Start Your Child's Future Plan Today

Support your child’s future by investing in their dreams, whether it’s studying abroad or saving for their first car, with our goal-based mutual fund investments.

Talk to a Certified Financial Planner

Connect with our Expert

Child Future Plan Calculator

Set a goal for your child's education, marriage, or any milestone, and see the exact monthly SIP needed to get there.

Calculate Your Goals

Define Goals:

Goal Type:

Select Goal

Goal Cost (₹):

Years Left:

Years

Your Result

Final Summary:

Total Corpus Required:

₹ 0

Current Savings

Monthly SIP Needed:

₹ 0

Total Financial Goals:

0 Goals

Max Duration:

0 Years

The calculation is indicative with 12% p.a. returns & 7% inflation. Final values depend on your financial goal.

A Plan for Every Stage of Your Child's Life

From their first school admission to their wedding day, get a customized investment plan for every milestone in between.

Plan Based On Your Child’s Age

Age 0-13

School Admission

Age 3-8

First Laptop

Age 10-21

Vehicle Planning

Age 14-22

Course Fees

Age 6-25

Marriage Planning

The Earlier You Start, The Less It Costs

See the real difference early planning makes, in numbers, for any goal from education to marriage

Let’s understand this with Child’s Education...

Without Financial Planning...

Education cost inflation = 10% per year

Future Cost = Present Cost × (1 + Inflation Rate)^Years

Future Cost = ₹10,00,000 × (1+0.10)^10

Future Cost = ₹25,93,700

In 10 years, ₹10 Lacs. becomes ₹25.93 Lacs.

That’s nearly 2.6x the cost!

With Financial Planning...

Lets start with 10,300/m SIP for 10 Years

Mysiponline Portfolio Returns14.5 %

Invested Amount (₹10,300 X 14.5 X 10)₹ 12,36,000

Mysiponline returns₹ 14,01,415

Goal Amount₹ 26,37,415

Saving ₹14 Lacs. with the power of compounding.

Let’s understand this with a Marriage Goal...

Without Financial Planning...

Inflation Cost = 9% per year

Present Estimated Cost = ₹15,00,000

Future of 15 Years Cost = ₹15,00,000 × (1+0.09)^15

Future of 15 Years Cost = ₹54,21,000

In 15 years, ₹15 Lacs becomes ₹54.21 Lacs.

That’s a ₹39.21 Lacs gap

With Financial Planning...

Lets start with 6,000 SIP for 15 Years

Mysiponline Portfolio Returns12%

Invested Amount (₹6000 × 180)₹10,80,000

Mysiponline returns₹43,40,000

Goal Amount₹54,20,000

Saving ₹43.4 Lacs with the power of compounding.

Let’s understand this with an Abroad Education Goal...

Without Financial Planning...

Inflation Cost = 10% per year

Present Cost = ₹30,00,000

Future of 12 Years Cost = ₹30,00,000 × (1+0.10)^12

Future of 12 Years Cost = ₹93,46,000

In 12 years, ₹30 Lacs becomes ₹93.5 Lacs.

That’s a ₹63 Lacs gap

With Financial Planning...

Lets start with 27,000 SIP for 12 Years

Mysiponline Portfolio Returns12%

Invested Amount (₹27,000 × 144)₹38,90,000

Mysiponline returns₹54,60,000

Goal Amount₹93,50,000

Saving ₹54 Lacs with the power of compounding.

How to Plan for Your Child’s Future in 6 Simple Steps

Set A Goal, Share A Few Details, And Get a Plan Built Specifically for Your Child.

Choose Your Financial Goal

Share a Few Key Details

Let Our Research-Driven Engine Do the Math

Get a Customized Investment Plan

Adjust, Compare & Personalize Further

Get Support, Stay on Track

Know More About Child Future Planning

What Our Customers Say

Listen to the hard work and dedication stories from our customers that MySIPonline puts into helping you succeed.

We always knew we needed to save for our daughter's education, but we didn't know where to begin. MySIPonline's planning tools helped us calculate the right SIP amount and gave us confidence that we're on the right track

Priya Sharma

Software Engineer

Education costs keep rising every year, and that worried us. Using MySIPonline's Child Future Plan calculator helped us understand how inflation impacts our goals and how a disciplined SIP can bridge the gap.

Rahul Patel

Business Owner

Starting a SIP when our son was young turned out to be one of our best financial decisions. Even a modest monthly investment is steadily growing into a meaningful corpus for his higher education.

Anjali Desai

Marketing Manager

We had multiple goals for our child but no structured plan. MySIPonline helped us estimate future costs and create separate investment goals, making our financial planning far more organised and stress-free.

Neha Gupta

Government Employee

The biggest benefit wasn't just finding the right investment, it was knowing exactly how much we need to save. With regular SIPs and annual reviews, we finally feel prepared for our child's future instead of worrying about it.

Arjun Reddy

Bank Manager