government Related8.36%

Other0.34%

Monthly SIP

One Time

SIP Amount

₹

Monthly SIP Date

Fund Suspended: Currently this fund is not available for Investments.

DSP Savings Fund - Regular Plan - IDCW

Suitabilty Test For Finding this Fund is Suitable or Not for User.

Is This Mutual Fund Right for You?

+10k investors used our Suitability Test to get better returns

Fund Suitability Test

Let's Get Started.

Need Help? Let’s Connect

Frequently Asked Questions

Everything You Need To Know To Get Started With Confidence

In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.