What is sector allocation in the portfolio?

The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.

How do I create a good mutual fund portfolio?

Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.

What is the ideal number of funds to have in a portfolio?

There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.

How to maintain a good portfolio?

Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.

How does risk tolerance play a role in determining portfolio allocation?

Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.

Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth - Portfolio Analysis

Portfolio Overview

As of December 31, 2025

Asset Allocation

Equity: 97.61%Others: 2.13%Debt: 0.24%

Market Cap

Large Cap: 43.66%Mid Cap: 23.43%Small Cap: 30.52%

Number of stocks

Top 10 Holdings

47.52% of portfolio

Market Cap of Equity

Large Cap

43.6600%

Mid Cap

23.4300%

Small Cap

30.5200%

Companies Allocation of Equity

ICICI BANK LIMITED EQ NEW FV RS. 2/-7.98%

GODREJ CONSUMER PRODUCTS LIMITED EQ NEW FV RE.1/-5.02%

AU SMALL FINANCE BANK LIMITED EQ5.00%

STATE BANK OF INDIA EQ NEW RE. 1/-4.52%

KIRLOSKAR OIL ENGINES LIMITED EQ4.34%

TECH MAHINDRA LIMITED EQ NEW FV RS. 5/-4.18%

ZOMATO LIMITED EQ4.18%

INFOSYS LIMITED EQ FV RS 54.10%

HINDALCO INDUSTRIES LIMITED EQ NEW FV RE. 1/-4.10%

S.J.S. ENTERPRISES LIMITED EQ4.10%

Sector Allocation of Equity

Banks16.74%

Personal Products2.51%

Industrial Products4.45%

IT - Software8.21%

Retailing4.51%

Non - Ferrous Metals2.05%

Auto Components4.72%

Ferrous Metals2.02%

Automobiles3.14%

Insurance4.01%

Pharmaceuticals & Biotechnology5.94%

Construction2.80%

Chemicals & Petrochemicals2.55%

Realty2.59%

Transport Infrastructure3.01%

Diversified FMCG1.55%

Healthcare Services1.38%

Finance3.60%

Consumer Durables4.77%

Gas2.07%

Electrical Equipment2.12%

Petroleum Products2.14%

Financial Technology (Fintech)1.01%

Commercial Services & Supplies1.01%

IT - Services1.78%

Transport Services0.91%

Agricultural Food & other Products0.85%

Power0.82%

Industrial Manufacturing1.29%

Capital Markets1.32%

Food Products0.69%

Beverages0.54%

Fertilizers & Agrochemicals0.51%

Monthly SIP

One Time

SIP Amount

₹

Monthly SIP Date

Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth

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Frequently Asked Questions

Everything You Need To Know To Get Started With Confidence

In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.