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Dream big for your child’s education, retirement or personal growth with personalized financial planning, made based on your goals to unlock your financial freedom.

Child’s Future Planning

School Fees • Gadgets • Vehicle • Marriage

Retirement Planning

Pre Retirement • Post Retirement

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Financial Planning Calculator

Generate custom investment plans for child education, retirement or any financial goal in minutes with our calculator.

Calculate Your Goals

Define Goals:

Goal Type:

Select Goal

Goal Cost (₹):

Years Left:

Years

Your Result

Final Summary:

Total Corpus Required:

₹ 0

Current Savings

Monthly SIP Needed:

₹ 0

Total Financial Goals:

0 Goals

Max Duration:

0 Years

The calculation is indicative with 12% p.a. returns & 7% inflation. Final values depend on your financial goal.

Explore How Our Financial Planning Works For Your Future

Take out only 2 minutes to kick start your goal-based investment planning and secure your financial future now.

Choose Your Financial Goal

Share a Few Key Details

Let Our Research-Driven Engine Do the Math

Get a Customized Investment Plan

Adjust, Compare & Personalize Further

Get Support, Stay on Track

Delay now, Pay more later, It’s that simple!

Starting your Retirement Planning at 25 gives you 20 years to grow your retirement savings with just ₹10,200 per month. Delay it and your monthly SIP jumps drastically. The earlier you begin, the less you need to save and the more your money can work for you.

Retirement Planing

Start at age 25

Retire at age

Time to plan

20 Years

Future Monthly expense

₹ 2.89 Lacs.

Corpus Needed

₹ 12.14 Cr.

SIP Needed

₹ 81,063/M

Start at age

Retire at age

Time to plan

20 Years

Future Monthly expense

₹ 3.87 Lacs.

Corpus Needed

₹ 16.23 Cr.

SIP Needed

₹ 1,08,422/M

Child Education

Start planning Today

Planning Window

15 Years

Today's Estimated Cost

₹ 20 Lacs.

Inflated Future Cost (7%)

₹ 55.30 Lacs.

Total Investment

₹ 14.60 Lacs.

Wealth Growth (Returns)

₹ 40.70 Lacs.

SIP Needed (12% Returns)

₹ 8,100/M

Delay by

5 Years

Planning Window

10 Years

5 year Delay Cost

₹ 20+8 (28) Lacs.

Inflated Future Cost (7%)

₹ 55.30 Lacs.

Total Investment

₹ 19.20 Lacs.

Wealth Growth (Returns)

₹ 36.10 Lacs.

SIP Needed (12% Returns)

₹ 16,000/M

Vehicle planning

Start planning Today

Planning Window

10 Years

Today's Estimated Cost

₹ 10 Lacs.

Inflated Future Cost (6%)

₹ 17.90 Lacs.

Total Investment

₹ 7.80 Lacs.

Wealth Growth (Returns)

₹ 10.10 Lacs.

SIP Needed (12% Returns)

₹ 6,500/M

Delay by

5 Years

Planning Window

5 Years

5 year Delay Cost

₹ 10+3 (13.3) Lacs.

Inflated Future Cost (6%)

₹ 17.90 Lacs.

Total Investment

₹ 13.20 Lacs.

Wealth Growth (Returns)

₹ 4.70 Lacs.

SIP Needed (12% Returns)

₹ 22,000/M

Child Marriage

Start planning Today

Planning Window

15 Years

Today's Estimated Cost

₹ 20 Lacs.

Inflated Future Cost (7%)

₹ 55.30 Lacs.

Total Investment

₹ 14.60 Lacs.

Wealth Growth (Returns)

₹ 40.70 Lacs.

SIP Needed (12% Returns)

₹ 8,100/M

Delay by

5 Years

Planning Window

10 Years

5 year Delay Cost

₹ 20+8 (28) Lacs.

Inflated Future Cost (7%)

₹ 55.30 Lacs.

Total Investment

₹ 19.20 Lacs.

Wealth Growth (Returns)

₹ 36.10 Lacs.

SIP Needed (12% Returns)

₹ 16,000/M

Plan My Retirement

What Your Financial Plan Includes

Everything you need for smart financial planning that adapts with your life goals.

Personalized to your age & income

Why Financial Planning Is Essential, Not Optional, For Your Future Growth

From dreams to reality, an investment plan makes the difference. Build one that turns your hopes into wins.

Goal Clarity

Know what you are aiming for and what it will take to get there.

Set Clear Targets

Set clear deadlines and goals for your education, retirement, home or dreams. Avoid guesswork. Plan with purpose.

Wealth Creation

Make your money work for you, not just sit in a savings account.

Strategic Investing

SIP’s, asset allocation and compounding, structured investing plans build long-term wealth, without worrying about timing the market.

Financial Confidence

Say goodbye to the anxiety of money.

Peace of mind

Financial planning helps you manage your bills, milestones and emergencies more easily. It brings control and peace of mind to your financial life.

Risk Protection

Be ready for what life throws at you.

Safety net

Emergency funds, insurance and diversified portfolios are important. These planning tools help protect you from job loss, illness or market changes.

Life Freedom

Retire early. Live life more. Work because you want to, not because you have to.

Financial Independence

With early and careful investment planning, you can achieve financial independence sooner than you think.

Join Thousands Of Satisfied Customers Growing Wealth With Us

Start now with personalised investment plans and secure your child’s future, retirement and more in minutes.

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What Our Customers Say

Listen to the hard work and dedication stories from our customers that MySIPonline puts into helping you succeed.

We always knew we needed to save for our daughter's education, but we didn't know where to begin. MySIPonline's planning tools helped us calculate the right SIP amount and gave us confidence that we're on the right track

Priya Sharma

Software Engineer

Education costs keep rising every year, and that worried us. Using MySIPonline's Child Future Plan calculator helped us understand how inflation impacts our goals and how a disciplined SIP can bridge the gap.

Rahul Patel

Business Owner

Starting a SIP when our son was young turned out to be one of our best financial decisions. Even a modest monthly investment is steadily growing into a meaningful corpus for his higher education.

Anjali Desai

Marketing Manager

We had multiple goals for our child but no structured plan. MySIPonline helped us estimate future costs and create separate investment goals, making our financial planning far more organised and stress-free.

Neha Gupta

Government Employee

The biggest benefit wasn't just finding the right investment, it was knowing exactly how much we need to save. With regular SIPs and annual reviews, we finally feel prepared for our child's future instead of worrying about it.

Arjun Reddy

Bank Manager