Which fund has a lower expense ratio, Kotak Banking & Financial Services Fund - Regular Plan - Growth or Baroda BNP Paribas Banking and Financial Services Fund - Regular - Growth Option?

Kotak Banking & Financial Services Fund - Regular Plan - Growth has an expense ratio of 2.19% and Baroda BNP Paribas Banking and Financial Services Fund - Regular - Growth Option has 2.41%. Kotak Banking & Financial Services Fund - Regular Plan - Growth has a lower ratio, which means it can give better net returns.

Kotak Banking & Financial Services Fund vs Baroda BNP Paribas Banking and Financial Services Fund compare

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Kotak Banking & Financial Services Fund - Regular Plan - Growth

Banking & Financialvery high Risk

Baroda BNP Paribas Banking and Financial Services Fund - Regular - Growth Option

Banking & Financialvery high Risk

Our Verdict

Detailed analysis of historical returns and portfolio quality for smart mutual fund choices.

Returns (1Y)

19.5 %

Expense Ratio

2.19 %

The trade-off:

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Returns (5Y)

14.68 %

Expense Ratio

2.41 %

The trade-off:

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Fund Performance Track

Comprehensive breakdown of returns, risk, and portfolio quality.

Complete Fund Review

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METRICS

Kotak Banking & Financial Services Fund - Regular Plan - Growth

Baroda BNP Paribas Banking and Financial Services Fund - Regular - Growth Option

Basic Overview

Current NAV

₹ 15.75

₹ 48.84

Benchmark

NIFTY Financial Services TRI

Fund Size (AUM)

₹1396 Cr

₹373 Cr

Expense Ratio

2.19%

2.41%

Launch Date

27 Feb 2023

22 Jun 2012

SIP Returns

1 Year Return

14.74%

13.12%

3 Year Return

15.49%

5 Year Return

14.99%

Since Inception

11.92%

Trailing Returns

1 Month Return

0.51%

0.19%

3 Month Return

5.12%

3.61%

1 Year Return

19.50%

17.68%

3 Year Return

18.01%

5 Year Return

14.68%

Rolling Returns

1 Year Return

3 Year Return

5 Year Return

Risk Metrics (Standard)

Alpha

1.08

Beta

0.99

Sharpe Ratio

0.77

Standard Deviation

15.28

Investment & Taxes

Min SIP Amount

₹ 100

₹ 500

Min Lumpsum

₹ 100

₹ 5,000

Exit Load

Kotak Banking & Financial Services Fund - Regular Plan - Growth charges 0.5% of sell value; if fund sold before 30 days. There are no other charges./365

Baroda BNP Paribas Banking and Financial Services Fund - Regular Plan - Growth charges 1.0% of sell value; if fund sold before 30 days. There are no other charges./365

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Portfolio Market Cap

Portfolio Sectors

Advanced Investor Insights

Go deeper than returns, see how these funds hold up in market crashes, downturns and challenging economic times.

Defense ScoreAbility to resist market falls

Kotak Banking & Financial Services Fund - Regular Plan - Growth3 /100

Outstanding protection during market downturns.

Baroda BNP Paribas Banking and Financial Services Fund - Regular - Growth Option3 /100

More vulnerable during market declines.

Kotak Banking & Financial Services Fund - Regular Plan - Growth3 /100

Outstanding protection during market downturns.

Baroda BNP Paribas Banking and Financial Services Fund - Regular - Growth Option3 /100

More vulnerable during market declines.

Worst CaseMax loss in a single year (Since Inception)

Kotak Banking & Financial Services Fund - Regular Plan - Growth0.0%

Baroda BNP Paribas Banking and Financial Services Fund - Regular - Growth Option0.0%

Note: This shows the biggest drop the fund has ever seen in a calendar year. High returns often come with bigger drops.

Recovery SpeedHow fast it bounces back

Kotak Banking & Financial Services Fund - Regular Plan - Growthslow

Baroda BNP Paribas Banking and Financial Services Fund - Regular - Growth Optionslow

Pro Tip: Funds with "Excellent" recovery are better for short-term goals, as you're less likely to be stuck in a loss when you need money.

Unlock Risk Analysis

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Annual Performance History

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MONTHLY INVESTMENT

₹

₹ 50k

TENURE

Years

Projected Wealth

Investment Amount : ₹ 50,000

Tenure : 5 Yrs.

₹0+0.00%

Premium Fund Performance Hidden

₹0+0.00%

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Note: SIP value calculations are based on historical NAV data of funds.

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3Y Returns : 6.53% (p.a.)

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Frequently Asked Questions

Everything You Need To Know To Get Started With Confidence

Kotak Banking & Financial Services Fund - Regular Plan - Growth is equally volatile than Baroda BNP Paribas Banking and Financial Services Fund - Regular - Growth Option. Choose a fund based on your risk tolerance and goals.