HDFC Banking and Financial Services Fund - Growth Option vs ITI Banking and Financial Services Fund Regular - Growth: Which has better AUM growth?

HDFC Banking and Financial Services Fund - Growth Option has Rs 4488.88 crore in AUM and ITI Banking and Financial Services Fund Regular - Growth has Rs 355.82 crore. A larger, growing AUM shows that investors trust the fund and indicates stability.

Which fund has a lower expense ratio, HDFC Banking and Financial Services Fund - Growth Option or ITI Banking and Financial Services Fund Regular - Growth?

HDFC Banking and Financial Services Fund - Growth Option has an expense ratio of 1.9% and ITI Banking and Financial Services Fund Regular - Growth has 2.34%. HDFC Banking and Financial Services Fund - Growth Option has a lower ratio, which means it can give better net returns.

HDFC Banking and Financial Services Fund - Growth Option or ITI Banking and Financial Services Fund Regular - Growth: Which beats its benchmark more consistently?

HDFC Banking and Financial Services Fund - Growth Option has outperformed the benchmark more consistently with an average of 15.95% over 5 years than ITI Banking and Financial Services Fund Regular - Growth with 15.95%. HDFC Banking and Financial Services Fund - Growth Option has performed better against its benchmark.

HDFC Banking and Financial Services Fund vs ITI Banking and Financial Services Fund Regular compare

Compare Up to 4 FundsFree Analysis

HDFC Banking and Financial Services Fund - Growth Option

Banking & Financialvery high Risk

ITI Banking and Financial Services Fund Regular - Growth

Banking & Financialvery high Risk

Our Verdict

Detailed analysis of historical returns and portfolio quality for smart mutual fund choices.

Returns (3Y)

17.26 %

Expense Ratio

1.9 %

The trade-off:

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Returns (3Y)

15 %

Expense Ratio

2.34 %

The trade-off:

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Fund Performance Track

Comprehensive breakdown of returns, risk, and portfolio quality.

Complete Fund Review

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METRICS

ITI Banking and Financial Services Fund Regular - Growth

HDFC Banking and Financial Services Fund - Growth Option

Basic Overview

Current NAV

₹ 16.22

₹ 18.14

Benchmark

NIFTY Financial Services TRI

Fund Size (AUM)

₹356 Cr

₹4489 Cr

Expense Ratio

2.34%

1.90%

Launch Date

06 Dec 2021

30 Jun 2021

SIP Returns

1 Year Return

18.90%

17.84%

3 Year Return

14.89%

15.28%

5 Year Return

Since Inception

Trailing Returns

1 Month Return

-3.53%

-3.05%

3 Month Return

6.56%

5.77%

1 Year Return

19.11%

17.23%

3 Year Return

15.00%

17.26%

5 Year Return

Rolling Returns

1 Year Return

3 Year Return

5 Year Return

Risk Metrics (Standard)

Alpha

-0.45

1.6

Beta

0.96

0.95

Sharpe Ratio

0.65

0.8

Standard Deviation

17.95

18.15

Investment & Taxes

Min SIP Amount

₹ 500

₹ 100

Min Lumpsum

₹ 5,000

₹ 100

Exit Load

ITI Banking and Financial Services Fund - Regular Plan - Growth charges 1.0% of sell value; if fund sold before 365 days. There are no other charges./365

HDFC Banking and Financial Services Fund - Growth charges 1.0% of sell value; if fund sold before 30 days. There are no other charges./365

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Portfolio Market Cap

Portfolio Sectors

Advanced Investor Insights

Go deeper than returns, see how these funds hold up in market crashes, downturns and challenging economic times.

Defense ScoreAbility to resist market falls

ITI Banking and Financial Services Fund Regular - Growth3 /100

Outstanding protection during market downturns.

HDFC Banking and Financial Services Fund - Growth Option3 /100

More vulnerable during market declines.

ITI Banking and Financial Services Fund Regular - Growth3 /100

Outstanding protection during market downturns.

HDFC Banking and Financial Services Fund - Growth Option3 /100

More vulnerable during market declines.

Worst CaseMax loss in a single year (Since Inception)

ITI Banking and Financial Services Fund Regular - Growth0.0%

HDFC Banking and Financial Services Fund - Growth Option0.0%

Note: This shows the biggest drop the fund has ever seen in a calendar year. High returns often come with bigger drops.

Recovery SpeedHow fast it bounces back

ITI Banking and Financial Services Fund Regular - Growthslow

HDFC Banking and Financial Services Fund - Growth Optionslow

Pro Tip: Funds with "Excellent" recovery are better for short-term goals, as you're less likely to be stuck in a loss when you need money.

Unlock Risk Analysis

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Annual Performance History

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Little Investments, Big Wins

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MONTHLY INVESTMENT

₹

₹ 50k

TENURE

Years

Projected Wealth

Investment Amount : ₹ 50,000

Tenure : 5 Yrs.

₹0+0.00%

Premium Fund Performance Hidden

₹0+0.00%

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Note: SIP value calculations are based on historical NAV data of funds.

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3Y Returns : 7.07% (p.a.)

Axis Banking & PSU Debt Fund - Regular Plan - Growth option

3Y Returns : 6.95% (p.a.)

SBI Medium to Long Duration Fund-Regular Plan-Growth

3Y Returns : 6.65% (p.a.)

Nippon India Medium to Long Duration Fund - Growth Plan - Growth Option

3Y Returns : 6.19% (p.a.)

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Frequently Asked Questions

Everything You Need To Know To Get Started With Confidence

HDFC Banking and Financial Services Fund - Growth Option is equally volatile than ITI Banking and Financial Services Fund Regular - Growth. Choose a fund based on your risk tolerance and goals.