What is sector allocation in the portfolio?

The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.

How do I create a good mutual fund portfolio?

Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.

What is the ideal number of funds to have in a portfolio?

There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.

How to maintain a good portfolio?

Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.

How does risk tolerance play a role in determining portfolio allocation?

Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.

Bank Of India Mid & Small Cap Equity & Debt Fund Regular - Idcw Payout - Portfolio Analysis

Hybrid
Aggressive
Status: Open

Portfolio Overview

As of December 31, 2025

Asset Allocation

Equity: 76.22%Debt: 22.59%Others: 1.19%

Market Cap

Small Cap: 28.80%Mid Cap: 46.41%Large Cap: 1.01%

Number of stocks

Top 10 Holdings

57.32% of portfolio

Market Cap of Equity

Small Cap

28.8000%

Mid Cap

46.4100%

Large Cap

1.0100%

Companies Allocation of Equity

HINDUSTAN COPPER LIMITED EQ NEW RS.5/-8.46%

JINDAL STAINLESS LIMITED EQ NEW7.04%

INDIAN BANK EQ6.26%

UNO MINDA LIMITED EQ NEW FV RS. 2/-5.98%

PB FINTECH LIMITED EQ NEW FV RS. 2/-5.46%

HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED EQ5.34%

TD POWER SYSTEMS LIMITED EQ NEW FV RS.2/-5.00%

LLOYDS METALS AND ENERGY LIMITED EQ NEW FV RE. 1/-4.74%

ERIS LIFESCIENCES LIMITED EQ NEW FV RE. 1/-4.52%

GLENMARK PHARMACEUTICALS LIMITED EQ NEW FV RE.1/-4.52%

Sector Allocation of Equity

Non - Ferrous Metals4.23%

Ferrous Metals7.96%

Banks5.26%

Auto Components6.63%

Financial Technology (Fintech)2.73%

Finance4.46%

Electrical Equipment4.22%

Pharmaceuticals & Biotechnology8.19%

Cement & Cement Products2.21%

Aerospace & Defense2.13%

Capital Markets4.00%

Industrial Products4.78%

Diversified1.82%

Fertilizers & Agrochemicals1.69%

Transport Services1.62%

IT - Software1.55%

Beverages1.37%

IT - Services1.28%

Industrial Manufacturing1.98%

Cigarettes & Tobacco Products0.98%

Power0.87%

Textiles & Apparels1.37%

Consumer Durables1.26%

Agricultural Food & other Products1.53%

Chemicals & Petrochemicals0.77%

Petroleum Products0.49%

Commercial Services & Supplies0.44%

Paper, Forest & Jute Products0.40%

Monthly SIP

One Time

SIP Amount

₹

Monthly SIP Date

Bank Of India Mid & Small Cap Equity & Debt Fund Regular - Idcw Payout

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Frequently Asked Questions

Everything You Need To Know To Get Started With Confidence

In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.