What is sector allocation in the portfolio?

The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.

How do I create a good mutual fund portfolio?

Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.

What is the ideal number of funds to have in a portfolio?

There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.

How to maintain a good portfolio?

Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.

How does risk tolerance play a role in determining portfolio allocation?

Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.

Aditya Birla Sun Life Floating Interest Rates Fund-Regular Plan-Growth - Portfolio Analysis

Portfolio Overview

As of July 31, 2026

Asset Allocation

Debt: 76.04%Others: 23.96%

Market Cap

Government: 9.41% Corporate Bond: 54.60%Government Related: 11.80%Cash And Equivalents: 0.22%

Number of stocks

220

Top 10 Holdings

34.97% of portfolio

Market Cap of Debt

Government

9.41%

Corporate Bond

54.60%

Government Related

11.80%

Cash And Equivalents

0.22%

Companies Allocation of Debt

6.75% Govt Stock 20337.102%

Bharti Telecom Limited3.823%

Knowledge Realty TRust2.259%

ICICI Bank Ltd.1.449%

Indian Bank1.245%

Nhpc Limited1.126%

RADHAKRISHNA SECURITISATION TRUST1.046%

L&T Finance Limited0.952%

Export Import Bank Of India0.951%

Poonawalla Fincorp Limited0.943%

Axis Finance Limited0.937%

Nexus Select TRust0.758%

Reverse Repo0.677%

6.45% Govt Stock 20340.660%

Tata Capital Housing Finance Ltd. 7.79%0.564%

Canara Bank0.533%

8.29% Uttarpradesh Sdl 20290.429%

RJ Corp Limited0.396%

Jamnagar Utilities & Power Private Limited0.381%

Tata Capital Limited0.380%

Reliance Life Sciences Private Limited0.378%

REC Ltd. 7.17%0.376%

Hdb Financial Services Limited0.376%

Bajaj Finance Limited0.376%

Rajgarh Transmission Limited0.369%

Axis Bank Ltd.0.369%

Small Industries Development Bank of India0.356%

SBI Funds Management Private Ltd0.304%

6.6% ASsam Sdl 20300.298%

7.18% Maharashtra Sdl 20290.191%

7.18% Madhyapradesh Sdl 20300.190%

Power Grid Corporation Of India Limited0.190%

Smfg India Home Finance Company Limited0.190%

Rec Limited0.190%

Nagaland (Government of)0.189%

Mindspace Business Parks Reit0.188%

ICICI Home Finance Company Limited0.188%

National Bank for Agriculture and Rural Development 7.16%0.188%

Indian Railway Finance Corporation Limited0.186%

HDFC Bank Ltd.0.182%

INDIA UNIVERSAL TRUST AL10.174%

6.9% Karnataka Sgs 20270.152%

Embassy Office Parks Reit0.143%

Gs12jun2031c0.139%

Gs12dec2031c0.134%

Gs12jun2032c0.129%

Gs12dec2032c0.125%

Mahindra Rural Housing Finance Limited0.118%

Gs06may2030c0.118%

7.05% Gujarat Sgs 20280.114%

6.2% Rajasthan Sdl 20270.114%

7.02% Govt Stock 20270.099%

7.32% Govt Stock 20300.095%

Vertis Infrastructure Trust0.095%

Gs25may2030c0.092%

Gs15apr2030c0.090%

Gs15oct2030c0.087%

Gs19sep2027c0.087%

8.22% Karnataka Sdl 20310.079%

Aditya Birla Housing Finance Limited0.076%

LIC Housing Finance Ltd0.076%

Gs12jun2027c0.073%

Gs12dec2027c0.071%

7.18% Tamilnadu SDL 20270.061%

Gs19jun2027c0.060%

Aditya Birla Capital Limited0.053%

Small Industries Development Bank Of India0.038%

Toyota Financial Services India Limited0.038%

Gs15dec2026c0.038%

Gs12mar2028c0.034%

7.04% Govt Stock 20290.027%

8.55 Up SPecial Bond 20260.027%

8.43% Up SPl Bond 20260.023%

Rural Electrification Corporation Limited0.021%

INDIA UNIVERSAL TRUST AL20.018%

7.08% Andhra Sdl 20260.015%

Pipeline Infrastructure Limited0.015%

8.55% Madhyapradesh Sdl 20280.013%

Kotak Mahindra Prime Limited0.008%

8.63% Rajasthan Sdl 20280.008%

8.12% Rajasthan Sdl 20290.008%

Kotak Mahindra Investments Limited0.008%

Tata Capital Housing Finance Limited0.008%

Sundaram Finance Limited0.008%

Mahindra And Mahindra Financial Services Limited0.008%

6.9% Andhra Sdl 20270.007%

7.62% Tamilnadu SDL 20270.006%

8.28% Tamilnadu SDL 20280.005%

7.86% Karnataka Sdl 20270.005%

7.2% Maharashtra Sdl 20290.004%

08.42 UP UDAY 20270.004%

7.21% Gujarat Sdl 20270.004%

7.58% Tamilnadu SDL 20260.004%

8.57% Rajasthan Spl Bond 20270.003%

8.14% Uttarakhand Sdl 20280.003%

8.35% Puducherry SDL 20270.003%

8.34% Tamilnadu SDL 20280.003%

8.08% Karnataka Sdl 20280.002%

8.57% Up SPl Bond 20270.002%

7.64% Haryana Sdl 20270.002%

8.41% Kerala SDL 2028 Aug0.002%

8.6% Rajasthan Sdl 20280.002%

7.75% Gujarat Sdl 20270.002%

Cube Highways TRust0.002%

7.55% Karnataka Sdl 20270.001%

8.38% Rajasthan Sdl 20280.001%

8.42% Westbengal Sdl 20280.001%

7.61% Tamilnadu SDL 20270.001%

Sector Allocation of Debt

Government9.41%

Corporate Bond54.60%

Government Related11.80%

Cash And Equivalents0.22%

Bond0.00%

Monthly SIP

One Time

SIP Amount

₹

Monthly SIP Date

Aditya Birla Sun Life Floating Interest Rates Fund-Regular Plan-Growth

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Everything You Need To Know To Get Started With Confidence

In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.