What is sector allocation in the portfolio?

The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.

How do I create a good mutual fund portfolio?

Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.

What is the ideal number of funds to have in a portfolio?

There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.

How to maintain a good portfolio?

Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.

How does risk tolerance play a role in determining portfolio allocation?

Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.

Axis Retirement Fund - Dynamic Plan - Regular Plan - IDCW - Portfolio Analysis

Portfolio Overview

As of January 31, 2026

Asset Allocation

Equity: 85.03%Debt: 10.37%Others: 4.60%

Market Cap

Large Cap: 63.32%Small Cap: 11.60%Mid Cap: 10.11%

Number of stocks

Top 10 Holdings

77.46% of portfolio

Market Cap of Equity

Large Cap

63.3200%

Small Cap

11.6000%

Mid Cap

10.1100%

Companies Allocation of Equity

HDFC BANK LIMITED EQ NEW FV RE. 1/-12.74%

ICICI BANK LIMITED EQ NEW FV RS. 2/-11.74%

RELIANCE INDUSTRIES LIMITED EQ11.12%

INFOSYS LIMITED EQ FV RS 58.82%

STATE BANK OF INDIA EQ NEW RE. 1/-7.84%

LARSEN AND TOUBRO LIMITED EQ NEW FV RS.2/-6.00%

BHARTI AIRTEL LIMITED EQ NEW FV RS 5/-5.88%

MAHINDRA AND MAHINDRA LIMITED EQ NEW F.V. RS.55.14%

PIDILITE INDUSTRIES LIMITED EQ NEW FV RE.1/-4.42%

Bajaj Finance Limited3.76%

Sector Allocation of Equity

Banks18.14%

Petroleum Products6.29%

IT - Software6.22%

Construction3.00%

Telecom - Services2.94%

Automobiles2.79%

Chemicals & Petrochemicals2.21%

Finance5.56%

Healthcare Services3.70%

Pharmaceuticals & Biotechnology4.60%

Auto Components3.35%

Commercial Services & Supplies1.83%

Power2.63%

Insurance2.13%

Electrical Equipment3.41%

Beverages1.65%

Cement & Cement Products0.85%

Retailing1.89%

Agricultural, Commercial & Construction Vehicles0.80%

Aerospace & Defense1.37%

Consumer Durables1.90%

Realty1.43%

Food Products0.79%

Household Products1.06%

Industrial Manufacturing1.07%

Ferrous Metals0.61%

Fertilizers & Agrochemicals0.60%

Diversified FMCG0.79%

Transport Services0.45%

Non - Ferrous Metals0.41%

Industrial Products0.23%

Leisure Services0.14%

Oil0.11%

Consumable Fuels0.08%

Monthly SIP

One Time

SIP Amount

₹

Monthly SIP Date

Axis Retirement Fund - Dynamic Plan - Regular Plan - IDCW

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Frequently Asked Questions

Everything You Need To Know To Get Started With Confidence

In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.