Which fund has a lower expense ratio, Invesco India Financial Services Fund - Retail Growth or Aditya Birla Sun Life Banking and Financial Services Fund - Regular Plan - Growth?

Invesco India Financial Services Fund - Retail Growth has an expense ratio of 2.19% and Aditya Birla Sun Life Banking and Financial Services Fund - Regular Plan - Growth has 1.99%. Aditya Birla Sun Life Banking and Financial Services Fund - Regular Plan - Growth has a lower ratio, which means it can give better net returns.

Invesco India Financial Services Fund vs Aditya Birla Sun Life Banking and Financial Services Fund compare

Compare Up to 4 FundsFree Analysis

Invesco India Financial Services Fund - Retail Growth

Banking & Financialvery high Risk

Aditya Birla Sun Life Banking and Financial Services Fund - Regular Plan - Growth

Banking & Financialvery high Risk

Our Verdict

Detailed analysis of historical returns and portfolio quality for smart mutual fund choices.

Returns (5Y)

15.66 %

Expense Ratio

2.19 %

The trade-off:

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Returns (5Y)

13.42 %

Expense Ratio

1.99 %

The trade-off:

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Fund Performance Track

Comprehensive breakdown of returns, risk, and portfolio quality.

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METRICS

Invesco India Financial Services Fund - Retail Growth

Aditya Birla Sun Life Banking and Financial Services Fund - Regular Plan - Growth

Basic Overview

Current NAV

₹ 146.90

₹ 64.11

Benchmark

Nifty Financial Services TRI

Fund Size (AUM)

₹1599 Cr

₹3694 Cr

Expense Ratio

2.19%

1.99%

Launch Date

14 Jul 2008

14 Dec 2013

SIP Returns

1 Year Return

17.93%

16.91%

3 Year Return

18.37%

14.61%

5 Year Return

18.09%

14.71%

Since Inception

15.58%

13.19%

Trailing Returns

1 Month Return

-3.15%

-4.29%

3 Month Return

5.06%

4.57%

1 Year Return

18.61%

17.18%

3 Year Return

21.90%

16.98%

5 Year Return

15.66%

13.42%

Rolling Returns

1 Year Return

3 Year Return

5 Year Return

Risk Metrics (Standard)

Alpha

5.88

1.3

Beta

0.88

0.98

Sharpe Ratio

1.08

0.77

Standard Deviation

14.87

15.35

Investment & Taxes

Min SIP Amount

₹ 100

Min Lumpsum

₹ 1,000

Exit Load

Invesco India Financial Services Fund - Retail - Growth charges 1.0% of sell value; if fund sold before 365 days. There are no other charges./365

Aditya Birla Sun Life Banking and Financial Services Fund - Regular Plan - Growth charges 1.0% of sell value; if fund sold before 30 days. There are no other charges./365

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Portfolio Market Cap

Portfolio Sectors

Advanced Investor Insights

Go deeper than returns, see how these funds hold up in market crashes, downturns and challenging economic times.

Defense ScoreAbility to resist market falls

Invesco India Financial Services Fund - Retail Growth3 /100

Outstanding protection during market downturns.

Aditya Birla Sun Life Banking and Financial Services Fund - Regular Plan - Growth3 /100

More vulnerable during market declines.

Invesco India Financial Services Fund - Retail Growth3 /100

Outstanding protection during market downturns.

Aditya Birla Sun Life Banking and Financial Services Fund - Regular Plan - Growth3 /100

More vulnerable during market declines.

Worst CaseMax loss in a single year (Since Inception)

Invesco India Financial Services Fund - Retail Growth0.0%

Aditya Birla Sun Life Banking and Financial Services Fund - Regular Plan - Growth0.0%

Note: This shows the biggest drop the fund has ever seen in a calendar year. High returns often come with bigger drops.

Recovery SpeedHow fast it bounces back

Invesco India Financial Services Fund - Retail Growthslow

Aditya Birla Sun Life Banking and Financial Services Fund - Regular Plan - Growthslow

Pro Tip: Funds with "Excellent" recovery are better for short-term goals, as you're less likely to be stuck in a loss when you need money.

Unlock Risk Analysis

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Annual Performance History

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MONTHLY INVESTMENT

₹

₹ 50k

TENURE

Years

Projected Wealth

Investment Amount : ₹ 50,000

Tenure : 5 Yrs.

₹0+0.00%

Premium Fund Performance Hidden

₹0+0.00%

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₹0+0.00%

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Note: SIP value calculations are based on historical NAV data of funds.

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3Y Returns : 7.07% (p.a.)

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3Y Returns : 6.95% (p.a.)

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Frequently Asked Questions

Everything You Need To Know To Get Started With Confidence

Invesco India Financial Services Fund - Retail Growth had a 5-year average annual growth rate of 15.66%, while Aditya Birla Sun Life Banking and Financial Services Fund - Regular Plan - Growth's was 13.42%. Invesco India Financial Services Fund - Retail Growth is better for long-term growth.