What is the risk comparison between UTI - Gilt Fund - Regular Plan - Growth Option and UTI - Gilt Fund - Discontinued PF Plan - Growth Option?

UTI - Gilt Fund - Regular Plan - Growth Option is equally volatile than UTI - Gilt Fund - Discontinued PF Plan - Growth Option. Choose a fund based on your risk tolerance and goals.

UTI - Gilt Fund - Regular Plan - Growth Option vs UTI - Gilt Fund - Discontinued PF Plan - Growth Option: Which has better AUM growth?

UTI - Gilt Fund - Regular Plan - Growth Option has Rs 545.23 crore in AUM and UTI - Gilt Fund - Discontinued PF Plan - Growth Option has Rs 545.23 crore. A larger, growing AUM shows that investors trust the fund and indicates stability.

Which fund has a lower expense ratio, UTI - Gilt Fund - Regular Plan - Growth Option or UTI - Gilt Fund - Discontinued PF Plan - Growth Option?

UTI - Gilt Fund - Regular Plan - Growth Option has an expense ratio of 0.92% and UTI - Gilt Fund - Discontinued PF Plan - Growth Option has 0.93%. UTI - Gilt Fund - Regular Plan - Growth Option has a lower ratio, which means it can give better net returns.

UTI vs HDFC Gilt Fund compare

Compare Up to 4 FundsFree Analysis

UTI - Gilt Fund - Discontinued PF Plan - Growth Option

Domestic Deb FoFmedium Risk

UTI - Gilt Fund - Discontinued PF Plan - Growth Option

Domestic Deb FoFmedium Risk

HDFC Gilt Fund - Growth Plan

Domestic Deb FoFmedium Risk

Our Verdict

Detailed analysis of historical returns and portfolio quality for smart mutual fund choices.

Returns (5Y)

5.23 %

Expense Ratio

0.92 %

The trade-off:

Verdict Lock

Returns (5Y)

5.23 %

Expense Ratio

0.93 %

The trade-off:

Verdict Lock

Returns (5Y)

4.99 %

Expense Ratio

0.89 %

The trade-off:

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Fund Performance Track

Comprehensive breakdown of returns, risk, and portfolio quality.

Complete Fund Review

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METRICS

HDFC Gilt Fund - Growth Plan

UTI - Gilt Fund - Regular Plan - Growth Option

UTI - Gilt Fund - Discontinued PF Plan - Growth Option

Basic Overview

Current NAV

₹ 55.87

₹ 63.63

₹ 47.31

Benchmark

CRISIL Dynamic Gilt TRI

Fund Size (AUM)

₹2914 Cr

₹545 Cr

Expense Ratio

0.89%

0.92%

0.93%

Launch Date

25 Jul 2001

14 Jan 2002

14 Feb 2025

SIP Returns

1 Year Return

1.97%

2.17%

3 Year Return

5.85%

5.78%

5 Year Return

5.88%

5.90%

Since Inception

6.16%

7.69%

7.72%

Trailing Returns

1 Month Return

0.05%

0.25%

3 Month Return

0.37%

0.78%

1 Year Return

4.22%

4.47%

3 Year Return

6.85%

6.86%

5 Year Return

4.99%

5.23%

Rolling Returns

1 Year Return

3 Year Return

5 Year Return

Risk Metrics (Standard)

Alpha

-1.08

Beta

1.03

Sharpe Ratio

0.07

Standard Deviation

2.09

1.9

2.95

Investment & Taxes

Min SIP Amount

₹ 100

₹ 500

Min Lumpsum

₹ 100

₹ 500

₹ 5,000

Exit Load

Data not available./365

Lock In

No Lock-in

Portfolio Market Cap

Portfolio Sectors

Advanced Investor Insights

Go deeper than returns, see how these funds hold up in market crashes, downturns and challenging economic times.

Defense ScoreAbility to resist market falls

HDFC Gilt Fund - Growth Plan3 /100

Outstanding protection during market downturns.

UTI - Gilt Fund - Regular Plan - Growth Option3 /100

Strong ability to limit losses in volatile markets.

UTI - Gilt Fund - Discontinued PF Plan - Growth Option3 /100

More vulnerable during market declines.

HDFC Gilt Fund - Growth Plan3 /100

Outstanding protection during market downturns.

UTI - Gilt Fund - Regular Plan - Growth Option3 /100

Strong ability to limit losses in volatile markets.

UTI - Gilt Fund - Discontinued PF Plan - Growth Option3 /100

More vulnerable during market declines.

Worst CaseMax loss in a single year (Since Inception)

HDFC Gilt Fund - Growth Plan0.0%

UTI - Gilt Fund - Regular Plan - Growth Option0.0%

UTI - Gilt Fund - Discontinued PF Plan - Growth Option0.0%

Note: This shows the biggest drop the fund has ever seen in a calendar year. High returns often come with bigger drops.

Recovery SpeedHow fast it bounces back

HDFC Gilt Fund - Growth Planslow

UTI - Gilt Fund - Regular Plan - Growth Optionslow

UTI - Gilt Fund - Discontinued PF Plan - Growth Optionslow

Pro Tip: Funds with "Excellent" recovery are better for short-term goals, as you're less likely to be stuck in a loss when you need money.

Unlock Risk Analysis

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Annual Performance History

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MONTHLY INVESTMENT

₹

₹ 50k

TENURE

Years

Projected Wealth

Investment Amount : ₹ 50,000

Tenure : 5 Yrs.

₹0+0.00%

Premium Fund Performance Hidden

₹0+0.00%

Unlock to view SIP projections

₹0+0.00%

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₹0+0.00%

Note: SIP value calculations are based on historical NAV data of funds.

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Frequently Asked Questions

Everything You Need To Know To Get Started With Confidence

UTI - Gilt Fund - Regular Plan - Growth Option had a 5-year average annual growth rate of 5.23%, while UTI - Gilt Fund - Discontinued PF Plan - Growth Option's was 5.23%. UTI - Gilt Fund - Discontinued PF Plan - Growth Option is better for long-term growth.